Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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UPDATED: Jul 31, 2020

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Key takeaways:

  • Full coverage costs around $1,334 a year or $111 each month
  • A liability-only policy costs around $535 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,876 a year or $406 each month
  • Good drivers can save as much as $550 a year by earning policy discounts
  • Subaru BRZ insurance costs around $185 less per year than the average vehicle

Subaru BRZ insurance rates are about $185 less per year than the average vehicle. Full coverage costs about $1,334 a year or $111 a month. Good drivers can save up to $550 a year in policy discounts by practicing safe driving habits. Let’s take a closer look at Subaru BRZ insurance rates, safety ratings, and more.

You can start comparing quotes for Subaru BRZ car insurance rates from some of the best car insurance companies by using our free online tool now.

Table of Contents

Subaru BRZ Insurance Cost

The average auto insurance rates for a Subaru BRZ cost $1,334 a year or $111 a month.

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Are Subaru BRZs Expensive to Insure?

The chart below details how Subaru BRZ insurance rates compare to other coupes like the Infiniti Q60, Cadillac ATS Coupe, and Nissan 370Z.

Vehicle Comprehensive Collision Liability Total
Infiniti Q60 $382 $744 $398 $1,682
Cadillac ATS Coupe $344 $686 $398 $1,586
Nissan 370Z $332 $714 $450 $1,676
Audi TT $382 $714 $398 $1,652
Audi S5 $394 $864 $398 $1,814
Dodge Challenger $404 $688 $420 $1,692
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However, there are a few things you can do to find the cheapest Subaru insurance rates online.

What Impacts the Cost of Subaru BRZ Insurance?

The Subaru BRZ trim and model you choose will affect the total price you will pay for Subaru BRZ insurance coverage.

Age of the Vehicle

Older Subaru BRZ models generally cost less to insure. For example, car insurance rates for a 2017 Subaru BRZ are $1,334, while 2013 Subaru BRZ rates are $1,218, a difference of $116.

Model Year Comprehensive Collision Liability Total
2017 Subaru BRZ $320 $524 $354 $1,334
2016 Subaru BRZ $310 $502 $364 $1,312
2015 Subaru BRZ $292 $484 $376 $1,288
2014 Subaru BRZ $282 $450 $384 $1,252
2013 Subaru BRZ $270 $424 $388 $1,218
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Driver Age

Driver age can have a significant impact on Subaru BRZ auto insurance rates. For instance, a 30-year-old driver may pay $59 more each year for Subaru BRZ auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Subaru BRZ insurance rates. For example, drivers in Los Angeles may pay $191 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Subaru BRZ auto insurance. Teens and drivers in their 20’s see the highest jump in their Subaru BRZ car insurance with violations on their driving record.

Subaru BRZ Safety Ratings

Your Subaru BRZ car insurance rates are influenced by the safety ratings of the Subaru BRZ. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Acceptable
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Subaru BRZ Crash Test Ratings

Not only do good Subaru BRZ crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Subaru BRZ auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Subaru BRZ 2 DR RWD N/R 4 stars N/R 5 stars
2019 Subaru BRZ 2 DR RWD N/R 4 stars N/R 5 stars
2018 Subaru BRZ 2 DR RWD N/R 4 stars N/R 5 stars
2017 Subaru BRZ 2 DR RWD N/R 4 stars N/R 5 stars
2016 Subaru BRZ 2 DR RWD 5 stars 4 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Subaru BRZ Safety Features

The more safety features you have on your Subaru BRZ, the more likely it is that you can earn a discount. The Subaru BRZ’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Traction Control
  • Auto-Leveling Headlights

Subaru BRZ Insurance Loss Probability

The lower percentage means lower Subaru BRZ auto insurance rates; higher percentages mean higher Subaru BRZ car insurance rates. The Subaru BRZ’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision 56%
Property Damage -22%
Comprehensive 50%
Personal Injury -13%
Medical Payment -12%
Bodily Injury -24%
Source: Insurance Institute for Highway Safety
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Subaru BRZ Finance and Insurance Cost

If you are financing a Subaru BRZ, you will pay more if you purchase Subaru BRZ auto insurance at the dealership, so be sure to shop around and compare Subaru BRZ auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Subaru BRZ Insurance

There are several ways you can save even more on your Subaru BRZ car insurance rates. Take a look at the following five tips:

  • Never Drink and Drive Your Subaru BRZ
  • Reduce Modifications on Your Subaru BRZ
  • Wait Six Years for Accidents to Disappear from Your Record
  • Ask About a Student Away from Home Discount
  • Audit Your Subaru BRZ Driving When You Move to a New Location or Start a New Job

Top Subaru BRZ Insurance Companies

Several insurance companies offer competitive rates for the Subaru BRZ based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Subaru BRZ drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Subaru BRZ Insurance Quotes Online

You can start comparing quotes for Subaru BRZ auto insurance rates from some of the best auto insurance companies by using our free online tool now.