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Best Kia Stinger Insurance Rates [Rates + Cheap Coverage Guide]

Average Kia Stinger car insurance rates cost $1,588 a year, or around $132 a month. Shop around to find cheap Kia Stinger insurance rates. On average, Kia Stinger comprehensive insurance coverage costs $387, collision coverage costs $565, and liability coverage costs $448.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 24, 2020

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Key takeaways:

  • Full coverage costs around $1,588 a year or $132 each month
  • A liability-only policy costs around $636 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,804 a year or $484 each month
  • Good drivers can save as much as $655 a year by earning policy discounts
  • Kia Stinger insurance costs around $69 more per year than the average vehicle

Kia Stinger insurance rates are just slightly higher than the average vehicle in the U.S., with full coverage costing about $1,588 a year or $132 a month. A teenage driver is considered high-risk with little experience, so rates for a teen will be about $5,804 a year or $484 a month.

Good drivers can qualify for discounts up to $655 a year on their policy for remaining claim-free. Let’s take a look at Kia Stinger insurance rates, safety ratings, and more.

You can start comparing quotes for Kia Stinger car insurance rates from some of the best car insurance companies by using our free online tool now.

Kia Stinger Insurance Cost

The average Kia Stinger auto insurance costs are $1,588 a year or $132 a month.

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Are Kia Stingers Expensive to Insure?

The chart below details how Kia Stinger insurance rates compare to other sports cars like the Cadillac ATS-V, Audi TTS, and Porsche 718 Boxster.

Vehicle Comprehensive Collision Liability Total
Kia Stinger $332 $626 $450 $1,588
Cadillac ATS-V $406 $834 $398 $1,796
Audi TTS $394 $714 $338 $1,582
Porsche 718 Boxster $444 $952 $338 $1,870
Audi RS 7 $532 $1,102 $398 $2,190
Ford Mustang $348 $718 $420 $1,666
Audi R8 $594 $1,338 $398 $2,488

However, there are a few things you can do to find the cheapest Kia insurance rates online.

What Impacts the Cost of Kia Stinger Insurance?

The Kia Stinger trim and model you choose will affect the total price you will pay for Kia Stinger insurance coverage.

Age of the Vehicle

Older Kia Stinger models generally cost less to insure. Auto insurance for a 2018 Kia Stinger costs $1,588.

Model Year Comprehensive Collision Liability Total
2018 Kia Stinger $332 $626 $450 $1,588

Driver Age

Driver age can have a significant impact on the cost of Kia Stinger auto insurance. For example, 20-year-old drivers pay approximately $1,942 each year for their Kia Stinger auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Kia Stinger insurance rates. For example, drivers in Los Angeles may pay $873 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Kia Stinger auto insurance. Teens and drivers in their 20’s see the highest jump in their Kia Stinger car insurance with violations on their driving record.

Kia Stinger Safety Ratings

Your Kia Stinger car insurance rates are tied to the safety ratings of the Kia Stinger. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Kia Stinger Crash Test Ratings

Kia Stinger crash test ratings can impact your Kia Stinger car insurance rates. See Kia Stinger crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Kia Stinger 4 DR RWD 5 stars 4 stars 5 stars 5 stars
2020 Kia Stinger 4 DR AWD 5 stars 4 stars 5 stars 5 stars
2019 Kia Stinger 4 DR FWD N/R N/R N/R N/R
2019 Kia Stinger 4 DR AWD N/R N/R N/R N/R
2018 Kia Stinger 4 DR FWD N/R N/R N/R N/R
2018 Kia Stinger 4 DR AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Kia Stinger Safety Features

The numerous safety features of the Kia Stinger help contribute to lower insurance rates. The 2020 Kia Stinger has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Cross-Traffic Alert

Kia Stinger Finance and Insurance Cost

If you are financing a Kia Stinger, most lenders will require your carry higher Kia Stinger coverage options including comprehensive coverage, so be sure to shop around and compare Kia Stinger auto insurance quotes from the best auto insurance companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Kia Stinger Insurance

There are many ways that you can save on Kia Stinger car insurance. Below are five actions you can take to find cheap Kia Stinger auto insurance rates.

  • Consider Renting a Car Instead of Buying a Second Kia Stinger
  • Remove Young Drivers from Your Kia Stinger Insurance When They Move Out or Go to School
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible
  • Be Picky About Who Drives Your Kia Stinger
  • Drive Your Kia Stinger Safely

Top Kia Stinger Insurance Companies

Who is the top auto insurance company for Kia Stinger insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Kia Stinger auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Kia Stinger offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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