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Compare Cheap Mercedes-Benz S450 Insurance Quotes

The cost of Mercedes-Benz S450 car insurance rates are $2,032 a year, or around $169 a month on average. Shop around to find cheap Mercedes-Benz S450 insurance rates. On average, Mercedes-Benz S450 comprehensive insurance coverage costs $495, collision coverage costs $722, and liability coverage costs $573.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 23, 2020

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Key takeaways:

  • Full coverage costs around $2,032 a year or $169 each month
  • A liability-only policy costs around $815 a year or $68 each month
  • Highest rates are for teenage drivers at around $7,427 a year or $619 each month
  • Good drivers can save as much as $838 a year by earning policy discounts
  • Mercedes-Benz S450 insurance costs around $513 more per year than the average vehicle

Mercedes-Benz S450 insurance rates are around $513 more each year than the average vehicle with full coverage costing around $2,032 a year or $169 a month.

Good drivers can save up to $838 a year in policy discounts by remaining safe and courteous on the roads. We’re going to take a deeper look at Mercedes-Benz S450 insurance rates, safety features, and more.

You can start comparing quotes for Mercedes-Benz S450 car insurance rates from some of the best car insurance companies by using our free online tool now.

Mercedes-Benz S450 Insurance Cost

The average Mercedes-Benz S450 auto insurance rates are $2,032 a year or $169 a month.

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Are Mercedes-Benz S450s Expensive to Insure?

The chart below details how Mercedes-Benz S450 insurance rates compare to other luxury cars like the Acura TLX, Audi A8, and Lexus IS 300.

Vehicle Comprehensive Collision Liability Total
Mercedes-Benz S450 $494 $982 $398 $2,032
Acura TLX $332 $686 $398 $1,574
Audi A8 $464 $900 $390 $1,912
Lexus IS 300 $356 $686 $398 $1,598
Mercedes-Benz E300 $394 $744 $338 $1,612
Audi A4 $332 $656 $398 $1,544
Volvo S90 $356 $714 $398 $1,626

However, there are a few things you can do to find the cheapest Mercedes-Benz insurance rates online.

What Impacts the Cost of Mercedes-Benz S450 Insurance?

The Mercedes-Benz S450 trim and model you choose can impact the total price you will pay for Mercedes-Benz S450 car insurance coverage.

Age of the Vehicle

Older Mercedes-Benz S450 models generally cost less to insure. For example, auto insurance rates for a 2018 Mercedes-Benz S450 are $2,032, while 2010 Mercedes-Benz S450 rates are $1,568, a difference of $464.

Model Year Comprehensive Collision Liability Total
2018 Mercedes-Benz S450 $494 $982 $398 $2,032
2017 Mercedes-Benz S450 $478 $958 $416 $2,010
2016 Mercedes-Benz S450 $462 $918 $430 $1,968
2015 Mercedes-Benz S450 $436 $886 $442 $1,922
2014 Mercedes-Benz S450 $420 $822 $452 $1,852
2013 Mercedes-Benz S450 $402 $774 $456 $1,790
2012 Mercedes-Benz S450 $386 $694 $460 $1,698
2011 Mercedes-Benz S450 $360 $638 $460 $1,616
2010 Mercedes-Benz S450 $348 $598 $464 $1,568

Driver Age

Driver age can have a significant effect on Mercedes-Benz S450 car insurance rates. As an example, a 30-year-old driver pays around $89 more each year for their Mercedes-Benz S450 car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Mercedes-Benz S450 insurance rates. For example, drivers in Jacksonville may pay $1,219 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Mercedes-Benz S450 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mercedes-Benz S450 auto insurance rates with violations on their driving record.

Mercedes-Benz S450 Safety Features

The Mercedes-Benz S450 safety features can help lower insurance costs. According to AutoBlog, the 2020 Mercedes-Benz S450 has the following safety features:

  • Active brake assist
  • Active parking assist
  • Remote parking assist
  • Car-to-x
  • Evasive steering assist
  • Active steering assist
  • Active brake assist
  • Active lane-keeping
  • Active lane change
  • Blindspot assist
  • Active emergency stop
  • Active distance assist

Mercedes-Benz S450 Finance and Insurance Cost

If you are financing a Mercedes-Benz S450, most lenders will require your carry higher Mercedes-Benz S450 coverage options including comprehensive coverage, so be sure to shop around and compare Mercedes-Benz S450 car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Mercedes-Benz S450 Insurance

You have more options at your disposal to save money on your Mercedes-Benz S450 auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Mercedes-Benz S450 car insurance rates

  • Reduce Modifications on Your Mercedes-Benz S450
  • Don’t Assume your Mercedes-Benz S450 is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
  • Never Drink and Drive Your Mercedes-Benz S450
  • Spy on Your Teen Driver
  • Re-Check Mercedes-Benz S450 Quotes Every 6 Months

Top Mercedes-Benz S450 Insurance Companies

Who is the top car insurance company for Mercedes-Benz S450 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mercedes-Benz S450 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mercedes-Benz S450 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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