Allstate Drivewise App: A Complete Guide and Review

The Allstate Drivewise app is part of the Allstate mobile app and is used for Allstate’s usage-based insurance program, Drivewise. Drivers enrolled in Drivewise could save up to 40% through discounts on rates and cashback. The app has a 4.8 out of five-star rating for Apple users and a 3.5 out of five-star rating for Android users. The Allstate Drivewise app tracks driving speed, braking, acceleration, etc., to assess driver behavior. The safer you drive, the more you can save.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jan 28, 2022

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The Highlights

  • The Allstate Drivewise app is part of the Allstate mobile app
  • You can save up to 40% on your rates when you enroll in the Allstate Drivewise program through the app
  • Savings can be either a discount on your rates or cashback, depending on where you live

Can you save money with usage-based insurance? One option for usage-based insurance and discounts is the Allstate Drivewise program. Is it worth it to enroll in options like Allstate Drivewise? How well does it work? Is the Allstate Drivewise app for Android available? What is the Allstate Drivewise installation process? Are there Allstate Drivewise app hacks? What are average Allstate Drivewise app car insurance rates?

Read this article to learn everything you need to know to make an informed decision about using the Allstate Drivewise app.

Before we start this review on the Allstate Drivewise app, take a moment to enter your ZIP code in the tool on this page to get free quotes from companies in your area so you can compare and save today.

What is the Allstate Drivewise app, and should you use it?

The Allstate Drivewise app is actually a part of the Allstate mobile app. Allstate Drivewise is the company’s usage-based insurance program. You’ll need to download the Allstate mobile app to enroll in Drivewise and use the Allstate Drivewise portion of the app.

If you’ve downloaded the app and enrolled in the program, the app will track your driving behavior and use the data to adjust your rates, apply discounts, and let you earn rewards points (more on all of this later).

If you’re insured by Allstate and looking for additional ways to save on your rates, one option is to buy Allstate Drivewise app car insurance. Keep reading to find out how much you could save when you use the Allstate Drivewise app and whether or not you can get Allstate Drivewise app car insurance quotes.

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How much can you save with the Allstate Drivewise app?

Allstate claims you can save up to 40% on your rates with Drivewise. If you decide to enroll in the Allstate Drivewise program and use the app, you’ll save 10% for signing up. Depending on how safely you drive after you’ve signed up, you could save up to an additional 30% on your rates at your next policy renewal. State laws determine whether these savings discount your rates or come in the form of cashback.

How does Allstate Drivewise work, and how do you sign up?

If you want to sign up for Allstate Drivewise, you’ll need to download the Allstate mobile app and enroll in the program from there. The app will track:

  • Driving speed
  • Acceleration
  • Braking
  • When and where you drive

The collected data is used to assess how safely you drive. The safer you drive, the higher the discount (or cashback) you’ll qualify for, and the greater number of reward points you’ll earn (rewards points can be collected and used to obtain gift cards and certain products).

The app has several options you can choose from to learn more about your driving, how much you’re saving, etc. This includes windows for:

  • Dashboard – allows you to review a summary of what you’ve saved by driving safely
  • Driving Insights – provides insights and answers to your family driving questions and audibly alerts you when issues arise
  • Crash Detection – connects you with help after the app detects that you’ve been in a crash
  • My Trips – lists your trips, allows you to review your driving habits, and provides feedback and ways to improve
  • My Challenges – offers safe driving challenges you can enroll in to earn rewards points
  • Phone Activity – tracks how often and for how long you’re using your phone while you’re behind the wheel

Read on for details on some of the significant pros and cons of the Allstate Drivewise program and app.

Allstate Drivewise App Pros and Cons

So what are the pros and cons of the app? We’ve compiled a list of some of the strengths and weaknesses of the app to help you decide if using it is worth it, given your situation and needs.

Allstate claims significant savings (up to 40%) with the app, which you can receive as either a discount on your rates or cash back.

For Apple users, the app runs well and receives few complaints. It currently has a customer rating of 4.8 out of five stars in the App Store. However, for Android users, the app isn’t as successful. Customers currently give it an average of 3.5 out of five stars.

The Allstate Drivewise app not working is one of the major complaints from users. Inability to log in, over-sensitivity of the tracking software, slow loading times, and inaccurate “phone usage while driving” data are other consistent complaints among the Allstate Drivewise app reviews.

Another potential concern surrounding the Allstate Drivewise app (and any other usage-based insurance app that tracks your driving behavior) is privacy because of the amount and types of data being tracked by insurance companies.

As a result, states have begun enacting legislation that requires companies to be more transparent about what data is collected, how it is stored, and if it is used for anything else, according to Insurance Information Institute (III).

These are just a few pros and cons we identified. You can create your own list based on your needs and situation, where you live, and how state laws can affect the management of usage-based insurance programs.

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Allstate Drivewise App: The Bottom Line

Affordable Allstate Drivewise app car insurance is possible because of the available discounts. The Allstate Drivewise app is part of the Allstate mobile app and is used to track driver behavior for those enrolled in the Drivewise program. Tracked data includes speed, acceleration, braking, location, and timing of trips.

Users can view individual trip information in the app, see how much their driving is affecting their savings, sign up for safe driving challenges, and more. The app works well on Apple phones (it currently has a 4.8 out of five-star rating), but customer ratings for Android users indicate there are bugs and errors the company still needs to fix (users give it an average of 3.5 out of five stars).

Now that we’ve covered the basics on the Allstate Drivewise app, why not enter your ZIP code in our comparison tool to get free quotes from top companies and save?

Frequently Asked Questions: Allstate Drivewise App

If you’re still wondering about the Allstate Drivewise app, read these frequently asked questions for more information.

#1 – How can Drivewise tell when you’re driving?

The app can’t tell the difference between you and other drivers, but you can go into the app and delete tracked trips from when another driver was behind the wheel.

#2 – Will the Allstate Drivewise app drain your phone battery?

How Allstate Drivewise affects your phone battery through the Allstate mobile app will depend on your phone, its settings, and other individual factors. However, your phone’s battery will probably drain faster when the app is on  and enabled than when it’s not because it is connected to your GPS for tracking.

#3 – Can I use Drivewise on other devices?

You can, but this can be complicated because of the rules surrounding how many devices can have active versions of the app at the same time. If you enable Drivewise on your phone and then switch to your tablet, the phone version will be deactivated because the app only allows you to have an active version of Drivewise on one device at a time.

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