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GMC Yukon XL Insurance Cost Estimate [Rates + Comparison Guide]

Getting GMC Yukon XL insurance quotes will cost on average $121 per month ($1,454 per year). Mature drivers with good driving records may find rates as low as $855 a year.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 19, 2020

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Key takeaways:

  • Full coverage costs around $1,454 a year or $121 each month
  • A liability-only policy costs around $583 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,314 a year or $443 each month
  • Good drivers can save as much as $599 a year by earning policy discounts
  • GMC Yukon XL insurance costs around $65 less per year than the average vehicle

GMC Yukon XL insurance rates will be around $65 less yearly than the average vehicle, with full coverage costing around $1,454 a year or $121 a month. The highest rates are for teen drivers who are considered high risk, at $5,314 a year or $443 a month.

Good drivers can get discounts up to $599 a year for remaining safe and claim-free. Let’s take a look at GMC Yukon XL insurance rates, crash test ratings, and more.

You can start comparing quotes for GMC Yukon XL car insurance rates from some of the best car insurance companies by using our free online tool now.

GMC Yukon XL Insurance Cost

The average GMC Yukon XL auto insurance rates are $1,454 a year or $121 a month.

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Are GMC Yukon XLs Expensive to Insure?

The chart below details how GMC Yukon XL insurance rates compare to other SUVs like the GMC Yukon, Lexus LX 570, and Toyota Highlander.

Vehicle Comprehensive Collision Liability Total
GMC Yukon XL $362 $562 $372 $1,454
GMC Yukon $376 $594 $372 $1,500
Lexus LX 570 $444 $834 $398 $1,834
Toyota Highlander $332 $512 $390 $1,392
Volvo XC60 $306 $536 $338 $1,316
Mazda CX-9 $332 $542 $390 $1,422
Toyota 4Runner $332 $512 $332 $1,312

However, there are a few things you can do to find the cheapest GMC insurance rates online.

What Impacts the Cost of GMC Yukon XL Insurance?

The GMC Yukon XL trim and model you choose will affect the total price you will pay for GMC Yukon XL insurance coverage.

Age of the Vehicle

Older GMC Yukon XL models generally cost less to insure. For example, auto insurance for a 2020 GMC Yukon XL costs $1,454, while 2010 GMC Yukon XL insurance costs are $1,184, a difference of $270.

Model Year Comprehensive Collision Liability Total
2020 GMC Yukon XL $362 $562 $372 $1,454
2019 GMC Yukon XL $346 $542 $390 $1,436
2018 GMC Yukon XL $332 $536 $398 $1,424
2017 GMC Yukon XL $320 $524 $416 $1,418
2016 GMC Yukon XL $310 $502 $430 $1,400
2015 GMC Yukon XL $292 $484 $442 $1,376
2014 GMC Yukon XL $282 $450 $452 $1,342
2013 GMC Yukon XL $270 $424 $456 $1,308
2012 GMC Yukon XL $258 $380 $460 $1,256
2011 GMC Yukon XL $242 $350 $460 $1,210
2010 GMC Yukon XL $234 $328 $464 $1,184

Driver Age

Driver age can have a significant impact on GMC Yukon XL auto insurance rates. For example, 20-year-old drivers pay approximately $1,778 more each year for their GMC Yukon XL auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on GMC Yukon XL insurance rates. For example, drivers in New York may pay $887 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of GMC Yukon XL auto insurance. Teens and drivers in their 20’s see the highest jump in their GMC Yukon XL auto insurance rates with violations on their driving record.

GMC Yukon XL Safety Ratings

Your GMC Yukon XL auto insurance rates are influenced by the GMC Yukon XL’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Not Tested
Side Not Tested
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety

GMC Yukon XL Crash Test Ratings

Poor GMC Yukon XL crash test ratings could mean higher GMC Yukon XL car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 GMC Yukon XL SUV RWD 4 stars 4 stars 5 stars 3 stars
2020 GMC Yukon XL SUV 4WD 4 stars 4 stars 5 stars 3 stars
2019 GMC Yukon XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2019 GMC Yukon XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
2018 GMC Yukon XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2018 GMC Yukon XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
2017 GMC Yukon XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2017 GMC Yukon XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
2016 GMC Yukon XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2016 GMC Yukon XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

GMC Yukon XL Safety Features

The more safety features you have on your GMC Yukon XL, the more likely it is that you can earn a discount. The GMC Yukon XL’s safety features include:

  • Electronic stability control and traction control – StabiliTrak
  • Lane keep assist with lane departure warning
  • Hill-start assist
  • Front and rear park assist
  • Automatic emergency braking

GMC Yukon XL Insurance Loss Probability

The GMC Yukon XL’s insurance loss probability varies for each form of coverage. The lower percentage means lower GMC Yukon XL auto insurance rates; higher percentages mean higher GMC Yukon XL car insurance rates.

Insurance Coverage Category Loss Rate
Collision 11%
Property Damage -1%
Comprehensive 37%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety

GMC Yukon XL Finance and Insurance Cost

If you are financing a GMC Yukon XL, you will pay more if you purchase GMC Yukon XL auto insurance at the dealership, so be sure to shop around and compare GMC Yukon XL auto insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on GMC Yukon XL Insurance

There are several ways you can save even more on your GMC Yukon XL car insurance rates. Take a look at the following five tips:

  • Compare GMC Yukon XL Quotes Online
  • Ask About Loyalty Discounts
  • Buy An Older GMC Yukon XL
  • Ask Your Insurance Company About GMC Yukon XL Discounts
  • Start Searching for New GMC Yukon XL Car Insurance a Month Before Your Renewal

Top GMC Yukon XL Insurance Companies

Who is the top auto insurance company for GMC Yukon XL insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Yukon XL auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Yukon XL offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free GMC Yukon XL Insurance Quotes Online

To start comparing GMC Yukon XL car insurance quotes for free, use our online car insurance comparison tool.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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