Toyota C-HR Insurance [Rates + Coverage Guide]

Toyota C-HR insurance rates cost around $91 a month, or $1,092 a year, but finding a Toyota C-HR insurance quote for comprehensive coverage could cost you more. A liability-only policy costs around $438 a year or $37 each month. Good drivers can save up to $450 a year by earning discounts.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Jul 31, 2020

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Key takeaways:

  • Full coverage costs around $1,092 a year or $91 each month
  • A liability-only policy costs around $438 a year or $37 each month
  • Highest rates are for teenage drivers at around $3,991 a year or $333 each month
  • Good drivers can save as much as $450 a year by earning policy discounts
  • Toyota C-HR insurance costs around $427 less per year than the average vehicle

Toyota C-HR insurance rates are quite a bit cheaper than the average vehicle with full coverage costing around $1,092 a year or $91 a month. Teens have the highest rates at around $3,991 a year or $333 a month as they’re considered to be high-risk.

Good drivers can save up to $450 a year in policy discounts. We’re going to take a quick look at Toyota C-HR insurance rates, crash test ratings, and more.

You can start comparing quotes for Toyota C-HR car insurance rates from some of the best car insurance companies by using our free online tool now.

Toyota C-HR Insurance Cost

The average Toyota C-HR auto insurance rates are $1,092 a year or $91 a month.

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Are Toyota C-HRs Expensive to Insure?

The chart below details how Toyota C-HR insurance rates compare to other crossovers like the Kia Niro, Ford Escape, and Audi Q5.

Vehicle Comprehensive Collision Liability Total
Toyota C-HR $266 $470 $246 $1,092
Kia Niro $282 $478 $398 $1,316
Ford Escape $280 $438 $316 $1,170
Audi Q5 $362 $718 $372 $1,610
Mazda CX-5 $322 $532 $372 $1,384
Honda HR-V $294 $532 $372 $1,356
Buick Envision $320 $566 $398 $1,442
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However, there are a few things you can do to find the cheapest Toyota insurance rates online.

What Impacts the Cost of Toyota C-HR Insurance?

The Toyota C-HR trim and model you choose will affect the total price you will pay for Toyota C-HR insurance coverage.

Age of the Vehicle

Older Toyota C-HR models generally cost less to insure. For example, auto insurance for a 2020 Toyota C-HR costs $1,092, while 2018 Toyota C-HR insurance costs are $1,066, a difference of $26.

Model Year Comprehensive Collision Liability Total
2020 Toyota C-HR $266 $470 $246 $1,092
2019 Toyota C-HR $254 $452 $258 $1,074
2018 Toyota C-HR $244 $448 $264 $1,066
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Driver Age

Driver age can have a significant impact on Toyota C-HR auto insurance rates. As an example, a 40-year-old driver could pay $115 less each month for their Toyota C-HR auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Toyota C-HR insurance rates. For example, drivers in Jacksonville may pay $655 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on your Toyota C-HR auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Toyota C-HR car insurance with violations on their driving record.

Toyota C-HR Safety Ratings

Your Toyota C-HR car insurance rates are tied to the safety ratings of the Toyota C-HR. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Toyota C-HR Crash Test Ratings

Good Toyota C-HR crash test ratings mean the VW is safer, which could mean cheaper Toyota C-HR car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Toyota C-HR 5 HB FWD 5 stars 5 stars 5 stars 4 stars
2019 Toyota C-HR 5 HB FWD 5 stars 5 stars 5 stars 4 stars
2018 Toyota C-HR 5 HB FWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Toyota C-HR Safety Features

The safety features of the Toyota C-HR can impact your Toyota C-HR car insurance rates. The Toyota C-HR has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Toyota C-HR Finance and Insurance Cost

If you are financing a Toyota C-HR, you will pay more if you purchase Toyota C-HR auto insurance at the dealership, so be sure to shop around and compare Toyota C-HR auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Toyota C-HR Insurance

Although it may seem like your Toyota C-HR car insurance rates are set, there are a few measures that you can take to secure the best Toyota C-HR car insurance rates possible. Take a look at the following five ways to save on Toyota C-HR auto insurance.

  • Reduce Your Coverage on an Older Toyota C-HR
  • Get Toyota C-HR Auto Insurance Through Costco
  • Remove Young Drivers from Your Toyota C-HR Insurance Plan
  • Be Picky About Who Drives Your Toyota C-HR
  • Buy An Older Toyota C-HR

Top Toyota C-HR Insurance Companies

The best auto insurance companies for Toyota C-HR car insurance rates will offer competitive rates, discounts, and account for the Toyota C-HR’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Toyota C-HR Insurance Quotes Online

You can start comparing quotes for Toyota C-HR auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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