Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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UPDATED: Jul 15, 2020

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Key takeaways:

  • Full coverage costs around $1,372 a year or $114 each month
  • A liability-only policy costs around $550 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,015 a year or $418 each month
  • Good drivers can save as much as $566 a year by earning policy discounts
  • Nissan Versa insurance costs around $147 less per year than the average vehicle

Nissan Versa insurance rates are about $147 cheaper than the average vehicle. Full coverage averages $1,372 a year or $114 a month. You can pay as low as $46 per month for liability-only coverage. Let’s keep reading for Nissan Versa insurance rates, safety ratings, and more.

You can start comparing quotes for Nissan Versa car insurance rates from some of the best car insurance companies by using our free online tool now.

Table of Contents

Nissan Versa Insurance Cost

The average Nissan Versa car insurance rates are $1,372 a year or $114 a month.

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Are Nissan Versas Expensive to Insure?

The chart below details how Nissan Versa insurance rates compare to other sedans like the Subaru Impreza, Honda Accord, and Kia Forte.

Vehicle Comprehensive Collision Liability Total
Nissan Versa $280 $562 $372 $1,372
Subaru Impreza $320 $542 $390 $1,410
Honda Accord $280 $500 $372 $1,310
Kia Forte $322 $500 $372 $1,352
Toyota Avalon $320 $536 $338 $1,330
Audi A3 $282 $566 $398 $1,404
Cadillac CTS $320 $626 $398 $1,502
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However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan Versa Insurance?

The Nissan Versa trim and model you choose will affect the total price you will pay for Nissan Versa insurance coverage.

Age of the Vehicle

Older Nissan Versa models generally cost less to insure. For example, car insurance rates for a 2020 Nissan Versa are $1,372, while 2010 Nissan Versa rates are $1,130, a difference of $242.

Model Year Comprehensive Collision Liability Total
2020 Nissan Versa $280 $562 $372 $1,372
2019 Nissan Versa $268 $542 $390 $1,358
2018 Nissan Versa $256 $536 $398 $1,348
2017 Nissan Versa $248 $524 $416 $1,346
2016 Nissan Versa $240 $502 $430 $1,330
2015 Nissan Versa $226 $484 $442 $1,310
2014 Nissan Versa $218 $450 $452 $1,278
2013 Nissan Versa $208 $424 $456 $1,246
2012 Nissan Versa $200 $380 $460 $1,198
2011 Nissan Versa $188 $350 $460 $1,156
2010 Nissan Versa $180 $328 $464 $1,130
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Driver Age

Driver age can have a significant effect on Nissan Versa car insurance rates. For example, 30-year-old drivers pay $60 more for Nissan Versa car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Nissan Versa insurance rates. For example, drivers in New York may pay $357 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Nissan Versa car insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Versa car insurance with violations on their driving record.

Nissan Versa Safety Ratings

Your Nissan Versa auto insurance rates are tied to the Nissan Versa’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
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Nissan Versa Crash Test Ratings

Not only do good Nissan Versa crash test ratings mean you are better protected in a crash, but good Nissan Versa crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Nissan Versa 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2019 Nissan Versa Note SR 5 HB FWD N/R N/R N/R N/R
2019 Nissan Versa Note 5 HB FWD N/R N/R N/R 4 stars
2019 Nissan Versa 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2018 Nissan Versa Note 5 HB FWD N/R 3 stars N/R 4 stars
2018 Nissan Versa 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2017 Nissan Versa Note 5 HB FWD N/R 3 stars N/R 4 stars
2017 Nissan Versa 4 DR FWD N/R 4 stars N/R 4 stars
2016 Nissan Versa Note 5 HB FWD 4 stars 3 stars 5 stars 4 stars
2016 Nissan Versa 4 DR FWD 4 stars 4 stars 4 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Nissan Versa Safety Features

The more safety features you have on your Nissan Versa, the more likely it is that you can earn a discount. The Nissan Versa’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning

Nissan Versa Insurance Loss Probability

The lower percentage means lower Nissan Versa car insurance rates; higher percentages mean higher Nissan Versa auto insurance rates. Insurance loss probability on the Nissan Versa fluctuates between each type of coverage.

Insurance Coverage Category Loss Rate
Collision 16%
Property Damage 10%
Comprehensive -8%
Personal Injury 90%
Medical Payment 103%
Bodily Injury 38%
Source: Insurance Institute for Highway Safety
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Nissan Versa Finance and Insurance Cost

If you are financing a Nissan Versa, you will pay more if you purchase Nissan Versa car insurance at the dealership, so be sure to shop around and compare Nissan Versa car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Nissan Versa Insurance

You have more options at your disposal to save money on your Nissan Versa car insurance costs. For example, try these five tips:

  • Be Picky About Who Drives Your Nissan Versa
  • Make Sure You Use an Accredited Driver Safety Program
  • Consider Ride Sharing Services to Lower Your Nissan Versa Mileage
  • Never Drink and Drive Your Nissan Versa
  • Use Paperless Billing for Your Nissan Versa Insurance Policy

Top Nissan Versa Insurance Companies

Who is the top auto insurance company for Nissan Versa insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Versa auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Versa offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Nissan Versa Insurance Quotes Online

Start comparing Nissan Versa auto insurance quotes for free by using our FREE online comparison tool.