Toyota Venza Insurance Quotes [Rates + Comparison Guide]

The average Toyota Venza insurance rates are $112/mo for full coverage, but comparing Toyota Venza insurance quotes online is the easiest way to find cheap car insurance. State Farm and GEICO are the most popular companies for Toyota Venza insurance coverage. Start comparing Toyota auto insurance rates now with our free tool below.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Aug 17, 2020

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Key takeaways:

  • Full coverage costs around $1,344 a year or $112 each month
  • A liability-only policy costs around $539 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,912 a year or $409 each month
  • Good drivers can save as much as $554 a year by earning policy discounts
  • Toyota Venza insurance costs around $175 less per year than the average vehicle

Toyota Venza insurance rates are about $175 less per year than the average vehicle with full coverage averaging $1,344 a year or $112 a month. As new drivers who are considered high risk, teens will pay the most at around $4,912 a year or $409 a month.

Good drivers can save up to $554 a year in policy discounts. We’re going to go over Toyota Venza insurance rates, insurance loss rates, and more.

You can compare car insurance quotes for Toyota Venza car insurance rates from some of the best car insurance companies by using our free online tool now.

Toyota Venza Insurance Cost

The average Toyota Venza auto insurance costs are $1,344 a year or $112 a month.

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Are Toyota Venzas Expensive to Insure?

The chart below details how Toyota Venza insurance rates compare to other crossovers like the Ford Escape, Lincoln MKX, and Subaru Crosstrek.

Vehicle Comprehensive Collision Liability Total
Ford Escape $280 $438 $316 $1,170
Lincoln MKX $294 $596 $398 $1,446
Subaru Crosstrek $320 $512 $332 $1,300
Kia Niro $282 $478 $398 $1,316
Chevrolet Trax $280 $470 $372 $1,280
Ford EcoSport $280 $500 $372 $1,310
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However, there are a few things you can do to find the cheapest Toyota insurance rates online.

What Impacts the Cost of Toyota Venza Insurance?

The Toyota Venza trim and model you choose can impact the total price you will pay for Toyota Venza insurance coverage.

Age of the Vehicle

The average Toyota Venza auto insurance rates are higher for newer models. For example, auto insurance for a 2015 Toyota Venza costs $1,344, while 2010 Toyota Venza insurance costs are $1,156, a difference of $188.

Model Year Comprehensive Collision Liability Total
2015 Toyota Venza $260 $484 $442 $1,344
2014 Toyota Venza $250 $450 $452 $1,310
2013 Toyota Venza $240 $424 $456 $1,278
2012 Toyota Venza $230 $380 $460 $1,228
2011 Toyota Venza $214 $350 $460 $1,182
2010 Toyota Venza $206 $328 $464 $1,156
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Driver Age

Driver age can have a significant effect on the cost of Toyota Venza car insurance. For example, 30-year-old drivers pay approximately $59 more for their Toyota Venza car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Toyota Venza insurance rates. For example, drivers in New York may pay $820 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on your Toyota Venza car insurance rates. Teens and drivers in their 20’s see the highest jump in their Toyota Venza car insurance with violations on their driving record.

Toyota Venza Safety Ratings

Your Toyota Venza car insurance rates are influenced by the safety ratings of the Toyota Venza. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Toyota Venza Crash Test Ratings

Not only do good Toyota Venza crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Toyota Venza auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Toyota Venza 5 4 5 4
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Toyota Venza Safety Features

Most drivers don’t realize that not only do Toyota Venza safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Toyota Venza auto insurance rates. The Toyota Venza’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Toyota Venza Insurance Loss Probability

The lower percentage means lower Toyota Venza auto insurance rates; higher percentages mean higher Toyota Venza car insurance rates. The Toyota Venza’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision -7%
Property Damage 2%
Comprehensive -14%
Personal Injury 15%
Medical Payment 10%
Bodily Injury -7%
Source: Insurance Institute for Highway Safety
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Toyota Venza Finance and Insurance Cost

If you are financing a Toyota Venza, most lenders will require your carry higher Toyota Venza coverage options including comprehensive coverage, so be sure to shop around and compare Toyota Venza auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Toyota Venza Insurance

There are several ways you can save even more on your Toyota Venza car insurance rates. Take a look at the following five tips:

  • Be Picky About Who Drives Your Toyota Venza
  • Provide Your Toyota Venza VIN When Requesting Toyota Venza Auto Insurance Quotes
  • Take a Refresher Course as an Older Driver
  • Ask About Discounts for People with Disabilities
  • Never Drink and Drive Your Toyota Venza

Top Toyota Venza Insurance Companies

Who is the top car insurance company for Toyota Venza insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Venza auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota Venza offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Toyota Venza Insurance Quotes Online

Start comparing Toyota Venza car insurance quotes for free by using our convenient online comparison tool.

Are you looking for free insurance quotes?

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