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Best FIAT 500 Insurance Rates [How to Find Low Rates Online]

The average FIAT 500 car insurance quotes are $113/mo, or $1,352/yr, but you can find the best Fiat 500 car insurance rates online by comparing these quotes in the comparison tool below. Good drivers can save up to $557 a year on FIAT 500 car insurance costs by earning discounts on their policy.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Sep 10, 2020

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Key takeaways:

  • Full coverage costs around $1,352 a year or $113 each month
  • A liability-only policy costs around $542 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,942 a year or $412 each month
  • Good drivers can save as much as $557 a year by earning policy discounts
  • FIAT 500 insurance costs around $167 less per year than the average vehicle

Affordable FIAT 500 insurance rates are about $167 less than the average vehicle in the U.S. Full coverage averages around $1,352 a year or $113 a month, but you may only need liability coverage for older FIAT 500s, which costs about $542 a year or $45 a month. Good drivers can save up to $557 a year by remaining claim-free. Let’s compare car insurance and look at FIAT 500 insurance rates, crash test ratings, and more.

You can start comparing quotes for FIAT 500 car insurance rates from some of the best FIAT 500 car insurance companies by using our free online tool now.

How much is insurance on a FIAT 500?

The average FIAT 500 auto insurance rates are $1,352 a year or $113 a month.

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Are FIAT 500s Expensive to Insure?

The chart below details how FIAT 500 insurance rates compare to other subcompact hatchbacks like the Volkswagen Golf R, Mitsubishi Mirage, and Volkswagen Golf.

Vehicle Comprehensive Collision Liability Total
Volkswagen Golf R $372 $660 $390 $1,580
Mitsubishi Mirage $244 $448 $398 $1,248
Volkswagen Golf $306 $600 $390 $1,454
Honda Fit $268 $512 $258 $1,148
Volkswagen Beetle $280 $542 $332 $1,290
Ford Focus RS $332 $656 $398 $1,544

However, there are a few things you can do to find the cheapest FIAT insurance rates online.

What Impacts the Cost of FIAT 500 Insurance?

The FIAT 500 trim and model you choose can impact the total price you will pay for FIAT 500 car insurance coverage.

Age of the Vehicle

Older FIAT 500 models generally cost less to insure. For example, auto insurance rates for a 2017 FIAT 500 are $1,352, while 2012 FIAT 500 rates are $1,228, a difference of $124.

Model Year Comprehensive Collision Liability Total
2017 FIAT 500 $236 $466 $470 $1,352
2016 FIAT 500 $228 $446 $486 $1,340
2015 FIAT 500 $216 $430 $500 $1,326
2014 FIAT 500 $206 $400 $510 $1,296
2013 FIAT 500 $198 $376 $514 $1,268
2012 FIAT 500 $190 $338 $520 $1,228

Driver Age

Driver age can have a significant effect on FIAT 500 car insurance rates. For example, 20-year-old drivers pay $1,654 more for their FIAT 500 car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on FIAT 500 insurance rates. For example, drivers in Los Angeles may pay $744 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of FIAT 500 auto insurance. Teens and drivers in their 20’s see the highest jump in their FIAT 500 car insurance with violations on their driving record.

FIAT 500 Crash Test Ratings

If the FIAT 500 crash test ratings are good, you could have lower FIAT 500 car insurance rates. See FIAT 500 crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2019 FIAT 500 CABRIO 3 HB FWD N/R N/R N/R N/R
2019 FIAT 500 BEV 3 HB FWD N/R N/R N/R N/R
2019 FIAT 500 ABARTH CABRIO 3 HB FWD N/R N/R N/R N/R
2019 FIAT 500 ABARTH 3 HB FWD N/R N/R N/R N/R
2019 FIAT 500 3 HB FWD N/R 4 stars N/R 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

FIAT 500 Safety Features

The safety features of the FIAT 500 can impact your FIAT 500 car insurance rates. The FIAT 500 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Traction Control

FIAT 500 Finance and Insurance Cost

If you are financing a FIAT 500, most lenders will require your carry higher FIAT 500 coverage options including comprehensive coverage, so be sure to shop around and compare FIAT 500 car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on FIAT 500 Insurance

Drivers can end up saving more money on their FIAT 500 car insurance rates by employing any one of the following strategies.

  • Ask About FIAT 500 Discounts If You Were Listed on Someone Else’s Policy
  • Understand that Insurance Companies Can’t Change Your FIAT 500 Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
  • Take Public Transit Instead of Driving Your FIAT 500
  • Wait Six Years for Accidents to Disappear from Your Record
  • Check Reviews and State Complaints Before You Choose an Insurer

Top FIAT 500 Insurance Companies

Who is the top auto insurance company for FIAT 500 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering FIAT 500 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the FIAT 500 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free FIAT 500 Insurance Quotes Online

You can start comparing quotes for FIAT 500 car insurance rates from some of the best car insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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