Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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UPDATED: Jul 16, 2020

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Key takeaways:

  • Full coverage costs around $1,514 a year or $126 each month
  • A liability-only policy costs around $607 a year or $51 each month
  • Highest rates are for teenage drivers at around $5,534 a year or $461 each month
  • Good drivers can save as much as $624 a year by earning policy discounts
  • Chrysler 300 insurance costs around $5 less per year than the average vehicle

Chrysler 300 insurance rates are right around the average for vehicles, and full coverage will set you back about $1,514 a year or $126 a month. Good drivers can save up to $624 a year in policy discounts by remaining safe and courteous while out on the roadways. Let’s take a closer look at Chrysler 300 insurance rates, safety ratings, and more.

You can start comparing quotes for Chrysler 300 car insurance rates from some of the best car insurance companies by using our free online tool now.

Table of Contents

Chrysler 300 Insurance Cost

The average Chrysler 300 car insurance rates are $1,514 a year or $126 a month.

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Are Chrysler 300s Expensive to Insure?

The chart below details how Chrysler 300 insurance rates compare to other sedans like the Toyota Corolla, Kia Forte, and MINI Hardtop 4 Door.

Vehicle Comprehensive Collision Liability Total
Chrysler 300 $332 $626 $398 $1,514
Toyota Corolla $294 $542 $390 $1,384
Kia Forte $322 $500 $372 $1,352
MINI Hardtop 4 Door $294 $566 $398 $1,416
Ford Fusion $336 $626 $372 $1,492
Volkswagen Passat $332 $600 $390 $1,480
Chevrolet Malibu $322 $532 $372 $1,384
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However, there are a few things you can do to find the cheapest Chrysler insurance rates online.

What Impacts the Cost of Chrysler 300 Insurance?

You might have noticed that there is a multitude of factors that impact Chrysler 300 car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Chrysler 300.

Age of the Vehicle

The average Chrysler 300 auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Chrysler 300 cost $1,514, while 2010 Chrysler 300 rates are $1,238, a difference of $276.

Model Year Comprehensive Collision Liability Total
2018 Chrysler 300 $332 $626 $398 $1,514
2017 Chrysler 300 $320 $610 $416 $1,504
2016 Chrysler 300 $310 $586 $430 $1,484
2015 Chrysler 300 $292 $564 $442 $1,456
2014 Chrysler 300 $282 $524 $452 $1,416
2013 Chrysler 300 $270 $494 $456 $1,378
2012 Chrysler 300 $258 $442 $460 $1,318
2011 Chrysler 300 $242 $408 $460 $1,268
2010 Chrysler 300 $234 $382 $464 $1,238
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Driver Age

Driver age can have a significant effect on Chrysler 300 car insurance rates. For example, 20-year-old drivers pay $1,851 more for their Chrysler 300 car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Chrysler 300 insurance rates. For example, drivers in Los Angeles may pay $560 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Chrysler 300 auto insurance. Teens and drivers in their 20’s see the highest jump in their Chrysler 300 auto insurance rates with violations on their driving record.

Chrysler 300 Safety Ratings

Your Chrysler 300 auto insurance rates are influenced by the Chrysler 300’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Marginal
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Chrysler 300 Crash Test Ratings

Good Chrysler 300 crash test ratings mean the VW is safer, which could mean cheaper Chrysler 300 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Chrysler 300 4 DR RWD 4 stars 4 stars 5 stars 4 stars
2020 Chrysler 300 4 DR AWD 4 stars 4 stars 5 stars 4 stars
2019 Chrysler 300 4 DR RWD 4 stars 4 stars 5 stars 4 stars
2019 Chrysler 300 4 DR AWD 4 stars 4 stars 5 stars 4 stars
2018 Chrysler 300 4 DR RWD 4 stars 4 stars 5 stars 4 stars
2018 Chrysler 300 4 DR AWD 4 stars 4 stars 5 stars 4 stars
2017 Chrysler 300 4 DR RWD 4 stars 4 stars 5 stars 4 stars
2017 Chrysler 300 4 DR AWD 4 stars 4 stars 5 stars 4 stars
2016 Chrysler 300 4 DR RWD 4 stars 4 stars 5 stars 4 stars
2016 Chrysler 300 4 DR AWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Chrysler 300 Safety Features

The Chrysler 300 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Chrysler 300 auto insurance rates. The Chrysler 300’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Chrysler 300 Insurance Loss Probability

The Chrysler 300’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Chrysler 300, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision 15%
Property Damage 3%
Comprehensive 78%
Personal Injury 34%
Medical Payment 36%
Bodily Injury 14%
Source: Insurance Institute for Highway Safety
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Chrysler 300 Finance and Insurance Cost

If you are financing a Chrysler 300, you will pay more if you purchase Chrysler 300 auto insurance at the dealership, so be sure to shop around and compare Chrysler 300 auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Chrysler 300 Insurance

There are many ways that you can save on Chrysler 300 car insurance. Below are five actions you can take to find cheap Chrysler 300 auto insurance rates.

  • Remove Young Drivers from Your Chrysler 300 Insurance When They Move Out or Go to School
  • Buy a Dashcam for Your Chrysler 300
  • Ask About Loyalty Discounts
  • Purchase a Roadside Assistance Program for Your Chrysler 300
  • Remove Young Drivers from Your Chrysler 300 Insurance Plan

Top Chrysler 300 Insurance Companies

Who is the top car insurance company for Chrysler 300 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chrysler 300 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chrysler 300 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Chrysler 300 Insurance Quotes Online

You can start comparing quotes for Chrysler 300 car insurance rates from some of the best car insurance companies by using our free online tool now.