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How Much is Insurance on a BMW X6? [Rates + Cheap Coverage Guide]

Average BMW X6 car insurance rates cost $152 per month ($1,822 per year). You can find cheap BMW X6 insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $1,071 a year.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 24, 2020

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Key takeaways:

  • Full coverage costs around $1,822 a year or $152 each month
  • A liability-only policy costs around $730 a year or $61 each month
  • Highest rates are for teenage drivers at around $6,659 a year or $555 each month
  • Good drivers can save as much as $751 a year by earning policy discounts
  • BMW X6 insurance costs around $303 more per year than the average vehicle

BMW X6 insurance rates are about $303 more per year than the average vehicle with full coverage costing approximately $1,822 a year or $152 a month. The highest rates are for teens who will pay around $6,659 a year or $555 a month as high-risk drivers.

Good drivers can save up to $751 a year in policy discounts by staying safe and courteous while driving. We’re going to go over BMW X6 insurance rates, safety features, and more.

You can start comparing quotes for BMW X6 car insurance rates from some of the best car insurance companies by using our free online tool now.

BMW X6 Insurance Cost

The average BMW X6 car insurance costs are $1,822 a year or $152 a month.

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Are BMW X6s Expensive to Insure?

The chart below details how BMW X6 insurance rates compare to other crossovers like the Honda CR-V, Kia Niro, and Buick Envision.

Vehicle Comprehensive Collision Liability Total
BMW X6 $432 $834 $398 $1,822
Honda CR-V $280 $408 $316 $1,140
Kia Niro $282 $478 $398 $1,316
Buick Envision $320 $566 $398 $1,442
Chevrolet Equinox $308 $532 $372 $1,370
Ford EcoSport $280 $500 $372 $1,310
Toyota C-HR $254 $452 $258 $1,074

However, there are a few things you can do to find the cheapest BMW insurance rates online.

What Impacts the Cost of BMW X6 Insurance?

Even though the average annual rate for the BMW X6 is $1,822, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your BMW X6.

Age of the Vehicle

Older BMW X6 models generally cost less to insure. For example, car insurance for a 2018 BMW X6 costs $1,822, while 2010 BMW X6 insurance costs are $1,434, a difference of $388.

Model Year Comprehensive Collision Liability Total
2018 BMW X6 $432 $834 $398 $1,822
2017 BMW X6 $418 $814 $416 $1,806
2016 BMW X6 $402 $780 $430 $1,770
2015 BMW X6 $380 $752 $442 $1,732
2014 BMW X6 $366 $698 $452 $1,674
2013 BMW X6 $352 $658 $456 $1,624
2012 BMW X6 $336 $590 $460 $1,544
2011 BMW X6 $314 $542 $460 $1,474
2010 BMW X6 $304 $508 $464 $1,434

Driver Age

Driver age can have a significant effect on BMW X6 car insurance rates. As an example, a 30-year-old driver pays around $80 more each year for their BMW X6 car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on BMW X6 insurance rates. For example, drivers in Los Angeles may pay $1,002 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of BMW X6 car insurance. Teens and drivers in their 20’s see the highest jump in their BMW X6 car insurance rates with violations on their driving record.

BMW X6 Crash Test Ratings

BMW X6 crash test ratings can impact the cost of your BMW X6 car insurance. See BMW X6 crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 BMW X6 SUV RWD N/R N/R N/R N/R
2020 BMW X6 SUV AWD N/R N/R N/R N/R
2020 BMW X6 M SUV AWD N/R N/R N/R N/R
2019 BMW X6 SUV RWD N/R N/R N/R N/R
2019 BMW X6 SUV AWD N/R N/R N/R N/R
2019 BMW X6 M SUV AWD N/R N/R N/R N/R
2018 BMW X6 SUV RWD N/R N/R N/R N/R
2018 BMW X6 SUV AWD N/R N/R N/R N/R
2018 BMW X6 M SUV AWD N/R N/R N/R N/R
2017 BMW X6 SUV FWD N/R N/R N/R N/R
2017 BMW X6 SUV AWD N/R N/R N/R N/R
2017 BMW X6 M SUV FWD N/R N/R N/R N/R
2016 BMW X6 SUV RWD N/R N/R N/R N/R
2016 BMW X6 SUV AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

BMW X6 Safety Features

The safety features of the BMW X6 can impact your BMW X6 car insurance rates. The BMW X6 has the following safety features:

  • Forward collision warning
  • Pedestrian detection
  • Automatic emergency braking
  • Lane departure warning
  • Blind-spot monitoring
  • Rear cross-traffic alert
  • Speed limit recognition
  • Rain-sensing windshield wipers
  • Adaptive headlights
  • Automatic high-beam headlights
  • Front and rear parking sensors
  • Rearview camera

BMW X6 Finance and Insurance Cost

If you are financing a BMW X6, most lenders will require your carry higher BMW X6 coverage options including comprehensive coverage, so be sure to shop around and compare BMW X6 car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on BMW X6 Insurance

There are many ways that you can save on BMW X6 car insurance. Below are five actions you can take to find cheap BMW X6 auto insurance rates.

  • Ask About Discounts for People with Disabilities
  • Tell Your Insurer How You Use Your BMW X6
  • Understand that Insurance Companies Can’t Change Your BMW X6 Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
  • Talk to Your Credit Card Company to Save on Rental Car Costs
  • Consider Ride Sharing Services to Lower Your BMW X6 Mileage

Top BMW X6 Insurance Companies

Several top car insurance companies offer competitive rates for the BMW X6 rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with BMW X6 drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free BMW X6 Insurance Quotes Online

Start comparing BMW X6 auto insurance quotes for free by using our FREE online comparison tool.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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