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Audi Q3 Insurance Quotes [Rates + Coverage Guide]

If you want to buy inexpensive Audi Q3 insurance coverage then you should know that a policy will cost $132 per month ($1,586 per year) on average. Good drivers can save as much as $2,446 a year over higher risk drivers.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 24, 2020

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Key takeaways:

  • Full coverage costs around $1,586 a year or $132 each month
  • A liability-only policy costs around $636 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,797 a year or $483 each month
  • Good drivers can save as much as $654 a year by earning policy discounts
  • Audi Q3 insurance costs around $67 more per year than the average vehicle

Audi Q3 insurance rates are about $67 more per year than the average vehicle with full coverage costing around $1,586 a year or $132 a month. The highest rates are for teens who will pay around $5,797 a year or $483 a month as they’re considered high-risk for insurers.

Good drivers are eligible for up to $654 a year in policy discounts by staying safe and courteous on the road. Let’s take a quick look at Audi Q3 insurance rates, safety ratings, and more.

You can start comparing quotes for Audi Q3 car insurance rates from some of the best car insurance companies by using our free online tool now.

Audi Q3 Insurance Cost

The average Audi Q3 car insurance rates are $1,586 a year or $132 a month.

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Are Audi Q3s Expensive to Insure?

The chart below details how Audi Q3 insurance rates compare to other SUVs like the Nissan Armada, Chevrolet Suburban, and Mercedes-Benz GLS 450.

Vehicle Comprehensive Collision Liability Total
Audi Q3 $344 $686 $398 $1,586
Nissan Armada $306 $536 $338 $1,316
Chevrolet Suburban $336 $532 $372 $1,398
Mercedes-Benz GLS 450 $458 $894 $398 $1,908
Jeep Compass $294 $500 $372 $1,324
Ford Flex $332 $566 $398 $1,454
Honda Pilot $336 $470 $372 $1,336

However, there are a few things you can do to find the cheapest Audi insurance rates online.

What Impacts the Cost of Audi Q3 Insurance?

You might have noticed that there is a multitude of factors that impact Audi Q3 car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Audi Q3.

Age of the Vehicle

The average Audi Q3 car insurance rates are higher for newer models. For example, car insurance for a 2018 Audi Q3 costs $1,586, while 2015 Audi Q3 insurance costs are $1,522, a difference of $64.

Model Year Comprehensive Collision Liability Total
2018 Audi Q3 $344 $686 $398 $1,586
2017 Audi Q3 $332 $668 $416 $1,574
2016 Audi Q3 $320 $640 $430 $1,548
2015 Audi Q3 $304 $618 $442 $1,522

Driver Age

Driver age can have a significant impact on the cost of Audi Q3 auto insurance. For example, 20-year-old drivers pay approximately $1,939 each year for their Audi Q3 auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Audi Q3 insurance rates. For example, drivers in Los Angeles may pay $587 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Audi Q3 car insurance. Teens and drivers in their 20’s see the highest jump in their Audi Q3 car insurance with violations on their driving record.

Audi Q3 Safety Ratings

Your Audi Q3 auto insurance rates are tied to the Audi Q3’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Audi Q3 Crash Test Ratings

If the Audi Q3 crash test ratings are good, you could have lower Audi Q3 car insurance rates. See Audi Q3 crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Audi Q3 SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Audi Q3 SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Audi Q3 SUV FWD N/R N/R N/R N/R
2018 Audi Q3 SUV AWD N/R N/R N/R N/R
2017 Audi Q3 SUV FWD N/R N/R N/R N/R
2017 Audi Q3 SUV AWD N/R N/R N/R N/R
2016 Audi Q3 SUV FWD N/R N/R N/R N/R
2016 Audi Q3 SUV AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Audi Q3 Safety Features

The Audi Q3 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Audi Q3 auto insurance rates. The Audi Q3’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Cross-Traffic Alert

Audi Q3 Insurance Loss Probability

Another contributing factor that affects Audi Q3 car insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision 16%
Property Damage -31%
Comprehensive -6%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety

Audi Q3 Finance and Insurance Cost

If you are financing a Audi Q3, you will pay more if you purchase Audi Q3 auto insurance at the dealership, so be sure to shop around and compare Audi Q3 auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Audi Q3 Insurance

You can save more money on your Audi Q3 auto insurance rates by employing any of the following five strategies.

  • Get a Plan with Only Liability Coverage If You’re Driving an Older Audi Q3
  • Improve Your Credit Score
  • Take Advantage of Referral Fees
  • Purchase a Roadside Assistance Program for Your Audi Q3
  • Start Searching for New Audi Q3 Car Insurance a Month Before Your Renewal

Top Audi Q3 Insurance Companies

Several top car insurance companies offer competitive rates for the Audi Q3 rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Audi Q3 drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Audi Q3 Insurance Quotes Online

To start comparing Audi Q3 car insurance quotes for free, use our online car insurance comparison tool.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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