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What is the Best Car Insurance for a Nissan Leaf?

Average Nissan Leaf insurance rates cost $1,534 a year, or around $128 a month. Shop around to find cheap Nissan Leaf insurance rates. On average, Nissan Leaf comprehensive insurance coverage costs $374, collision coverage costs $545, and liability coverage costs $433.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 19, 2020

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Key takeaways:

  • Full coverage costs around $1,534 a year or $128 each month
  • A liability-only policy costs around $615 a year or $51 each month
  • Highest rates are for teenage drivers at around $5,607 a year or $467 each month
  • Good drivers can save as much as $632 a year by earning policy discounts
  • Nissan Leaf insurance costs around $15 more per year than the average vehicle

Nissan Leaf insurance rates are slightly more than the average vehicle with full coverage costing around $1,534 a year or $128 a month. Drivers of an older Nissan Leaf may opt for liability-only coverage for around $615 a year or $51 a month. Good drivers can save up to $632 a year in policy discounts by staying safe on the road. Let’s take a look at Nissan Leaf insurance rates, safety ratings, and more.

You can start comparing quotes for Nissan Leaf car insurance rates from some of the best car insurance companies by using our free online tool now.

Nissan Leaf Insurance Cost

The average Nissan Leaf car insurance costs are $1,534 a year or $128 a month.

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Are Nissan Leafs Expensive to Insure?

The chart below details how Nissan Leaf insurance rates compare to other hybrid/electrics like the Ford Fusion Energi, Buick LaCrosse, and Ford Fusion Hybrid.

Vehicle Comprehensive Collision Liability Total
Ford Fusion Energi $336 $626 $372 $1,492
Buick LaCrosse $320 $566 $338 $1,360
Ford Fusion Hybrid $322 $656 $466 $1,644
Ford C-Max Hybrid $282 $566 $398 $1,404
Chevrolet Volt $370 $774 $398 $1,700
Chrysler Pacifica Hybrid $370 $656 $338 $1,500

However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan Leaf Insurance?

The Nissan Leaf trim and model you choose can impact the total price you will pay for Nissan Leaf insurance coverage.

Age of the Vehicle

Older Nissan Leaf models generally cost less to insure. For example, auto insurance for a 2017 Nissan Leaf costs $1,534, while 2011 Nissan Leaf insurance costs are $1,286, a difference of $248.

Model Year Comprehensive Collision Liability Total
2017 Nissan Leaf $320 $640 $416 $1,534
2016 Nissan Leaf $310 $612 $430 $1,510
2015 Nissan Leaf $292 $592 $442 $1,484
2014 Nissan Leaf $282 $548 $452 $1,440
2013 Nissan Leaf $270 $516 $456 $1,400
2012 Nissan Leaf $258 $464 $460 $1,340
2011 Nissan Leaf $242 $426 $460 $1,286

Driver Age

Driver age can have a significant impact on the cost of Nissan Leaf auto insurance. For example, 20-year-old drivers pay approximately $1,877 each year for their Nissan Leaf auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Nissan Leaf insurance rates. For example, drivers in Los Angeles may pay $844 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Nissan Leaf car insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Leaf auto insurance rates with violations on their driving record.

Nissan Leaf Safety Ratings

Your Nissan Leaf car insurance rates are influenced by the safety ratings of the Nissan Leaf. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Not Tested
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Nissan Leaf Crash Test Ratings

If the Nissan Leaf crash test ratings are good, you could have lower Nissan Leaf car insurance rates. See Nissan Leaf crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2018 Nissan Leaf BEV 5 HB FWD N/R N/R N/R N/R
2017 Nissan Leaf BEV 5 HB FWD N/R 4 stars N/R 4 stars
2016 Nissan Leaf 5 HB FWD 4 stars 4 stars 4 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Nissan Leaf Safety Features

Having a variety of safety features on your Nissan Leaf can help lower your insurance costs. According to AutoBlog, the 2020 Nissan Leaf’s safety features include:

  • Automatic high-beam headlights
  • Forward collision warning
  • Pedestrian detection
  • Forward and reverse automatic emergency braking
  • Blind-spot monitoring
  • Rear cross-traffic alert
  • Lane departure warning
  • Lane keep assist
  • Rearview camera
  • Rear door alert

Nissan Leaf Insurance Loss Probability

Another contributing factor that plays a direct role in Nissan Leaf insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -11%
Property Damage -16%
Comprehensive -55%
Personal Injury -17%
Medical Payment -36%
Bodily Injury -24%
Source: Insurance Institute for Highway Safety

Nissan Leaf Finance and Insurance Cost

If you are financing a Nissan Leaf, you will pay more if you purchase Nissan Leaf auto insurance at the dealership, so be sure to shop around and compare Nissan Leaf auto insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Nissan Leaf Insurance

You have more options at your disposal to save money on your Nissan Leaf auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Nissan Leaf car insurance rates

  • Buy a Nissan Leaf with an Anti-Theft Device
  • Carpool to Work Instead of Driving Your Nissan Leaf
  • Don’t Skimp On Nissan Leaf Liability Coverage
  • Get Cheaper Nissan Leaf Car Insurance Rates as a Full-Time Parent
  • Bundle Your Nissan Leaf Auto Insurance with Home Insurance

Top Nissan Leaf Insurance Companies

Who is the top auto insurance company for Nissan Leaf insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Leaf auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Leaf offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Nissan Leaf Insurance Quotes Online

You can start comparing quotes for Nissan Leaf car insurance rates from some of the best car insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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