Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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UPDATED: Oct 19, 2020

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Key takeaways:

  • Full coverage costs around $1,576 a year or $131 each month
  • A liability-only policy costs around $632 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,760 a year or $480 each month
  • Good drivers can save as much as $650 a year by earning policy discounts
  • Nissan Maxima insurance costs around $57 more per year than the average vehicle

Nissan Maxima insurance rates are about $57 more per year than the average vehicle with full coverage costing around $1,576 a year or $131 a month. Good drivers can save up to $650 a year in policy discounts by practicing safe driving habits. Let’s take a closer look at Nissan Maxima insurance rates, safety ratings, and more.

You can start comparing quotes for Nissan Maxima car insurance rates from some of the best car insurance companies by using our free online tool now.

Table of Contents

Nissan Maxima Insurance Cost

The average Nissan Maxima car insurance rates are $1,576 a year or $131 a month.

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Are Nissan Maximas Expensive to Insure?

The chart below details how Nissan Maxima insurance rates compare to other sedans like the Audi S4, Audi A3, and Nissan Sentra.

Vehicle Comprehensive Collision Liability Total
Nissan Maxima $390 $656 $372 $1,576
Audi S4 $370 $744 $338 $1,588
Audi A3 $282 $566 $398 $1,404
Nissan Sentra $254 $570 $390 $1,372
Kia Forte $322 $500 $372 $1,352
Hyundai Elantra $280 $562 $372 $1,372
Honda Accord $280 $500 $372 $1,310
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However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan Maxima Insurance?

Even though the average annual rate for the Nissan Maxima is $1,576, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Nissan Maxima.

Age of the Vehicle

The average Nissan Maxima car insurance rates are higher for newer models. For example, car insurance for a 2020 Nissan Maxima costs $1,576, while 2010 Nissan Maxima insurance costs are $1,254, a difference of $322.

Model Year Comprehensive Collision Liability Total
2020 Nissan Maxima $390 $656 $372 $1,576
2019 Nissan Maxima $372 $630 $390 $1,550
2018 Nissan Maxima $356 $626 $398 $1,538
2017 Nissan Maxima $344 $610 $416 $1,528
2016 Nissan Maxima $332 $586 $430 $1,506
2014 Nissan Maxima $302 $524 $452 $1,436
2013 Nissan Maxima $290 $494 $456 $1,398
2012 Nissan Maxima $278 $442 $460 $1,338
2011 Nissan Maxima $260 $408 $460 $1,286
2010 Nissan Maxima $250 $382 $464 $1,254
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Driver Age

Driver age can have a significant effect on the cost of Nissan Maxima car insurance. For example, a 20-year-old driver could pay around $161 more each month for their Nissan Maxima car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Nissan Maxima insurance rates. For example, drivers in New York may pay $410 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Nissan Maxima auto insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Maxima car insurance with violations on their driving record.

Nissan Maxima Safety Ratings

Your Nissan Maxima auto insurance rates are influenced by the Nissan Maxima’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Nissan Maxima Crash Test Ratings

Not only do good Nissan Maxima crash test ratings mean you are better protected in a crash, but good Nissan Maxima crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Nissan Maxima 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2019 Nissan Maxima 4 DR FWD N/R N/R N/R 5 stars
2018 Nissan Maxima 4 DR FWD 5 stars 4 stars 5 stars 5 stars
2017 Nissan Maxima 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2016 Nissan Maxima 4 DR FWD Later Release 5 stars 5 stars 5 stars 5 stars
2016 Nissan Maxima 4 DR FWD Early Release 5 stars 5 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Nissan Maxima Safety Features

The more safety features you have on your Nissan Maxima, the more likely it is that you can earn a discount. The Nissan Maxima’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning

Nissan Maxima Finance and Insurance Cost

If you are financing a Nissan Maxima, you will pay more if you purchase Nissan Maxima car insurance at the dealership, so be sure to shop around and compare Nissan Maxima car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Nissan Maxima Insurance

There are several ways you can save even more on your Nissan Maxima car insurance rates. Take a look at the following five tips:

  • Avoid the Temptation to File a Claim for Minor Incidents
  • Compare Insurance Companies After Moving
  • Ask About Seasonal Insurance for Your Nissan Maxima
  • Don’t Assume your Nissan Maxima is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
  • Ask for a Nissan Maxima Discount If You Have College Degree or Higher

Top Nissan Maxima Insurance Companies

Who is the top auto insurance company for Nissan Maxima insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Maxima auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Maxima offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Nissan Maxima Insurance Quotes Online

You can start comparing quotes for Nissan Maxima car insurance rates from some of the best car insurance companies by using our free online tool now.