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What is the Best Car Insurance for a Dodge Journey?

Auto insurance rates for a Dodge Journey average $1,384 a year, or around $115 a month. Shop around to find cheap Dodge Journey insurance rates. On average, Dodge Journey comprehensive insurance coverage costs $337, collision coverage costs $492, and liability coverage costs $390.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 24, 2020

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Key takeaways:

  • Full coverage costs around $1,384 a year or $115 each month
  • A liability-only policy costs around $555 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,059 a year or $422 each month
  • Good drivers can save as much as $571 a year by earning policy discounts
  • Dodge Journey insurance costs around $135 less per year than the average vehicle

Dodge Journey insurance rates are about $135 less per year than the average vehicle with full coverage costing around $1,384 a year or $115 a month. The highest rate are for teens who will pay around $5,059 a year or $422 a month.

Good drivers can save up to $571 a year in policy discounts for being safe and courteous on the roads. Let’s take a closer look at Dodge Journey insurance rate, safety ratings, and more.

You can start comparing quotes for Dodge Journey car insurance rates from some of the best car insurance companies by using our free online tool now.

Dodge Journey Insurance Cost

The average Dodge Journey car insurance costs are $1,384 a year or $115 a month.

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Are Dodge Journeys Expensive to Insure?

The chart below details how Dodge Journey insurance rates compare to other SUVs like the Jeep Compass, Mitsubishi Outlander Sport, and Ford Expedition.

Vehicle Comprehensive Collision Liability Total
Dodge Journey $322 $532 $372 $1,384
Jeep Compass $294 $500 $372 $1,324
Mitsubishi Outlander Sport $280 $512 $332 $1,260
Ford Expedition $336 $532 $316 $1,320
Honda Passport $362 $656 $316 $1,470
Jeep Wrangler $280 $376 $420 $1,256
Cadillac Escalade ESV $464 $720 $390 $1,732

However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Journey Insurance?

Even though the average annual rate for the Dodge Journey is $1,384, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Dodge Journey.

Age of the Vehicle

Older Dodge Journey models generally cost less to insure. For example, car insurance rates for a 2020 Dodge Journey are $1,384, while 2010 Dodge Journey rates are $1,138, a difference of $246.

Model Year Comprehensive Collision Liability Total
2020 Dodge Journey $322 $532 $372 $1,384
2019 Dodge Journey $306 $512 $390 $1,366
2018 Dodge Journey $294 $506 $398 $1,356
2017 Dodge Journey $284 $494 $416 $1,352
2016 Dodge Journey $274 $474 $430 $1,336
2015 Dodge Journey $260 $458 $442 $1,318
2014 Dodge Journey $250 $424 $452 $1,284
2013 Dodge Journey $240 $400 $456 $1,254
2012 Dodge Journey $230 $358 $460 $1,206
2011 Dodge Journey $214 $330 $460 $1,162
2010 Dodge Journey $206 $310 $464 $1,138

Driver Age

Driver age can have a significant impact on Dodge Journey auto insurance rates. For instance, a 30-year-old driver may pay $61 more each year for Dodge Journey auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Dodge Journey insurance rates. For example, drivers in Jacksonville may pay $831 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Dodge Journey car insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Journey car insurance with violations on their driving record.

Dodge Journey Safety Ratings

Your Dodge Journey car insurance rates are tied to the safety ratings of the Dodge Journey. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Poor
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Dodge Journey Crash Test Ratings

Dodge Journey crash test ratings can impact the cost of your Dodge Journey car insurance. See Dodge Journey crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Dodge Journey SUV FWD 4 stars 4 stars 5 stars 4 stars
2018 Dodge Journey SUV FWD 4 stars 4 stars 5 stars 4 stars
2018 Dodge Journey SUV AWD 4 stars 4 stars 5 stars 4 stars
2017 Dodge Journey SUV FWD 4 stars 4 stars 5 stars 4 stars
2017 Dodge Journey SUV AWD 4 stars 4 stars 5 stars 4 stars
2016 Dodge Journey SUV FWD 4 stars 4 stars 5 stars 4 stars
2016 Dodge Journey SUV AWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Dodge Journey Safety Features

Dodge Journey safety features can lower the cost of your insurance. The safety features for the 2020 Dodge Journey include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Dodge Journey Insurance Loss Probability

The lower percentage means lower Dodge Journey auto insurance rates; higher percentages mean higher Dodge Journey car insurance rates. The Dodge Journey’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision -20%
Property Damage -8%
Comprehensive -20%
Personal Injury 48%
Medical Payment 63%
Bodily Injury 31%
Source: Insurance Institute for Highway Safety

Dodge Journey Finance and Insurance Cost

If you are financing a Dodge Journey, you will pay more if you purchase Dodge Journey auto insurance at the dealership, so be sure to shop around and compare Dodge Journey auto insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Dodge Journey Insurance

Drivers can end up saving more money on their Dodge Journey car insurance rates by employing any one of the following strategies.

  • Buy An Older Dodge Journey
  • Understand the Different Types of Auto Insurance for Your Dodge Journey
  • Move to an Area with a Lower Cost of Living
  • Get Cheaper Dodge Journey Car Insurance Rates as a Full-Time Parent
  • Consider Renting a Car Instead of Buying a Second Dodge Journey

Top Dodge Journey Insurance Companies

Who is the top auto insurance company for Dodge Journey insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Journey auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Journey offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Dodge Journey Insurance Quotes Online

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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