Best Volvo XC40 Auto Insurance Rates 2021

To get the best price on your Volvo XC40 auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Volvo XC40, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Volvo XC40 auto insurance rates.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Dec 1, 2021

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Things to Remember

  • Safety features of the Volvo XC40 can earn you a car insurance discount
  • The cost of insurance for a Volvo XC40 depends on the trim level
  • The Volvo XC40 has safety features that include Driver Air Bag and Lane Keeping Assist

Buying a new car is both fun and a lot of work. If the Volvo XC40 is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Volvo XC40 right here.

Take a look at what you can expect in terms of insurance rates for the Volvo XC40 and compare it to other similar vehicles. Then find out how the Volvo XC40 stacks up in terms of safety ratings and features, as well as what it costs to buy a Volvo XC40 right here.

If you need insurance for a Volvo XC40 right now, we can help. Enter your ZIP code for free Volvo XC40 car insurance quotes from top companies.

What impacts the cost of Volvo XC40 insurance?

The Volvo XC40 trim and model you choose can impact the total price you will pay for Volvo XC40 insurance coverage.
You can also expect your Volvo XC40 rates to be affected by where you live, your driving history, and in most states your age and gender.

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How much is the Volvo XC40?

The MSRP for a Volvo XC40 is listed as $34,100. Of course, this cost will vary depending on the trim level of the Volvo XC40 you choose and any dealer incentives that might be available to you.

Volvo XC40 Safety Ratings

The cost of Volvo XC40 auto insurance rates depend in part on the Volvo XC40 safety ratings. See how the Volvo XC40 is rated for safety here.

Volvo XC40 Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Good

Volvo XC40 Crash Test Ratings

Volvo XC40 crash test ratings can impact the cost of your Volvo XC40 car insurance. See Volvo XC40 crash test results here.

Volvo XC40 Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 Volvo XC40 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC40 T4 SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Volvo XC40 T5 SUV AWD N/R N/R N/R N/R
2019 Volvo XC40 T4 SUV FWD N/R N/R N/R N/R

Volvo XC40 Safety Features

The numerous safety features of the Volvo XC40 help contribute to lower insurance rates. The Volvo XC40 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist

Ways to Save on Volvo XC40 Insurance

Save more on your Volvo XC40 car insurance rates. Take a look at the following five strategies that will get you the best Volvo XC40 auto insurance rates possible.

  • Provide your Volvo XC40 VIN when requesting Volvo XC40 auto insurance quotes
  • Ask about discounts for people with disabilities
  • Compare Volvo XC40 quotes for free online
  • Consider renting a car instead of buying a second Volvo XC40
  • Ask about a student away from home discount

Top Volvo XC40 Insurance Companies

Several insurance companies offer competitive rates for the Volvo XC40 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Volvo XC40 drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Volvo XC40 Insurance Quotes Online

You can start comparing quotes for Volvo XC40 insurance from some of the top car insurance companies by using our free online tool today.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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