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Compare Dodge Ram 3500 Insurance Quotes [How to Find Low Rates Online]

Dodge Ram 3500 car insurance quotes will average at $121 a month, but you can save money on your Dodge Ram 3500 car insurance rates by comparing them online. Pick out the Dodge 3500 Dodge Ram car insurance coverage you need and read this guide to find low insurance rates online.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 18, 2020

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Key takeaways:

  • Full coverage costs around $1,448 a year or $121 each month
  • A liability-only policy costs around $580 a year or $48 each month
  • Highest rates are for teenage drivers at around $5,292 a year or $441 each month
  • Good drivers can save as much as $597 a year by earning policy discounts
  • Dodge Ram 3500 insurance costs around $71 less per year than the average vehicle

Dodge Ram 3500 insurance rates are a little less than the average American vehicle, with full coverage costing about $1,448 a year or $121 a month. Good drivers may be eligible for up to $597 a year in discounts just for standing claim-free. Let’s look at Dodge Ram 3500 insurance rates, safety features, and more.

You can start comparing quotes for Dodge Ram 3500 car insurance rates from some of the best car insurance companies by using our free online tool now.

Dodge Ram 3500 Insurance Cost

The average Dodge Ram 3500 car insurance rates are $1,448 a year or $121 a month.

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Are Dodge Ram 3500s Expensive to Insure?

The chart below details how Dodge Ram 3500 insurance rates compare to other trucks like the Toyota Tundra, GMC Sierra 3500HD, and Nissan Frontier.

Vehicle Comprehensive Collision Liability Total
Toyota Tundra $320 $512 $440 $1,452
GMC Sierra 3500HD $376 $656 $420 $1,632
Nissan Frontier $294 $500 $420 $1,394
Chevrolet Colorado $254 $438 $372 $1,222
Chevrolet Silverado 2500HD $362 $688 $420 $1,650
Chevrolet Silverado $322 $562 $420 $1,484

However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Ram 3500 Insurance?

The Dodge Ram 3500 trim and model you choose will affect the total price you will pay for Dodge Ram 3500 insurance coverage.

Age of the Vehicle

The average Dodge Ram 3500 auto insurance rates are higher for newer models. Auto insurance for a 2010 Dodge Ram 3500 costs $1,448.

Model Year Comprehensive Collision Liability Total
2010 Dodge Ram 3500 $268 $400 $580 $1,448

Driver Age

Driver age can have a significant effect on the cost of Dodge Ram 3500 car insurance. For example, a 20-year-old driver could pay around $148 more each month for their Dodge Ram 3500 car insurance than 30-year-old driver.

Driver Location

Where you live can have a large impact on Dodge Ram 3500 insurance rates. For example, drivers in Los Angeles may pay $1,245 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Dodge Ram 3500 auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Ram 3500 auto insurance rates with violations on their driving record.

Dodge Ram 3500 Safety Features

The more safety features you have on your Dodge Ram 3500, the more likely it is that you can earn a discount. The Dodge Ram 3500’s safety features include:

  • An adaptive forward lighting system
  • Forward collision warning
  • Adaptive cruise control
  • Blind-spot monitoring
  • Parksense front and rear park assist

Dodge Ram 3500 Finance and Insurance Cost

If you are financing a Dodge Ram 3500, most lenders will require your carry higher Dodge Ram 3500 coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Ram 3500 auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on Dodge Ram 3500 Insurance

There are many ways that you can save on Dodge Ram 3500 car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Dodge Ram 3500 car insurance rates low.

  • Buy Your Dodge Ram 3500 with Cash, or Get a Shorter-Term Loan
  • Buy Winter Tires for Your Dodge Ram 3500
  • Watch Your Insurer Closely When Your Dodge Ram 3500 Needs Repairs
  • Provide Your Dodge Ram 3500 VIN When Requesting Dodge Ram 3500 Auto Insurance Quotes
  • Compare Dodge Ram 3500 Quotes for Free Online

Top Dodge Ram 3500 Insurance Companies

Who is the top auto insurance company for Dodge Ram 3500 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Ram 3500 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Ram 3500 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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