Best Honda Fit Car Insurance Quotes (2023)
Average auto insurance rates for a Honda Fit cost $1,148 a year, or around $96 a month. Teens pay the highest rates at up to $4,196 a year, while good drivers may only pay $675.
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Written by
D. Gilson, PhD |
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Reviewed by
Leslie Kasperowicz
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UPDATED: Jul 16, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Jul 16, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,148 a year or $96 each month
- A liability-only policy costs around $460 a year or $38 each month
- Highest rates are for teenage drivers at around $4,196 a year or $350 each month
- Good drivers can save as much as $473 a year by earning policy discounts
- Honda Fit insurance costs around $371 less per year than the average vehicle
Honda Fit insurance rates are about $371 less per year than the average vehicle with full coverage costing around $1,148 a year or $96 a month. Good drivers can save up to $473 a year in policy discounts by practicing safe driving habits. Let’s take a quick look at Honda Fit insurance rates, safety ratings, and more.
You can start comparing quotes for Honda Fit car insurance rates from some of the best car insurance companies by using our free online tool now.
Honda Fit Insurance Cost
The average Honda Fit auto insurance costs are $1,148 a year or $96 a month.
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Are Honda Fits Expensive to Insure?
The chart below details how Honda Fit insurance rates compare to other subcompact hatchbacks like the Ford Focus RS, Volkswagen Golf, and Volkswagen Beetle.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda Fit | $268 | $512 | $258 | $1,148 |
| Ford Focus RS | $332 | $656 | $398 | $1,544 |
| Volkswagen Golf | $306 | $600 | $390 | $1,454 |
| Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
| Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
| Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
What Impacts the Cost of Honda Fit Insurance?
The Honda Fit trim and model you choose will affect the total price you will pay for Honda Fit insurance coverage.
Age of the Vehicle
Older Honda Fit models generally cost less to insure. For example, auto insurance for a 2019 Honda Fit costs $1,148, while 2010 Honda Fit insurance costs are $906, a difference of $242.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2019 Honda Fit | $268 | $512 | $258 | $1,148 |
| 2018 Honda Fit | $256 | $506 | $264 | $1,136 |
| 2017 Honda Fit | $248 | $494 | $274 | $1,126 |
| 2016 Honda Fit | $240 | $474 | $284 | $1,108 |
| 2015 Honda Fit | $226 | $458 | $292 | $1,086 |
| 2013 Honda Fit | $208 | $400 | $300 | $1,018 |
| 2012 Honda Fit | $200 | $358 | $304 | $972 |
| 2011 Honda Fit | $188 | $330 | $304 | $932 |
| 2010 Honda Fit | $180 | $310 | $306 | $906 |
Driver Age
Driver age can have a significant effect on the cost of Honda Fit car insurance. For example, 30-year-old drivers pay approximately $51 more for their Honda Fit car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Honda Fit insurance rates. For example, drivers in Houston may pay $846 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Honda Fit car insurance. Teens and drivers in their 20’s see the highest jump in their Honda Fit auto insurance rates with violations on their driving record.
Honda Fit Safety Ratings
Your Honda Fit auto insurance rates are influenced by the Honda Fit’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Honda Fit Crash Test Ratings
Good Honda Fit crash test ratings can lower your Honda Fit auto insurance rates. See Honda Fit crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Honda Fit 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Honda Fit 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Honda Fit 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Honda Fit 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Honda Fit Safety Features
The Honda Fit safety features can help lower insurance costs. According to US News, the 2020 Honda Fit has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Honda Fit Insurance Loss Probability
Another contributing factor that affects Honda Fit car insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -11% |
|---|---|
| Property Damage | -22% |
| Comprehensive | -10% |
| Personal Injury | -1% |
| Medical Payment | -3% |
| Bodily Injury | -8% |
| Source: Insurance Institute for Highway Safety | |
Honda Fit Finance and Insurance Cost
If you are financing a Honda Fit, most lenders will require your carry higher Honda Fit coverage options including comprehensive coverage, so be sure to shop around and compare Honda Fit car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Honda Fit Insurance
You have more options at your disposal to save money on your Honda Fit auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Honda Fit car insurance rates
- Check for Organization-Based Discounts, like Alumni or Employer Discounts
- Consider Ride Sharing Services to Lower Your Honda Fit Mileage
- Buy An Older Honda Fit
- Purchase a Roadside Assistance Program for Your Honda Fit
- Renew Your Honda Fit Insurance Coverage to Avoid Lapses
Top Honda Fit Insurance Companies
Who is the top car insurance company for Honda Fit insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Fit auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Fit offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Honda Fit Insurance Quotes Online
You can start comparing quotes for Honda Fit auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
|
Written by
D. Gilson, PhD |
|
Reviewed by
Leslie Kasperowicz
|