Best Mazda 3 Auto Insurance Rates 2021

The price of car insurance for the Mazda 3 depends on a lot of factors. Among the things that can impact your Mazda 3 car insurance rates are your driving history and where you live. Of course, the purchase price of the Mazda 3 also affects car insurance rates, and that depends on trim level and options.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Nov 24, 2021

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Things to Remember

  • A liability-only policy costs around $530 a year or $44 each month
  • Highest rates are for teenage drivers at around $5117 a year or $426 each month
  • Good drivers can save as much as $578 a year by earning policy discounts

Buying a new car is both fun and a lot of work. If the Mazda 3 is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Mazda 3 right here.

Take a look at what you can expect in terms of insurance rates for the Mazda 3 and compare it to other similar vehicles. Then find out how the Mazda 3 stacks up in terms of safety ratings and features, as well as what it costs to buy a Mazda 3 right here.

If you need insurance for a Mazda 3 right now, we can help. Enter your ZIP code for free Mazda 3 car insurance quotes from top companies.

Mazda 3 Insurance Cost

The new Mazda 3 doesn’t yet have enough data to offer average insurance rates, but we can look at sample rates from earlier models to give you an idea. The average Mazda 3 car insurance rates have been around $1,400 a year or $116 a month.

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What impacts the cost of Mazda 3 insurance?

The Mazda 3 trim and model you choose can impact the total price you will pay for Mazda 3 insurance coverage.
You can also expect your Mazda 3 rates to be affected by where you live, your driving history, and in most states your age and gender.

How much is the Mazda 3?

If you’re looking to buy a Mazda 3, price is probably a factor for you. The MSRP of the Mazda 3 is $20,650, but this price will depend on things like the trim level, options, and any negotiations you make with the dealer.

Mazda 3 Safety Ratings

Your Mazda 3 car insurance rates are tied to the safety ratings of the Mazda 3. See the breakdown here.

Mazda 3 Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Good

Ways to Save on Mazda 3 Insurance

There are several ways you can save even more on your Mazda 3 car insurance rates. Take a look at the following five tips:

  • Pay your Mazda 3 insurance upfront
  • If you’re recently married, ask about discounts
  • Ask about Mazda 3 low mileage discounts
  • Take public transit instead of driving your Mazda 3
  • Consider renting a car instead of buying a second Mazda 3

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Top Mazda 3 Insurance Companies

What is the best auto insurance company for Mazda 3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda 3 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Mazda 3.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free Mazda 3 Insurance Quotes Online

You can compare quotes for Mazda 3 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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