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Mercury Mountaineer Insurance Quotes [Guide + Free Quotes]

The average Mercury Mountaineer Insurance costs are $96/mo for full coverage, but good, mature drivers may find rates as low as $56.25/mo. Mercury Mountaineer Insurance rates for liability coverage are $38/mo on average. Shop around for Mercury Mountaineer insurance quotes with our comparison tool.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Sep 1, 2020

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Key takeaways:

  • Full coverage costs around $1,148 a year or $96 each month
  • A liability-only policy costs around $460 a year or $38 each month
  • Highest rates are for teenage drivers at around $4,196 a year or $350 each month
  • Good drivers can save as much as $473 a year by earning policy discounts
  • Mercury Mountaineer insurance costs around $371 less per year than the average vehicle

Mercury Mountaineer insurance rates are a good bit less per year than the average vehicle with full coverage costing around $1,148 a year or $96 a month. Teen drivers will pay the most at around $4,196 a year or $350 a month as they’re considered high-risk for insurance companies. Let’s look at Mercury Mountaineer auto insurance rates, safety features, and more.

Looking for affordable Mercury Mountaineer car insurance quotes? We can help you understand what affects the car insurance rates for a Mercury Mountaineer.

You can compare car insurance quotes for cheap Mercury Mountaineer car insurance rates from some of the best car insurance companies by using our free online tool now.

Mercury Mountaineer Insurance Cost

The average Mercury Mountaineer car insurance costs are $1,148 a year or $96 a month.

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Are Mercury Mountaineers Expensive to Insure?

The chart below details how Mercury Mountaineer insurance rates compare to other SUVs like the Dodge Durango, Jeep Wrangler, and Dodge Journey.

Vehicle Comprehensive Collision Liability Total
Dodge Durango $348 $562 $372 $1,440
Jeep Wrangler $280 $376 $420 $1,256
Dodge Journey $322 $532 $372 $1,384
Infiniti QX60 $404 $750 $372 $1,684
Toyota Highlander $332 $512 $390 $1,392
Volvo XC60 $306 $536 $338 $1,316

However, there are a few things you can do to find the cheapest Mercury insurance rates online.

What Impacts the Cost of Mercury Mountaineer Insurance?

The Mercury Mountaineer trim and model you choose can impact the total price you will pay for Mercury Mountaineer insurance coverage.

Age of the Vehicle

Older Mercury Mountaineer models generally cost less to insure.

Model Year Comprehensive Collision Liability Total
2010 Mercury Mountaineer $216 $310 $464 $1,148

Driver Age

Driver age can have a significant impact on the cost of Mercury Mountaineer auto insurance. For example, 20-year-old drivers pay as much as $1,455 more each year for their Mercury Mountaineer auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Mercury Mountaineer insurance rates. For example, drivers in New York may pay $700 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Mercury Mountaineer auto insurance. Teens and drivers in their 20’s see the highest jump in their Mercury Mountaineer auto insurance rates with violations on their driving record.

Mercury Mountaineer Safety Ratings

Your Mercury Mountaineer auto insurance rates are tied to the Mercury Mountaineer’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Acceptable
Roof strength Not Tested
Head restraints and seats Acceptable
Source: Insurance Institute for Highway Safety

Mercury Mountaineer Crash Test Ratings

If the Mercury Mountaineer crash test ratings are good, you could have lower Mercury Mountaineer car insurance rates. See Mercury Mountaineer crash test results below:

Vehicle Tested Front Driver Front Passenger Side Crash Passenger Side Crash Driver Rollover
Mercury Mountaineer 5 5 5 5 3
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Mercury Mountaineer Safety Features

Mercury Mountaineer safety features can lower the cost of your insurance. The safety features for the 2020 Mercury Mountaineer include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Child Safety Locks
  • Adjustable Pedals
  • Traction Control

Mercury Mountaineer Finance and Insurance Cost

If you are financing a Mercury Mountaineer, most lenders will require your carry higher Mercury Mountaineer coverage options including comprehensive coverage, so be sure to shop around and compare Mercury Mountaineer car insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Mercury Mountaineer Insurance

There are many ways that you can save on Mercury Mountaineer car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Mercury Mountaineer car insurance rates low.

  • Purchase a Roadside Assistance Program for Your Mercury Mountaineer
  • Ask About Student Discounts
  • Buy Your Mercury Mountaineer with Cash, or Get a Shorter-Term Loan
  • Move to an Area with a Lower Cost of Living
  • Start Searching for New Mercury Mountaineer Car Insurance a Month Before Your Renewal

Top Mercury Mountaineer Insurance Companies

Who is the top car insurance company for Mercury Mountaineer insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mercury Mountaineer auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mercury Mountaineer offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Mercury Mountaineer Insurance Quotes Online

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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