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Volvo S60 Insurance Quotes [How to Find Low Rates Online]

If you want to buy Volvo S60 auto insurance coverage online then a policy will cost $129 per month ($1,544 per year) on average. On average, comprehensive coverage costs $376, collision coverage costs $549, and liability coverage costs $436 for Volvo S60 insurance.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 23, 2020

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Key takeaways:

  • Full coverage costs around $1,544 a year or $129 each month
  • A liability-only policy costs around $619 a year or $52 each month
  • Highest rates are for teenage drivers at around $5,643 a year or $470 each month
  • Good drivers can save as much as $637 a year by earning policy discounts
  • Volvo S60 insurance costs around $25 more per year than the average vehicle

Volvo S60 insurance rates are slightly more yearly than the average vehicle with full coverage costing around $1,544 a year or $129 a month. Drivers of an older Volvo S60 may opt for liability coverage only which costs around $619 a year or $52 a month.

Good drivers can save up to $637 in policy discounts by remaining claim-free and safe out on the road. We’re going to take a closer look at Volvo S60 insurance rates, crash test ratings, and more.

You can start comparing quotes for Volvo S60 car insurance rates from some of the best car insurance companies by using our free online tool now.

Volvo S60 Insurance Cost

The average Volvo S60 auto insurance rates are $1,544 a year or $129 a month.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Are Volvo S60s Expensive to Insure?

The chart below details how Volvo S60 insurance rates compare to other luxury cars like the Porsche Panamera, Jaguar XF, and Audi S8.

Vehicle Comprehensive Collision Liability Total
Volvo S60 $332 $656 $398 $1,544
Porsche Panamera $520 $1,042 $398 $2,118
Jaguar XF $406 $804 $398 $1,766
Audi S8 $658 $1,368 $398 $2,582
BMW M3 $406 $804 $398 $1,766
Mercedes-Benz S450 $494 $982 $398 $2,032
Cadillac CT6 $382 $774 $398 $1,712

However, there are a few things you can do to find the cheapest Volvo insurance rates online.

What Impacts the Cost of Volvo S60 Insurance?

The Volvo S60 trim and model you choose will affect the total price you will pay for Volvo S60 insurance coverage.

Age of the Vehicle

The average Volvo S60 car insurance rates are higher for newer models. For example, car insurance rates for a 2018 Volvo S60 are $1,544, while 2011 Volvo S60 rates are $1,286, a difference of $258.

Model Year Comprehensive Collision Liability Total
2018 Volvo S60 $332 $656 $398 $1,544
2017 Volvo S60 $320 $640 $416 $1,534
2016 Volvo S60 $310 $612 $430 $1,510
2015 Volvo S60 $292 $592 $442 $1,484
2014 Volvo S60 $282 $548 $452 $1,440
2013 Volvo S60 $270 $516 $456 $1,400
2012 Volvo S60 $258 $464 $460 $1,340
2011 Volvo S60 $242 $426 $460 $1,286

Driver Age

Driver age can have a significant impact on Volvo S60 auto insurance rates. For example, 20-year-old drivers pay approximately $1,888 more each year for their Volvo S60 auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Volvo S60 insurance rates. For example, drivers in Los Angeles may pay $849 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Volvo S60 car insurance. Teens and drivers in their 20’s see the highest jump in their Volvo S60 car insurance with violations on their driving record.

Volvo S60 Safety Ratings

Your Volvo S60 auto insurance rates are influenced by the Volvo S60’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Volvo S60 Crash Test Ratings

Good Volvo S60 crash test ratings mean the VW is safer, which could mean cheaper Volvo S60 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Volvo S60 T8 Polestar Engineered 4 DR AWD N/R N/R N/R N/R
2020 Volvo S60 T8 4 DR AWD N/R N/R N/R N/R
2020 Volvo S60 T6 4 DR AWD 5 stars 4 stars 5 stars 5 stars
2020 Volvo S60 T5 4 DR FWD 5 stars 4 stars 5 stars 5 stars
2019 Volvo S60 T8 4 DR AWD N/R N/R N/R N/R
2019 Volvo S60 T6 4 DR AWD N/R N/R N/R N/R
2019 Volvo S60 T5 4 DR FWD N/R N/R N/R N/R
2018 Volvo S60I 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2018 Volvo S60I 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2018 Volvo S60CC 4 DR AWD N/R N/R N/R N/R
2018 Volvo S60 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2018 Volvo S60 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2017 Volvo S60I 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2017 Volvo S60I 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2017 Volvo S60CC 4 DR AWD N/R N/R N/R N/R
2017 Volvo S60 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2017 Volvo S60 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2016 Volvo S60I 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2016 Volvo S60I 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2016 Volvo S60CC 4 DR AWD N/R N/R N/R N/R
2016 Volvo S60 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2016 Volvo S60 4 DR AWD 5 stars 5 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Volvo S60 Safety Features

Good Volvo S60 safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Volvo S60 are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Lane Keeping Assist

Volvo S60 Insurance Loss Probability

The Volvo S60’s insurance loss probability varies for each form of coverage. The lower percentage means lower Volvo S60 auto insurance rates; higher percentages mean higher Volvo S60 car insurance rates.

Insurance Coverage Category Loss Rate
Collision 3%
Property Damage -15%
Comprehensive -17%
Personal Injury -24%
Medical Payment -28%
Bodily Injury -35%
Source: Insurance Institute for Highway Safety

Volvo S60 Finance and Insurance Cost

If you are financing a Volvo S60, most lenders will require your carry higher Volvo S60 coverage options including comprehensive coverage, so be sure to shop around and compare Volvo S60 auto insurance rates from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Volvo S60 Insurance

Drivers can end up saving more money on their Volvo S60 car insurance rates by employing any one of the following strategies.

  • Take Public Transit Instead of Driving Your Volvo S60
  • Park Your Volvo S60 Somewhere Safe – like a Garage or Private Driveway
  • Ask About Mature Driver Discounts for Drivers Over 50
  • Never Drink and Drive Your Volvo S60
  • Ask About Seasonal Insurance for Your Volvo S60

Top Volvo S60 Insurance Companies

Who is the top car insurance company for Volvo S60 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo S60 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo S60 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Volvo S60 Insurance Quotes Online

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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