Anti-lock Brakes Car Insurance Discount (Where to Get It)

Drivers can save up to 10% off their rate with an anti-lock brakes car insurance discount. Many insurance companies offer an anti-lock brakes discount since having an ABS system in your car is proven to lower the risk of an accident. Anti-lock brakes help prevent your wheels from locking up when you brake suddenly, allowing you to steer to safety.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Jul 22, 2021

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The Highlights

  • Anti-lock brakes help prevent your wheels from locking up when you brake suddenly, allowing you to steer to safety.
  • Customers can expect to save anywhere between 3% and 10% on their rates with an anti-lock brakes discount.
  • Combine this with other safety feature discounts to maximize your savings.

New technologies have made modern vehicles safer than ever before with advanced safety features designed to protect you behind the wheel. One such feature is anti-lock brakes. But did you know you can get an anti-lock brakes car insurance discount?

Some of the best insurance companies are now offering discounts to customers with certain safety features installed in their vehicles. Not only do these features keep you safe, but they can also save you money.

Keep reading to learn what an anti-lock brakes discount is, how to get it, and where you can get it. But before you do, enter your ZIP code into our free comparison tool above to find affordable car insurance in your area.

How much can I save with an anti-lock brakes car insurance discount?

Does ABS make insurance cheaper? Absolutely. That’s why many car insurance providers offer an anti-lock brakes discount. It’s a reward for having a feature that reduces your risk of filing an insurance claim.

Customers can expect to save anywhere between 4% and 10% on their rate with an anti-lock brakes discount.

Anti-lock braking systems (ABS) help prevent your wheels from locking up when you brake suddenly. This allows you to continue to steer the vehicle even as you brake, letting you steer away from obstacles ahead of you.

According to the National Highway Traffic Safety Administration, ABS has been effective in reducing the risk of nonfatal run-off-road crashes for almost every type of light truck. This translates into fewer accidents, and thus fewer insurance claims.

If your current provider doesn’t offer this discount, compare car insurance quotes from other companies to find one that does.

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Where do I get an anti-lock brakes car insurance discount?

Many car insurance companies offer an anti-lock brakes discount as well as other safety feature discounts. The table below shows top car insurance companies and the discounts they offer.

Car Insurance Discounts by Company
Auto Insurance Discounts21st CenturyAAAAllstateAmerican FamilyAmeripriseAmicaCountry FinancialEsuranceFarmersGeicoLiberty MutualMetLifeNationwideProgressiveSafe AutoSafecoState FarmThe GeneralThe HanoverThe HartfordTravelersUSAASources:
Adaptive Cruise Controlxxxxhttp://www.21st.com/car-insurance-by-state.htm
Adaptive Headlightsxxxxxxxxhttp://autoclubsouth.aaa.com/Insurance/Auto_Insurance_Quote.aspx
Anti-lock Brakesxxxxxxxxxxxxxxxxxxxxxxhttps://www.allstate.com/auto-insurance/auto-insurance-discounts.aspx
Anti-Theftxxxxxxxxxxxxxxxxxxxxxxhttps://www.amfam.com/resources/discounts
Claim Freexxxxxxxxxxxxxxxxxxxxxxhttps://www.ameriprise.com/auto-home-insurance/Costco/insurance-choices/auto/auto-insurance-discounts.asp
Continuous Coveragexxxxxxxxxxxxxxxhttps://www.amica.com/en/products/auto-insurance/discounts.html
Daytime Running Lightsxxxxxxxxxxxxxxxxxxhttps://www.countryfinancial.com/en/insurance/auto-recreational/auto.html
Defensive Driverxxxxxxxxxxxxxxxxxxxxxxhttps://www.esurance.com/insurance/car/discounts
Distant Studentxxxxxxxxxxxxxxxhttps://www.farmers.com/faq/discounts/#autodefinitions
Driver's Edxxxxxxxxxxxxxxxxxxxxhttps://www.geico.com/save/discounts/car-insurance-discounts/
Driving Device/Appxxxxxxxxxxxxxxhttps://www.libertymutual.com/auto/affordable-car-insurance
Early Signingxxxxxxxxxxxxxxhttps://www.metlife.com/insurance/auto-insurance/car-insurance/
Electronic Stability Controlxxxxxxxxxhttps://www.nationwide.com/car-insurance-discounts.jsp
Emergency Deploymentxhttps://www.progressive.com/auto/car-insurance-discounts/
Engaged Couplexhttps://www.safeauto.com/about/faqs
Family Legacyxxxxxxhttps://www.safeauto.com/car-insurance/car-insurance-for-teens
Family Planxxxxxhttp://www.safeco.com/auto-insurance/discounts
Farm Vehiclexxxxhttps://www.statefarm.com/insurance/auto/discounts
Fast 5xhttps://www.thegeneral.com/car-insurance/basics/cheap-flexible/
Federal Employeexxxxhttp://www.hanover.com/connections-smart-savings.html
Forward Collision Warningxxxxxxxhttps://www.thehartford.com/aarp/car-insurance
Full Paymentxxxxxxxxxxxxxxxxxhttps://www.travelers.com/personal-insurance/auto-insurance/discounts-advantages.aspx
Further Educationxxxxxxxxxhttps://www.usaa.com/inet/wc/advice-auto-lowerautoinsurance
Garaging/Storingxxxxxxhttps://www.usaa.com/inet/wc/faq_Automatic_License_index
Good Creditxxxxhttps://www.usaa.com/inet/wc/auto_insurance_teen_driver_main
Good Studentxxxxxxxxxxxxxxxxxxxxxxhttps://www.usaa.com/inet/pages/auto_event_insurance?akredirect=true
Green Vehiclexxxxxxxhttps://www.usaa.com/inet/pages/auto_insurance_driving_research_discount_main
Homeownerxxxxxxxxxxxxxxxxxxhttp://www.bankrate.com/finance/insurance/car-insurance-discounts.aspx
Lane Departure Warningxxxxhttp://www.naic.org/documents/web_market_share_160301_2015_property_lob.pdf
Life Insurancexx
Low MileagexxxxxxxxxxxxxxxxxxxDisclaimers
Loyaltyxxxxxxxxxxxx*Discounts and their availability vary by state and eligibility requirements
Marriedxxxxxxxxxxxxxx*Safety Features are not always listed as "discounts" but almost always help lower the rate
Membership/Groupxxxxxxxxxxx
Militaryxxxxxxxxxxx
Military Garagingx
Multiple Driversxx
Multiple Policiesxxxxxxxxxxxxxxxxxxxxx
Multiple Vehiclesxxxxxxxxxxxxxxxxxxxxx
New Addressx
New Customer/New Planxxx
New Graduatex
Newer Vehiclexxxxxxxxxxxxxxxx
Newly Licensedx
Newlywedsx
Non-Smoker/Non-Drinkerx
Occasional Operatorx
Occupationxxxxxxxxxxxx
On Time Paymentsxxxx
Online Shopperxx
Paperless Documentsxxxxxxxx
Paperless/Auto Billingxxxxxxxxxxxxxxxxx
Passive Restraintxxxxxxxxxxxxxxxxxxxxxx
Recent Retireesxx
Renterxxx
Roadside Assistancexx
Safe Driverxxxxxxxxxxxxxxxxxxx
Seat Belt Usex
Senior Driverxxxxxxxxx
Stable Residencexxxx
Students & Alumnixxxxxx
Switching Providerxxxxxxxxxxx
Utility Vehiclexxxx
Vehicle Recoveryxxxxxxxxxxxxxxxxxxxxx
VIN Etchingxxxxxxxxxx
Volunteerx
Young Driverxxxxxx
Discounts Provided #21212927182726343432383835362230202022382828
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As you can see, every car insurance company shown here offers an anti-lock brakes discount. Having an ABS system in your car doesn’t just keep you safe, it also saves you money.

How do I get insurance discounts?

If you have anti-lock brakes installed in your vehicle but are unsure if your provider offers this discount, simply call your insurance provider or agent and ask if they offer an anti-lock brakes discount. If they do, they’ll add it to your policy.

You should also ask about other discounts you may eligible for, such as adaptive headlights discounts, or even adaptive cruise control discounts. If you have it and your provider offers a discount for it, you need to let them know.

If your provider doesn’t offer the discounts you want, start shopping around. We recommend you compare car insurance rates from at least three different companies to find the best deal.

Now that you know about anti-lock brakes discounts, start shopping today. Enter your ZIP code into our free comparison tool below to buy car insurance from providers near you.

Are you looking for free insurance quotes?

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