Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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UPDATED: Jul 16, 2020

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Key takeaways:

  • Full coverage costs around $1,532 a year or $128 each month
  • A liability-only policy costs around $614 a year or $51 each month
  • Highest rates are for teenage drivers at around $5,599 a year or $467 each month
  • Good drivers can save as much as $632 a year by earning policy discounts
  • Honda Accord Hybrid insurance costs around $13 more per year than the average vehicle

Honda Accord Hybrid insurance rates are just slightly more than the average vehicle with full coverage costing around $1,532 a year or $128 a month. Owners of an older Honda Accord Hybrid may opt for liability-only coverage which costs $614 a year or $51 a month.

Good drivers can save up to $632 in policy discounts by practicing safe driving habits. We’re going to look into Honda Accord Hybrid insurance rates, crash test ratings, and more.

You can start comparing quotes for Honda Accord Hybrid car insurance rates from some of the best car insurance companies by using our free online tool now.

Table of Contents

Honda Accord Hybrid Insurance Cost

The average Honda Accord Hybrid auto insurance costs are $1,532 a year or $128 a month.

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Are Honda Accord Hybrids Expensive to Insure?

The chart below details how Honda Accord Hybrid insurance rates compare to other hybrid/electrics like the Hyundai Sonata Hybrid, Ford C-Max Hybrid, and Buick LaCrosse.

Vehicle Comprehensive Collision Liability Total
Honda Accord Hybrid $362 $718 $316 $1,532
Hyundai Sonata Hybrid $322 $626 $420 $1,548
Ford C-Max Hybrid $282 $566 $398 $1,404
Buick LaCrosse $320 $566 $338 $1,360
Toyota Prius $306 $512 $332 $1,286
Chevrolet Volt $370 $774 $398 $1,700
Lexus GS 450h $394 $774 $398 $1,724
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However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda Accord Hybrid Insurance?

The Honda Accord Hybrid trim and model you choose can impact the total price you will pay for Honda Accord Hybrid insurance coverage.

Age of the Vehicle

The average Honda Accord Hybrid auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Honda Accord Hybrid costs $1,532, while 2014 Honda Accord Hybrid insurance costs are $1,376, a difference of $156.

Model Year Comprehensive Collision Liability Total
2020 Honda Accord Hybrid $362 $718 $316 $1,532
2019 Honda Accord Hybrid $346 $690 $332 $1,504
2018 Honda Accord Hybrid $332 $686 $338 $1,492
2017 Honda Accord Hybrid $320 $668 $354 $1,478
2016 Honda Accord Hybrid $310 $640 $364 $1,450
2015 Honda Accord Hybrid $292 $618 $376 $1,422
2014 Honda Accord Hybrid $282 $574 $384 $1,376
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Driver Age

Driver age can have a significant impact on the cost of Honda Accord Hybrid auto insurance. For example, 20-year-old drivers pay as much as $1,941 more each year for their Honda Accord Hybrid auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Honda Accord Hybrid insurance rates. For example, drivers in Jacksonville may pay $919 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Honda Accord Hybrid auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda Accord Hybrid auto insurance rates with violations on their driving record.

Honda Accord Hybrid Crash Test Ratings

Honda Accord Hybrid crash test ratings can impact your Honda Accord Hybrid car insurance rates. See Honda Accord Hybrid crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2018 Honda Accord Hybrid 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2017 Honda Accord Hybrid 4 DR FWD 5 stars 4 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Honda Accord Hybrid Safety Features

Having a variety of safety features on your Honda Accord Hybrid can help lower your Honda Accord Hybrid insurance costs. The Honda Accord Hybrid’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Honda Accord Hybrid Insurance Loss Probability

Another contributing factor that plays a direct role in Honda Accord Hybrid insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -4%
Property Damage -20%
Comprehensive -2%
Personal Injury -11%
Medical Payment -24%
Bodily Injury -16%
Source: Insurance Institute for Highway Safety
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Honda Accord Hybrid Finance and Insurance Cost

If you are financing a Honda Accord Hybrid, most lenders will require your carry higher Honda Accord Hybrid coverage options including comprehensive coverage, so be sure to shop around and compare Honda Accord Hybrid car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Honda Accord Hybrid Insurance

There are many ways that you can save on Honda Accord Hybrid car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Honda Accord Hybrid car insurance rates low.

  • Ask About Loyalty Discounts
  • Ask About Welcome Discounts
  • Get Married and Ask for a Discount
  • Carpool to Work Instead of Driving Your Honda Accord Hybrid
  • Ask About Honda Accord Hybrid Discounts If You Were Listed on Someone Else’s Policy

Top Honda Accord Hybrid Insurance Companies

Who is the top auto insurance company for Honda Accord Hybrid insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Accord Hybrid auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Accord Hybrid offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Honda Accord Hybrid Insurance Quotes Online

Save on your Honda Accord Hybrid car insurance rates by taking advantage of our FREE comparison tool.