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How Much is Insurance on a Dodge Caliber?

Average auto insurance rates for a Dodge Caliber cost $1,146 a year, or around $96 a month. Shop around to find cheap Dodge Caliber insurance rates. On average, Dodge Caliber comprehensive insurance coverage costs $279, collision coverage costs $407, and liability coverage costs $323.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 23, 2020

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Key takeaways:

  • Full coverage costs around $1,146 a year or $96 each month
  • A liability-only policy costs around $460 a year or $38 each month
  • Highest rates are for teenage drivers at around $4,189 a year or $349 each month
  • Good drivers can save as much as $472 a year by earning policy discounts
  • Dodge Caliber insurance costs around $373 less per year than the average vehicle

Dodge Caliber insurance rates are quite a bit less expensive than the average vehicle with full coverage averaging $1,146 a year or $96 a month. Owners of an older Dodge Caliber may choose to keep liability coverage only at around $460 a year or $38 a month.

Good drivers can save up to $472 a year in policy discounts by staying safe and courteous while driving. We’re going to look at Dodge Caliber insurance rates, safety features, and more.

You can start comparing quotes for Dodge Caliber car insurance rates from some of the best car insurance companies by using our free online tool now.

Dodge Caliber Insurance Cost

The average auto insurance rates for a Dodge Caliber cost $1,146 a year or $96 a month.

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Are Dodge Calibers Expensive to Insure?

The chart below details how Dodge Caliber insurance rates compare to other hatchbacks like the Kia Soul, Toyota Yaris, and FIAT 500L.

Vehicle Comprehensive Collision Liability Total
Kia Soul $308 $500 $372 $1,338
Toyota Yaris $256 $478 $398 $1,290
FIAT 500L $256 $478 $450 $1,364

However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Caliber Insurance?

The Dodge Caliber trim and model you choose can impact the total price you will pay for Dodge Caliber insurance coverage.

Age of the Vehicle

Older Dodge Caliber models generally cost less to insure. For example, auto insurance for a 2012 Dodge Caliber costs $1,146, while 2010 Dodge Caliber insurance costs are $1,086, a difference of $60.

Model Year Comprehensive Collision Liability Total
2012 Dodge Caliber $190 $338 $460 $1,146
2011 Dodge Caliber $178 $310 $460 $1,106
2010 Dodge Caliber $172 $292 $464 $1,086

Driver Age

Driver age can have a significant impact on the cost of Dodge Caliber auto insurance. For example, 20-year-old drivers pay as much as $1,452 more each year for their Dodge Caliber auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Dodge Caliber insurance rates. For example, drivers in Phoenix may pay $631 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Dodge Caliber car insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Caliber auto insurance rates with violations on their driving record.

Dodge Caliber Safety Ratings

Your Dodge Caliber auto insurance rates are tied to the Dodge Caliber’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Marginal
Roof strength Acceptable
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Dodge Caliber Crash Test Ratings

Poor Dodge Caliber crash test ratings could mean higher Dodge Caliber car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Dodge Caliber 3 4 3 4
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Dodge Caliber Safety Features

Most drivers don’t realize that not only do Dodge Caliber safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Dodge Caliber auto insurance rates. The Dodge Caliber’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Traction Control

Dodge Caliber Finance and Insurance Cost

If you are financing a Dodge Caliber, most lenders will require your carry higher Dodge Caliber coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Caliber car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Dodge Caliber Insurance

Save more on your Dodge Caliber car insurance rates. Take a look at the following five strategies that will get you the best Dodge Caliber auto insurance rates possible.

  • Check Your Dodge Caliber Policy Carefully to Ensure All Information is Correct
  • Consider Dodge Caliber Insurance Costs Before Buying a Dodge Caliber
  • Ask About Student Discounts
  • Compare Dodge Caliber Quotes for Free Online
  • Make Sure You Use an Accredited Driver Safety Program

Top Dodge Caliber Insurance Companies

Who is the top auto insurance company for Dodge Caliber insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Caliber auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Caliber offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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