10 Best Car Insurance Companies for Mitsubishis in 2024 (See the Top Providers Here)

Top Pick for Mitsubishis: Allstate

11,413 reviews

4.0

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Company Facts

Full Coverage for Mitsubishis

$146/mo

A.M. Best Rating

A+

Complaint Level

Low

Pros & Cons

• Multiple coverage options
• Various discounts
• Additional savings programs

• Lower than average customer service ratings
• Higher than average auto insurance rates

» Allstate Car Insurance Review

11,413 reviews

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Best Discounts for Mitsubishis: Farmers

2,903 reviews

4.0

Company Facts

Full Coverage for Mitsubishis

$155/mo

A.M. Best Rating

A

Complaint Level

Low

Pros & Cons

• Extensive coverage and discount options
• High customer service ratings
• Offers Signal, a usage-based insurance discount

• Not available in every state
• Rates are higher than average

» Farmers Car Insurance Review

2,903 reviews

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Best Rates for Mitsubishis: Geico

19,116 reviews

4.1

Company Facts

Full Coverage for Mitsubishis

$136/mo

A.M. Best Rating

A++

Complaint Level

Low

Pros & Cons

• Competitive Rates
• 24/7 Customer Service
• Fast Claims Process

• Limited Local Agents
• No Custom Coverage
• Rate Increases

» Geico Car Insurance Review

19,116 reviews

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For $59 a month, Allstate, Farmers, and Geico are considered the best car insurance companies for Mitsubishis. They offer an excellent mix of individualized benefits, cost, and coverage.

Mitsubishi rates are average, but drivers can still save by shopping around for quotes. Finding the right rate nowadays means doing a little shopping plus a little homework.

It’s best to begin the search by gathering as many quotes as you can find. Maybe you need liability coverage, full coverage car insurance, or more.

Our Top 10 Company Picks: Best Car Insurance Companies for Mitsubishis

Company	Rank	Bundling Discounts	A.M. Best	Best For	Jump to Pros/Cons
	#1	9%	A+	Add-on Coverages	Allstate
	#2	8%	A	Safety Discounts	Farmers
	#3	11%	A++	Coverage Options	Geico
	#4	10%	A+	Competitive Rates	Progressive
	#5	7%	A	Customer Service	American Family
	#6	6%	A++	Military Savings	USAA
	#7	8%	A	Multi-Policy Discounts	Liberty Mutual
	#8	10%	B	Personalized Service	State Farm
	#9	9%	A++	Bundling Policies	Travelers
	#10	6%	A+	Vanishing Deductible	Nationwide

Let’s talk through some of the options you might like to consider, and then we’ll see how much you should expect to pay for the best Mitsubishi car insurance policies. Enter your ZIP code to begin comparing quotes.

#1 – Allstate: Top Overall Pick

Pros

• Comprehensive Add-on Coverages: Allstate is a great choice for Mitsubishis, offering add-ons like rental reimbursement and roadside assistance for added security and convenience.
• Strong Financial Stability: With an A+ A.M. Best rating, Allstate is a reliable option for Mitsubishi owners, ensuring timely and full claim payments.
• Attractive Bundling Discounts: Allstate offers a 9% bundling discount, making it cost-effective for Mitsubishi owners who combine auto insurance with home or renters policies.

Cons

• Higher Premiums for Some Drivers: Allstate may have higher premiums for drivers with less-than-perfect records, which could be a downside for some Mitsubishi owners.
• Mixed Customer Service Reviews: Some customers have reported inconsistent service, which might be frustrating during the claim process, as stated in our Allstate insurance review.

#2 – Farmers: Best for Safety Discounts

Pros

• Exceptional Safety Discounts: Farmers offers safety discounts, particularly for Mitsubishi models with advanced safety features, making it more affordable for safety-conscious owners.
• Customized Coverage Options: Farmers provides tailored coverage options specifically to Mitsubishi drivers, ensuring comprehensive, collision, or liability coverage as needed.
• A-Rated Financial Strength: Farmers A rating from A.M. Best highlights its reliability, ensuring efficient and fair claims handling, as demonstrated in our Farmers insurance review. 

Cons

• Limited Availability of Local Agents: Farmers have a more limited network of local agents, which may be inconvenient for those who prefer face-to-face interactions.
• Higher Costs for Newer Models: Farmers may charge higher premiums for insuring newer Mitsubishi models, potentially affecting budget-conscious customers.

#3 – Geico: Best for Coverage Options

Pros

• Comprehensive Coverage Options: Geico offers extensive coverage options with tailored solutions to meet the needs of Mitsubishi drivers.
• A++ Financial Rating: Geico’s A++ rating from A.M. Best guarantees strong financial stability and quick claims payouts. Explore more about this in our Geico insurance review. 
• User-Friendly Mobile App: Geico’s highly-rated app simplifies policy management and claims filing for Mitsubishi owners.

Cons

• Limited Availability of Local Agents: Geico’s focus on online services and fewer local agents might be inconvenient for those who prefer personal interactions.
• Potentially Higher Rates for High-Risk Drivers: Geico might charge higher premiums for Mitsubishi drivers with accident or violation histories, which could be a drawback.

#4 – Progressive: Best for Competitive Rates

Pros

• Competitive Rates: Progressive offers attractive rates, allowing Mitsubishi owners to save on premiums with its pricing strategies.
• A+ Financial Stability: With an A+ rating from A.M. Best, Progressive is a financially stable option, ensuring reliable claim payments for Mitsubishi drivers.
• 10% Bundling Discount: Progressive provides a 10% discount for bundling policies, making it a strong choice for consolidating insurance needs.

Cons

• Potentially Higher Rates for Specific Models: As stated in our Progressive insurance review, it may charge more for certain Mitsubishi models, which could be a drawback.
• Mixed Customer Service Experiences: Some customers report inconsistent experiences with Progressive’s customer service, which could be a concern for those considering their coverage.

#5 – American Family: Best for Customer Service

Pros

• Excellent Customer Service: Mitsubishi owners receive personalized support and quick responses. Uncover more by reviewing our article, “American Family Insurance Review.”
• Tailored Coverage for Families: Offers family-friendly coverage, including discounts for multiple vehicles and teen drivers, as one of the best car insurance companies for Mitsubishis.
• A-Rated Financial Strength: With an A rating from A.M. Best, American Family provides financial stability and ensures efficient claims handling.

Cons

• Limited Availability in Some States: Despite being one of the best car insurance companies for Mitsubishis, American Family’s coverage isn’t available in all states and is limited.
• Higher Premiums for Younger Drivers: Premiums may be higher for younger Mitsubishi drivers, making it less affordable for this group.

#6 – USAA: Best for Military Savings

Pros

• Military Savings: As discussed in our USAA insurance review, it provides exclusive discounts for military members and families, making it a top choice among Mitsubishi insurers.
• Top Financial Rating: With an A++ rating from A.M. Best, USAA stands out as a financially secure option among the best car insurance companies for Mitsubishis.
• Outstanding Customer Service: USAA is praised for its excellent customer service, ensuring Mitsubishi owners receive prompt and courteous support.

Cons

• Eligibility Restrictions: USAA’s coverage is limited to military members and their families, reducing its accessibility for non-military Mitsubishi owners.
• Higher Premiums for Non-Military Drivers: Non-military drivers might find USAA’s rates less competitive, making it less appealing for those outside the military community.

#7 – Liberty Mutual: Best for Multi-Policy Discounts

Pros

• Great Multi-Policy Discounts: Liberty Mutual offers an 8% discount for bundling multiple policies, which helps save on auto and home insurance.
• Flexible Coverage Options: With customizable policies, Liberty Mutual caters to the unique needs of Mitsubishi drivers. Tailor your coverage for better protection.
• Excellent Accident Forgiveness Program: Liberty Mutual’s accident forgiveness program ensures rates don’t increase after your first accident. 

Cons

• Higher Premiums for Add-Ons: Liberty Mutual may have higher premiums for additional coverage options. This can increase overall costs for some drivers.
• Mixed Customer Satisfaction: Liberty Mutual has received mixed reviews, particularly about claims handling. Gain further insight with our Liberty Mutual insurance review.

#8 – State Farm: Best for Personalized Service

Pros

• Personalized Service: State Farm provides highly personalized service wherein Mitsubishi owners can customize their policies with local agents.
• Competitive Bundling Discounts: State Farm offers a 10% discount for bundling policies. This helps save on multiple insurance policies.
• Wide Network of Agents: With an extensive network of agents nationwide, State Farm is highly accessible, and Mitsubishi owners can easily find in-person assistance.

Cons

• Higher Rates for High-Risk Drivers: State Farm may have higher premiums for Mitsubishi drivers with a history of accidents or violations. Learn more in our State Farm insurance review.
• Limited Online Tools: State Farm’s online tools and mobile app may lack advanced features, which could be a drawback for tech-savvy drivers.

#9 – Travelers: Best for Bundling Policies

Pros

• Excellent Bundling Policies: Travelers offers a 9% discount for bundling, benefiting Mitsubishi owners with savings on both auto and home insurance.
• Strong Customization Options: Travelers provides customizable coverage, allowing Mitsubishi owners to tailor their insurance to specific needs.
• Generous Accident Forgiveness: Their accident forgiveness program prevents rate hikes after a first accident. Our article, “Travelers Insurance Review,” covers this in more detail.

Cons

• Limited Local Agents: Travelers has fewer local agents, which might be inconvenient for those preferring face-to-face service.
• Potentially Higher Rates for Certain Models: Travelers may charge more for insuring some Mitsubishi models, affecting cost-effectiveness.

#10 – Nationwide: Best for Vanishing Deductible

Pros

• Vanishing Deductible Program: Nationwide’s vanishing deductible program allows Mitsubishi owners to lower their deductibles over time for safe driving.
• A+ Financial Rating: Nationwide’s A+ rating from A.M. Best indicates strong financial stability, ensuring reliable claim handling. Read more in our Nationwide insurance review.
• Strong Customer Support: Nationwide’s dependable customer support provides prompt and effective assistance, enhancing the experience for Mitsubishi owners.

Cons

• Higher Rates for High-Risk Drivers: Nationwide might charge higher premiums for drivers with a poor driving history, which could be a downside for those with higher risk profiles.
• Limited Coverage in Some Areas: Nationwide’s coverage may not be available in all regions, potentially limiting access for some Mitsubishi owners.

Comparing Coverage Options for Your Mitsubishi

Your car is more than a mere automobile. It’s an asset and a valuable one at that. Apart from your home, it’s possibly the next most expensive item you own, meaning insuring it properly is a must.

Mitsubishi Car Insurance Monthly Rates by Providers & Coverage Level

Insurance Company	Minimum Coverage	Full Coverage
	$72	$146
	$66	$140
	$78	$155
	$61	$136
	$72	$152
	$69	$144
	$59	$133
	$73	$151
	$75	$159
	$61	$132

Insurance companies offer many types of car insurance coverage, and you may need some, if not all, of them. Let’s cover a few:

• Liability Coverage: Required in most states, liability coverage is the foundation of all car insurance policies. Whether you cause an accident, a pileup, run over a neighbor’s mailbox, or cause injuries to another party, your vehicle’s liability coverage steps in to protect you in some of the most common — and worst — situations.

• Comprehensive Car Insurance Coverage: To protect your asset, comprehensive coverage may very well be a necessity. In today’s economy, windshields commonly run north of $1,000 to replace, and many states waive car insurance deductibles for windshield repair/replacement. 

• Collision Coverage: Suppose you’ve still got payments to make, whether loan or lease. Comprehensive and collision will be required by your lienholder/lessee to protect their investment. If it’s paid off, neither is required, but both are worth looking into. 

• Underinsured Coverage: This largely unknown coverage could be a lifesaver under the right circumstances. In many states, the required liability coverage one needs to drive covers far less in property damage than would be necessary to replace your vehicle. 

• Roadside Assistance: This is a relatively cheap option at most insurance companies, but it may help you evade the costliest of claims. Abandoning a vehicle raises the chances of vandalism and theft, so a few extra bucks a year may protect your purchase and give you peace of mind.

Comparing Rates and Coverage Options for Mitsubishis

As a brand, a Mitsubishi driver can expect to pay a little more than average in general maintenance, plus an insurance rate slightly above average. The difference likely won’t be enough to break the bank, but it’ll be noticeable.

Still, it’s worth keeping in mind that the vehicle you drive is only a single data point factoring into your cost. Your age, driving history, credit score, insurance history, location, and other personal information form part of the picture too.

Car Insurance Discounts From the Top Providers for Mitsubishi

Insurance Company	Available Discounts
	Safe Driver Discount, Multi-Policy Discount, Anti-Theft Device Discount, New Car Discount
	Good Student Discount, Multi-Policy Discount, Low Mileage Discount, Defensive Driving Course Discount
	Multi-Car Discount, Anti-Theft Device Discount, Good Student Discount, Safe Driver Discount
	Good Student Discount, Anti-Theft Device Discount, Defensive Driving Course Discount, Multi-Policy Discount
	Multi-Policy Discount, Anti-Theft Device Discount, New Car Discount, Safe Driver Discount
	Good Student Discount, Multi-Policy Discount, Anti-Theft Device Discount, Safe Driver Discount
	Multi-Policy Discount, New Car Discount, Defensive Driving Course Discount, Good Student Discount
	Good Student Discount, Multi-Policy Discount, Defensive Driving Course Discount, Safe Driver Discount
	Safe Driver Discount, Multi-Policy Discount, New Car Discount, Anti-Theft Device Discount
	Defensive Driving Course Discount, Good Student Discount, Safe Driver Discount, Multi-Policy Discount

Coverage options and discounts vary between providers, so it’s essential to compare all available car insurance quotes and review them carefully before deciding. Explore different methods to cut costs.

Vehicles with advanced safety features, such as many Mitsubishis, often qualify for safety discounts. Also, make sure to receive discounts for anti-theft technology if your Mitsubishi has it. Bundling multiple vehicles with the same company can lead to significant multi-car discounts.

Additionally, combining different types of policies, such as homeowners, renters, or life insurance, can also lower your premiums. Many insurers offer discounts for updated driver training courses, including online options, and usage-based discounts are available for those who allow monitoring of their driving habits through a device or app.

Once you’ve considered these factors, the next step is to compare quotes to find the best rates. Enter your ZIP code to begin comparing insurance quotes from various providers.

Selecting the Best Insurance Company for Your Mitsubishi

Who should you choose to insure your Mitsubishi? In truth, the best may vary from place to place or person to person. While price is naturally a determining factor, it should never be the sole measure. Check around to see who has the best ratings and allow those to factor in.

If you prefer interacting face-to-face, opt for an agent. However, you might wonder whether to choose a captive agent or an independent agent.

What is the difference between a captive and independent car insurance agent? Captive agents can quote you with a single company, while independent agents (brokers) can quote you from a variety of companies at once, plus, they serve as your face-to-face contact in the event of an emergency, claim, or crisis.

Other companies prefer to operate without local agents at all. This may save on expenses, but if you’re an in-person customer, it may not be worth the headache. If, however, you prefer to do your business online or via an app, the reverse could be true.

Mitsubishi Car Insurance: Case Studies of Real-World Scenarios 

Case Study 1: Comprehensive Coverage for a New Mitsubishi Eclipse Cross

Sarah recently purchased a brand new Mitsubishi Eclipse Cross and opted for comprehensive coverage to protect her investment. One day, while parked at a shopping center, Sarah’s car was damaged by a falling tree branch during a storm.

Thanks to her comprehensive coverage, Sarah’s insurance company covered the cost of repairs, minus her deductible. Without insurance, she would have had to bear the full cost of the repairs.

Case Study 2: Liability Coverage for an Older Mitsubishi Mirage

John owns an older model Mitsubishi Mirage and has liability coverage, which is the minimum required by his state. One day, while driving, John accidentally collided with another vehicle, causing damage to the other driver’s car and injuries to the driver.

John’s liability insurance covered the other driver’s medical expenses and property damage. Without liability coverage, John would have had to pay for these expenses out of pocket.

Case Study 3: Uninsured Motorist Coverage

Emily drives a Mitsubishi Outlander and has uninsured motorist coverage as part of her insurance policy. One evening, she was involved in an accident with a hit-and-run driver who fled the scene. Emily suffered injuries and significant damage to her vehicle.

Since the other driver was uninsured, Emily’s uninsured motorist coverage kicked in, covering her medical expenses and the repairs to her Mitsubishi. This coverage provided Emily with the necessary financial protection when the responsible party did not have insurance.

Case Study 4: Discounts for Safe Driving

Michael owns a Mitsubishi Lancer and has a clean driving record. As a result, he qualified for a safe driving discount from his insurance company. This car insurance discount reduced his monthly premium, helping him save money on his coverage. Michael’s responsible driving and the discount he received were rewards for his safe behavior on the road.

Essential Insights on Mitsubishi Car Insurance

In today’s auto market, all claims are costlier than usual and perhaps more expensive than ever. Prices are on the rise, and quality vehicles are becoming scarce. In today’s economy, insurance is about more than simply a bottom line.

It’s worth finding an insurer who meets your car insurance requirements and provides you with the peace of mind you’re paying for. For Mitsubishi owners, it’s crucial to explore the best car insurance companies for Mitsubishis to ensure you’re getting the best coverage and value.

If you’re concerned that your current insurer doesn’t have you covered, do yourself a favor and look for cheap Mitsubishi car insurance quotes. Enter your ZIP code to begin comparing insurance quotes from various providers.