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Hyundai Elantra Insurance Rates [How to Find Low Rates Online]

The average Hyundai Elantra insurance cost for full coverage is $114/mo with Hyundai Elantra insurance rates coming in at $27.83/mo for comprehensive, $40.67/mo for collision, and $32.25/mo for liability. Use our comparison tool below to shop around for Hyundai Elantra insurance quotes near you.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 21, 2020

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Key takeaways:

  • Full coverage costs around $1,372 a year or $114 each month
  • A liability-only policy costs around $550 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,015 a year or $418 each month
  • Good drivers can save as much as $566 a year by earning policy discounts
  • Hyundai Elantra insurance costs around $147 less per year than the average vehicle

Hyundai Elantra insurance rates are about $147 less per year than the average vehicle with full coverage costing around $1,372 a year or $114 a month. The highest rates are for teens who will pay around $5,015 a year or $418 a month as they’re considered high-risk drivers.

Good drivers can save up to $566 in policy discounts by staying safe on the road. Let’s take a quick look at Hyundai Elantra insurance rates, safety ratings, and more.

You can start comparing quotes for Hyundai Elantra car insurance rates from some of the best car insurance companies by using our free online tool now.

Hyundai Elantra Insurance Cost

The average Hyundai Elantra auto insurance rates are $1,372 a year or $114 a month.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Are Hyundai Elantras Expensive to Insure?

The chart below details how Hyundai Elantra insurance rates compare to other sedans like the Infiniti Q50, Subaru Legacy, and Chrysler 300.

Vehicle Comprehensive Collision Liability Total
Hyundai Elantra $280 $562 $372 $1,372
Infiniti Q50 $344 $686 $398 $1,586
Subaru Legacy $370 $506 $338 $1,350
Chrysler 300 $332 $626 $398 $1,514
Chevrolet Sonic $270 $536 $398 $1,362
Cadillac CTS $320 $626 $398 $1,502
Chevrolet Cruze $308 $594 $372 $1,432

However, there are a few things you can do to find the cheapest Hyundai insurance rates online.

What Impacts the Cost of Hyundai Elantra Insurance?

The Hyundai Elantra trim and model you choose can impact the total price you will pay for Hyundai Elantra insurance coverage.

Age of the Vehicle

The average Hyundai Elantra auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Hyundai Elantra costs $1,372, while 2010 Hyundai Elantra insurance costs are $1,130, a difference of $242.

Model Year Comprehensive Collision Liability Total
2020 Hyundai Elantra $280 $562 $372 $1,372
2019 Hyundai Elantra $268 $542 $390 $1,358
2018 Hyundai Elantra $256 $536 $398 $1,348
2017 Hyundai Elantra $248 $524 $416 $1,346
2016 Hyundai Elantra $240 $502 $430 $1,330
2015 Hyundai Elantra $226 $484 $442 $1,310
2014 Hyundai Elantra $218 $450 $452 $1,278
2013 Hyundai Elantra $208 $424 $456 $1,246
2012 Hyundai Elantra $200 $380 $460 $1,198
2011 Hyundai Elantra $188 $350 $460 $1,156
2010 Hyundai Elantra $180 $328 $464 $1,130

Driver Age

Driver age can have a significant effect on Hyundai Elantra car insurance rates. As an example, a 30-year-old driver pays around $60 more each year for their Hyundai Elantra car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Hyundai Elantra insurance rates. For example, drivers in Houston may pay $1,011 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Hyundai Elantra auto insurance. Teens and drivers in their 20’s see the highest jump in their Hyundai Elantra auto insurance rates with violations on their driving record.

Hyundai Elantra Safety Ratings

Your Hyundai Elantra auto insurance rates are influenced by the Hyundai Elantra’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Hyundai Elantra Crash Test Ratings

Not only do good Hyundai Elantra crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Hyundai Elantra auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Hyundai Elantra GT 5 HB FWD 4 stars 4 stars 4 stars 4 stars
2020 Hyundai Elantra 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2019 Hyundai Elantra Gt 5 HB FWD 4 stars 4 stars 4 stars 4 stars
2019 Hyundai Elantra 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2018 Hyundai Elantra Gt 5 HB FWD 4 stars 4 stars 4 stars 4 stars
2018 Hyundai Elantra 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2017 Hyundai Elantra Gt 5 HB FWD 5 stars 4 stars 5 stars 4 stars
2017 Hyundai Elantra 4 DR FWD Later Release 4 stars 4 stars 4 stars 4 stars
2017 Hyundai Elantra 4 DR FWD Early Release 4 stars 4 stars 5 stars 4 stars
2016 Hyundai Elantra Gt 5 HB FWD 5 stars 4 stars 5 stars 4 stars
2016 Hyundai Elantra 4 DR FWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Hyundai Elantra Safety Features

The more safety features you have on your Hyundai Elantra, the more likely it is that you can earn a discount. The Hyundai Elantra’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Hyundai Elantra Insurance Loss Probability

Insurance loss probability on the Hyundai Elantra fluctuates between each type of coverage. The lower percentage means lower Hyundai Elantra car insurance rates; higher percentages mean higher Hyundai Elantra auto insurance rates.

Insurance Coverage Category Loss Rate
Collision 2%
Property Damage 2%
Comprehensive -10%
Personal Injury 33%
Medical Payment 37%
Bodily Injury 17%
Source: Insurance Institute for Highway Safety

Hyundai Elantra Finance and Insurance Cost

When financing a Hyundai Elantra, most lenders will require your carry higher Hyundai Elantra coverage options including comprehensive coverage, so be sure to shop around and compare Hyundai Elantra car insurance rates from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Hyundai Elantra Insurance

There are many ways that you can save on Hyundai Elantra car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Hyundai Elantra car insurance rates low.

  • Move to an Area with Better Weather
  • Understand that Insurance Companies Can’t Change Your Hyundai Elantra Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
  • Spy on Your Teen Driver
  • Use Paperless Billing for Your Hyundai Elantra Insurance Policy
  • Talk to Your Credit Card Company to Save on Rental Car Costs

Top Hyundai Elantra Insurance Companies

Who is the top car insurance company for Hyundai Elantra insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Hyundai Elantra auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Hyundai Elantra offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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