Are Nissan Titans expensive to insure? [List of Money Saving Tips]

Are Nissan Titans expensive to insure? Affordable Nissan Titan car insurance is out there. Nissan Titan car insurance averages $120 per month for full coverage car insurance. If you have an old Nissan Titan, you may opt for liability-only car insurance coverage, which averages $48 per month. Good drivers can save up to $594 per year in policy discounts on their auto insurance rates by practicing safe driving habits.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Sep 29, 2020

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Key takeaways:

  • Full coverage costs around $1,440 a year or $120 each month
  • A liability-only policy costs around $577 a year or $48 each month
  • Highest rates are for teenage drivers at around $5,263 a year or $439 each month
  • Good drivers can save as much as $594 a year by earning policy discounts
  • Nissan Titan insurance costs around $79 less per year than the average vehicle

The average insurance cost of a Nissan Titan is about $79 less per year than the average vehicle with full coverage around $1,440 a year or $120 a month. Owners of an old Nissan Titan may opt for liability-only coverage which averages $577 a year or $48 a month. Compare car insurance rates to find the best for you.

Good drivers can get up to $594 a year in policy discounts by remaining safe and courteous on the roads. Let’s take a quick look at the Nissan Titan insurance rates, safety ratings, and more.

You can start comparing quotes for Nissan Titan car insurance rates from some of the best car insurance companies by using our free online tool now.

Nissan Titan Car Insurance Cost

The average Nissan Titan car insurance rates are $1,440 a year or $120 a month.

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Are Nissan Titans expensive to insure?

The chart below details how Nissan Titan insurance rates compare to other trucks like the Toyota Tundra, and Chevrolet Silverado, and GMC Sierra insurance.

Vehicle Comprehensive Collision Liability Total
GMC Sierra $336 $594 $372 $1,460
Toyota Tundra $320 $512 $440 $1,452
Chevrolet Silverado $322 $562 $420 $1,484
GMC Sierra 2500HD $336 $656 $420 $1,592
Ford Ranger $254 $470 $372 $1,254
Dodge Ram $362 $562 $420 $1,524
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However, there are a few things you can do to find the cheapest insurance online for your Nissan.

What impacts the cost of Nissan Titan auto insurance?

Even though the average annual rate for the Nissan Titan is $1,440, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Nissan Titan.

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Age of the Vehicle

Older Nissan Titan models generally cost less to insure. For example, auto insurance for a 2017 Nissan Titan costs $1,440, while 2010 Nissan Titan insurance costs are $1,230, a difference of $210.

Model Year Comprehensive Collision Liability Total
2017 Nissan Titan $296 $494 $470 $1,440
2016 Nissan Titan $286 $474 $486 $1,426
2015 Nissan Titan $270 $458 $500 $1,408
2014 Nissan Titan $260 $424 $510 $1,374
2013 Nissan Titan $250 $400 $514 $1,344
2012 Nissan Titan $240 $358 $520 $1,298
2011 Nissan Titan $224 $330 $520 $1,254
2010 Nissan Titan $216 $310 $524 $1,230
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Driver Age

Driver age can have a significant effect on Nissan Titan insurance rates. For example, 20-year-old drivers pay $1,761 more for their Nissan Titan car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Nissan Titan insurance rates. For example, drivers in Phoenix may pay $792 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on your Nissan Titan car insurance rates. Teens and drivers in their 20’s see the highest jump in their Nissan Titan car insurance with violations on their driving record.

Nissan Titan Safety Ratings

Your Nissan Titan car insurance rates are tied to the safety ratings of the Nissan Titan. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Not Tested
Side Not Tested
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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This video from the IIHS shows a crash test on a 2018 Nissan Titan.

In this passenger-side small overlap test, the Nissan Titan scored a Good rating.

Nissan Titan Crash Test Ratings

Not only do good Nissan Titan crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Nissan Titan auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Nissan Titan XD Crew Cab PU/CC 4WD N/R N/R N/R N/R
2020 Nissan Titan King Cab PU/EC RWD N/R N/R N/R 4 stars
2020 Nissan Titan King Cab PU/EC 4WD N/R N/R N/R 4 stars
2020 Nissan Titan Crew Cab PU/CC RWD N/R N/R N/R N/R
2020 Nissan Titan Crew Cab PU/CC 4WD N/R N/R N/R N/R
2019 Nissan Titan XD Single Cab RWD N/R N/R N/R N/R
2019 Nissan Titan XD Single Cab AWD N/R N/R N/R N/R
2019 Nissan Titan XD King Cab RWD N/R N/R N/R N/R
2019 Nissan Titan XD King Cab AWD N/R N/R N/R N/R
2019 Nissan Titan XD Crew Cab RWD N/R N/R N/R N/R
2019 Nissan Titan XD Crew Cab AWD N/R N/R N/R N/R
2019 Nissan Titan Single Cab RWD N/R N/R N/R 4 stars
2019 Nissan Titan Single Cab AWD N/R N/R N/R 4 stars
2019 Nissan Titan King Cab RWD N/R N/R N/R 4 stars
2019 Nissan Titan King Cab AWD N/R N/R N/R 4 stars
2019 Nissan Titan Crew Cab RWD 4 stars 4 stars 5 stars 4 stars
2019 Nissan Titan Crew Cab AWD 4 stars 4 stars 5 stars 4 stars
2018 Nissan Titan XD Single Cab RWD N/R N/R N/R N/R
2018 Nissan Titan XD Single Cab AWD N/R N/R N/R N/R
2018 Nissan Titan XD King Cab RWD N/R N/R N/R N/R
2018 Nissan Titan XD King Cab AWD N/R N/R N/R N/R
2018 Nissan Titan XD Crew Cab RWD N/R N/R N/R N/R
2018 Nissan Titan XD Crew Cab AWD N/R N/R N/R N/R
2018 Nissan Titan Single Cab RWD N/R N/R N/R 4 stars
2018 Nissan Titan Single Cab AWD N/R N/R N/R 4 stars
2018 Nissan Titan King Cab RWD N/R N/R N/R 4 stars
2018 Nissan Titan King Cab AWD N/R N/R N/R 4 stars
2018 Nissan Titan Crew Cab RWD Later Release 4 stars 4 stars 5 stars 4 stars
2018 Nissan Titan Crew Cab RWD Early Release 4 stars 4 stars 5 stars 4 stars
2018 Nissan Titan Crew Cab AWD Later Release 4 stars 4 stars 5 stars 4 stars
2018 Nissan Titan Crew Cab AWD Early Release 4 stars 4 stars 5 stars 4 stars
2017 Nissan Titan XD Single Cab RWD N/R N/R N/R N/R
2017 Nissan Titan XD Single Cab AWD N/R N/R N/R N/R
2017 Nissan Titan XD King Cab RWD N/R N/R N/R N/R
2017 Nissan Titan XD King Cab AWD N/R N/R N/R N/R
2017 Nissan Titan XD Crew Cab RWD N/R N/R N/R N/R
2017 Nissan Titan XD Crew Cab AWD N/R N/R N/R N/R
2017 Nissan Titan Single Cab RWD N/R N/R N/R 4 stars
2017 Nissan Titan Single Cab AWD N/R N/R N/R 4 stars
2017 Nissan Titan King Cab RWD N/R N/R N/R 4 stars
2017 Nissan Titan King Cab AWD N/R N/R N/R 4 stars
2017 Nissan Titan Crew Cab RWD 4 stars 4 stars 5 stars 4 stars
2017 Nissan Titan Crew Cab AWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Whether you’re looking at the 2018 Nissan Titan ratings or at the 2017 Nissan Titan XD crash test, the vehicle gets good ratings.

Nissan Titan Safety Features

Having a variety of safety features on your Nissan Titan can help lower your insurance costs. According to US News, the 2020 Nissan Titan’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning

Read on to learn more about the loss probability for the Nissan Titan.

Nissan Titan Car Insurance Loss Probability

Another contributing factor that affects Nissan Titan car insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -5%
Property Damage 27%
Comprehensive 20%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Nissan Titan Finance and Insurance Cost

If you are financing a Nissan Titan, you will pay more if you purchase Nissan Titan auto insurance at the dealership, so be sure to shop around and compare Nissan Titan online auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Nissan Titan Car Insurance

Drivers can end up saving more money on their Nissan Titan car insurance rates by employing any one of the following strategies.

  • Use an Accurate Job Title When Requesting Nissan Titan Auto Insurance
  • Check Your Nissan Titan Policy Carefully to Ensure All Information is Correct
  • Renew Your Nissan Titan Insurance Coverage to Avoid Lapses
  • Ask About Discounts for People with Disabilities
  • Ask for a New Nissan Titan Auto Insurance Rate Based on Your Improved Credit Score

Top Nissan Titan Car Insurance Companies

Who is the top car insurance company for Nissan Titan insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Titan auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Titan offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Nissan Titan Car Insurance Quotes Online

Ready to buy Nissan Titan car insurance? Save on your Nissan Titan car insurance rates by taking advantage of our FREE comparison tool to find the affordable car insurance that’s right for you. Find the Nissan Titan car insurance company for you now.

References:

  1. https://www.iihs.org/ratings
  2. https://www.nhtsa.gov/ratings
  3. https://www.iii.org/fact-statistic/facts-statistics-insurance-company-rankings

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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