Best Dodge Ram HD Auto Insurance Rates 2022

To get the best price on your Dodge Ram HD auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Dodge Ram HD, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Dodge Ram HD auto insurance rates.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Written by D. Gilson, PhD
Professor & Published Author D. Gilson, PhD

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jun 17, 2022

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Things to Remember

  • Crash test ratings have an impact on Dodge Ram HD auto insurance rates
  • Safety features of the Dodge Ram HD can earn you a car insurance discount
  • The cost of insurance for a Dodge Ram HD depends on the trim level

Before you buy a Dodge Ram HD, or even if you already own one, you’ll want to get the best Dodge Ram HD auto insurance rates. The cost of auto insurance for a Dodge Ram HD can vary from company to company and be based on personal factors like driving record, too.

The best way to get affordable Dodge Ram HD auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects Dodge auto insurance for a Ram HD. You can also compare Dodge Ram HD auto insurance rates to the average cost of insurance for competitors like GMC Sierra 1500 and Chevrolet Silverado 3500.

To compare Dodge Ram HD auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.

Are vehicles like the Dodge Ram HD expensive to insure?

Take a look at how insurance rates for similar models to the Dodge Ram HD look. These insurance rates for other pickup trucks like the Chevrolet Silverado 3500, Chevrolet S 10, and GMC Sierra 1500 give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Dodge Ram HD

Vehicle Comprehensive Collision Liability Total
Toyota Tundra $336 $532 $420 $1,468
Dodge Ram $362 $562 $420 $1,524
Chevrolet Silverado 3500HD $404 $656 $420 $1,660
Honda Ridgeline $306 $536 $450 $1,472
Nissan Titan $296 $494 $470 $1,440
Chevrolet Silverado $322 $562 $420 $1,484
Ford F-350 Super Duty $344 $582 $520 $1,646
Dodge Dakota $206 $310 $524 $1,220

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What impacts the cost of Dodge Ram HD insurance?

The average annual rate for the Dodge Ram HD is just that, an average. Your insurance rates for a Dodge Ram HD can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your Dodge Ram HD.

Ways to Save on Dodge Ram HD Insurance

If you want to reduce the cost of your Dodge Ram HD insurance rates, follow these tips below:

  • Ask about discounts for people with disabilities
  • Compare apples to apples when comparing Dodge Ram HD insurance quotes and policies
  • Check the odometer on your Dodge Ram HD
  • Pay your bills on time — especially Dodge Ram HD payments and insurance
  • Don’t assume your Dodge Ram HD is cheaper to insure than another vehicle. Compare. Compare. Compare.

Top Dodge Ram HD Insurance Companies

What is the best auto insurance company for Dodge Ram HD insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Ram HD auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Dodge Ram HD.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Dodge Ram HD Insurance Quotes Online

You can start comparing quotes for Dodge Ram HD insurance from some of the top car insurance companies by using our free online tool today.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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