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FIAT 500L Insurance Cost [Everything You Need to Know]

FIAT 500L insurance costs $114 a month on average, but Fiat 500L insurance for a 17 year old may be more expensive. To save money on your Fiat 500L insurance rates, you can use this guide to compare quotes and companies. State Farm and GEICO are the most popular for Fiat 500L insurance coverage.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 27, 2020

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Key takeaways:

  • Full coverage costs around $1,364 a year or $114 each month
  • A liability-only policy costs around $547 a year or $46 each month
  • Highest rates are for teenage drivers at around $4,985 a year or $415 each month
  • Good drivers can save as much as $562 a year by earning policy discounts
  • FIAT 500L insurance costs around $155 less per year than the average vehicle

FIAT 500L insurance rates are about $155 less annually than the average vehicle in the country with full coverage costing around $1,364 a year or $114 a month. Teen drivers will pay the most with average rates around $4,985 a year or $415 a month.

Good drivers can save up to $562 a year in policy discounts by remaining safe and courteous out on the roads. Let’s take a closer look at FIAT 500L insurance rates, safety features, and more.

You can start comparing quotes for FIAT 500L car insurance rates from some of the best car insurance companies by using our free online tool now.

FIAT 500L Insurance Cost

The average car insurance costs for a FIAT 500L are $1,364 a year or $114 a month.

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Are FIAT 500Ls Expensive to Insure?

The chart below details how FIAT 500L insurance rates compare to other hatchbacks like the Toyota Yaris and Kia Soul.

Vehicle Comprehensive Collision Liability Total
FIAT 500L $256 $478 $450 $1,364
Toyota Yaris $256 $478 $398 $1,290
Kia Soul $308 $500 $372 $1,338

However, there are a few things you can do to find the cheapest FIAT insurance rates online.

What Impacts the Cost of FIAT 500L Insurance?

The FIAT 500L trim and model you choose can impact the total price you will pay for FIAT 500L auto insurance coverage.

Age of the Vehicle

Older FIAT 500L models generally cost less to insure. For example, car insurance rates for a 2018 FIAT 500L are $1,364, while 2014 FIAT 500L rates are $1,308, a difference of $56.

Model Year Comprehensive Collision Liability Total
2018 FIAT 500L $256 $478 $450 $1,364
2017 FIAT 500L $248 $466 $470 $1,364
2016 FIAT 500L $240 $446 $486 $1,352
2015 FIAT 500L $226 $430 $500 $1,336
2014 FIAT 500L $218 $400 $510 $1,308

Driver Age

Driver age can have a significant impact on the cost of FIAT 500L auto insurance. For example, 20-year-old drivers pay approximately $1,668 each year for their FIAT 500L auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on FIAT 500L insurance rates. For example, drivers in Los Angeles may pay $1,173 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on your FIAT 500L auto insurance rates. Teens and drivers in their 20’s see the highest jump in their FIAT 500L car insurance with violations on their driving record.

FIAT 500L Safety Ratings

Your FIAT 500L auto insurance rates are influenced by the FIAT 500L’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Poor
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

FIAT 500L Crash Test Ratings

If the FIAT 500L crash test ratings are good, you could have lower FIAT 500L car insurance rates. See FIAT 500L crash test results below:

Vehicle Tested Overall Frontal Side Rollover
FIAT 500L N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

FIAT 500L Safety Features

The numerous safety features of the FIAT 500L help contribute to lower insurance rates. The 2020 FIAT 500L has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

FIAT 500L Finance and Insurance Cost

If you are financing a FIAT 500L, most lenders will require your carry higher FIAT 500L coverage options including comprehensive coverage, so be sure to shop around and compare FIAT 500L car insurance rates from the best companies using our FREE tool below.

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Ways to Save on FIAT 500L Insurance

There are several ways you can save even more on your FIAT 500L car insurance rates. Take a look at the following five tips:

  • Compare FIAT 500L Quotes for Free Online
  • Compare Apples to Apples When Comparing FIAT 500L Insurance Quotes and Policies
  • Ask About FIAT 500L Low Mileage Discounts
  • Take a Defensive Driving Course or Any Driver’s Education Course
  • Make Sure You Use an Accredited Driver Safety Program

Top FIAT 500L Insurance Companies

Who is the top car insurance company for FIAT 500L insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering FIAT 500L auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the FIAT 500L offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free FIAT 500L Insurance Quotes Online

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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