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How Much are Subaru Impreza Insurance Rates?

Average auto insurance rates for a Subaru Impreza cost $1,428 a year, or around $119 a month. Comprehensive, collision, and liability insurance cost around $348, $508, and $403, respectively.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 18, 2020

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Key takeaways:

  • Full coverage costs around $1,428 a year or $119 each month
  • A liability-only policy costs around $572 a year or $48 each month
  • Highest rates are for teenage drivers at around $5,219 a year or $435 each month
  • Good drivers can save as much as $589 a year by earning policy discounts
  • Subaru Impreza insurance costs around $91 less per year than the average vehicle

Subaru Impreza insurance rates are about $91 less than the average vehicle in the U.S. Full coverage costs about $1,428 a year or $119 a month, but good drivers are eligible for up to $589 a year in policy discounts. Let’s look at Subaru Impreza insurance rates, crash test ratings, and more.

You can start comparing quotes for Subaru Impreza car insurance rates from some of the best car insurance companies by using our free online tool now.

Subaru Impreza Insurance Cost

The average car insurance costs for a Subaru Impreza are $1,428 a year or $119 a month.

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Are Subaru Imprezas Expensive to Insure?

The chart below details how Subaru Impreza insurance rates compare to other sedans like the Volkswagen Passat, Ford Focus, and Kia Forte.

Vehicle Comprehensive Collision Liability Total
Subaru Impreza $336 $562 $372 $1,428
Volkswagen Passat $332 $600 $390 $1,480
Ford Focus $244 $536 $398 $1,336
Kia Forte $322 $500 $372 $1,352
Hyundai Elantra $280 $562 $372 $1,372
Toyota Avalon $320 $536 $338 $1,330
Toyota Corolla $294 $542 $390 $1,384

However, there are a few things you can do to find the cheapest Subaru insurance rates online.

What Impacts the Cost of Subaru Impreza Insurance?

The Subaru Impreza trim and model you choose can impact the total price you will pay for Subaru Impreza insurance coverage.

Age of the Vehicle

The average Subaru Impreza auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Subaru Impreza costs $1,428, while 2010 Subaru Impreza insurance costs are $1,166, a difference of $262.

Model Year Comprehensive Collision Liability Total
2020 Subaru Impreza $336 $562 $372 $1,428
2019 Subaru Impreza $320 $542 $390 $1,410
2018 Subaru Impreza $306 $536 $398 $1,398
2017 Subaru Impreza $296 $524 $416 $1,394
2016 Subaru Impreza $286 $502 $430 $1,376
2015 Subaru Impreza $270 $484 $442 $1,354
2014 Subaru Impreza $260 $450 $452 $1,320
2013 Subaru Impreza $250 $424 $456 $1,288
2012 Subaru Impreza $240 $380 $460 $1,238
2011 Subaru Impreza $224 $350 $460 $1,192
2010 Subaru Impreza $216 $328 $464 $1,166

Driver Age

Driver age can have a significant effect on Subaru Impreza car insurance rates. For example, 30-year-old drivers pay $63 more for Subaru Impreza car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Subaru Impreza insurance rates. For example, drivers in Phoenix may pay $786 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Subaru Impreza auto insurance. Teens and drivers in their 20’s see the highest jump in their Subaru Impreza auto insurance rates with violations on their driving record.

Subaru Impreza Safety Ratings

The Subaru Impreza’s safety ratings will affect your Subaru Impreza car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Subaru Impreza Crash Test Ratings

Subaru Impreza crash test ratings will affect your Subaru Impreza car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Subaru Impreza SW AWD 5 stars 5 stars 5 stars 5 stars
2020 Subaru Impreza 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2019 Subaru Impreza SW AWD 5 stars 5 stars 5 stars 5 stars
2019 Subaru Impreza 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2018 Subaru Impreza SW AWD 5 stars 5 stars 5 stars 5 stars
2018 Subaru Impreza 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2017 Subaru Impreza SW AWD 5 stars 5 stars 5 stars 5 stars
2017 Subaru Impreza 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2016 Subaru Impreza SW AWD 5 stars 4 stars 5 stars 5 stars
2016 Subaru Impreza 4 DR AWD 5 stars 4 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Subaru Impreza Safety Features

Subaru Impreza safety features can lower the cost of your insurance. The safety features for the 2020 Subaru Impreza include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Subaru Impreza Insurance Loss Probability

The Subaru Impreza’s insurance loss probability varies for each form of coverage. The lower percentage means lower Subaru Impreza auto insurance rates; higher percentages mean higher Subaru Impreza car insurance rates.

Insurance Coverage Category Loss Rate
Collision -4%
Property Damage -20%
Comprehensive 10%
Personal Injury -21%
Medical Payment -22%
Bodily Injury -19%
Source: Insurance Institute for Highway Safety

Subaru Impreza Finance and Insurance Cost

If you are financing a Subaru Impreza, most lenders will require your carry higher Subaru Impreza coverage options including comprehensive coverage, so be sure to shop around and compare Subaru Impreza auto insurance rates from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Subaru Impreza Insurance

You have more options at your disposal to save money on your Subaru Impreza car insurance costs. For example, try these five tips:

  • Ask for a Higher Deductible for Your Subaru Impreza Insurance Policy
  • Move to an Area with a Lower Cost of Living
  • Ask About Student Discounts
  • Understand that Insurance Companies Can’t Change Your Subaru Impreza Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
  • Choose Automatic Payments or EFT for Your Subaru Impreza Insurance Policy

Top Subaru Impreza Insurance Companies

Who is the top auto insurance company for Subaru Impreza insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Subaru Impreza auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Subaru Impreza offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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