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Toyota Land Cruiser Insurance Cost [Guide + Free Quotes]

Average Toyota Land Cruiser insurance rates cost $146 per month ($1,750 per year). Finding Toyota Land Cruiser teenager insurance coverage can cost on average $6,396 a year, so shop around to find cheap rates.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 22, 2020

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Key takeaways:

  • Full coverage costs around $1,750 a year or $146 each month
  • A liability-only policy costs around $702 a year or $59 each month
  • Highest rates are for teenage drivers at around $6,396 a year or $533 each month
  • Good drivers can save as much as $722 a year by earning policy discounts
  • Toyota Land Cruiser insurance costs around $231 more per year than the average vehicle

Toyota Land Cruiser insurance rates are quite a bit more than the average vehicle with full coverage averaging $1,750 a year or $146 a month. Good drivers can save up to $722 a year in policy discounts by being safe and courteous out on the road. We’re going to talk about Toyota Land Cruiser insurance rates, insurance loss rates, and more.

You can start comparing quotes for Toyota Land Cruiser car insurance rates from some of the best car insurance companies by using our free online tool now.

Toyota Land Cruiser Insurance Cost

The average Toyota Land Cruiser auto insurance rates are $1,750 a year or $146 a month.

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Are Toyota Land Cruisers Expensive to Insure?

The chart below details how Toyota Land Cruiser insurance rates compare to other SUVs like the Mercedes-Benz GLE 350, Mercedes-Benz GLS 450, and Ford Explorer.

Vehicle Comprehensive Collision Liability Total
Toyota Land Cruiser $420 $774 $398 $1,750
Mercedes-Benz GLE 350 $438 $870 $390 $1,856
Mercedes-Benz GLS 450 $458 $894 $398 $1,908
Ford Explorer $308 $470 $372 $1,308
Cadillac Escalade ESV $464 $720 $390 $1,732
Chevrolet Suburban $336 $532 $372 $1,398
Jaguar F-PACE $470 $982 $398 $2,008

However, there are a few things you can do to find the cheapest Toyota insurance rates online.

What Impacts the Cost of Toyota Land Cruiser Insurance?

The Toyota Land Cruiser trim and model you choose can impact the total price you will pay for Toyota Land Cruiser car insurance coverage.

Age of the Vehicle

The average Toyota Land Cruiser car insurance rates are higher for newer models. For example, car insurance rates for a 2018 Toyota Land Cruiser are $1,750, while 2010 Toyota Land Cruiser rates are $1,390, a difference of $360.

Model Year Comprehensive Collision Liability Total
2018 Toyota Land Cruiser $420 $774 $398 $1,750
2017 Toyota Land Cruiser $406 $756 $416 $1,736
2016 Toyota Land Cruiser $392 $724 $430 $1,704
2015 Toyota Land Cruiser $370 $698 $442 $1,668
2014 Toyota Land Cruiser $356 $648 $452 $1,614
2013 Toyota Land Cruiser $342 $610 $456 $1,566
2011 Toyota Land Cruiser $306 $504 $460 $1,428
2010 Toyota Land Cruiser $296 $472 $464 $1,390

Driver Age

Driver age can have a significant impact on Toyota Land Cruiser auto insurance rates. For instance, a 30-year-old driver may pay $77 more each year for Toyota Land Cruiser auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Toyota Land Cruiser insurance rates. For example, drivers in Jacksonville may pay $1,050 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Toyota Land Cruiser car insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Land Cruiser car insurance rates with violations on their driving record.

Toyota Land Cruiser Crash Test Ratings

The crash test ratings of the Toyota Land Cruiser can impact your Toyota Land Cruiser car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Toyota Land Cruiser SUV AWD N/R N/R N/R N/R
2018 Toyota Land Cruiser SUV AWD N/R N/R N/R N/R
2017 Toyota Land Cruiser SUV AWD N/R N/R N/R N/R
2016 Toyota Land Cruiser SUV AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Toyota Land Cruiser Safety Features

Good Toyota Land Cruiser safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Toyota Land Cruiser are:

  • Forward collision warning
  • Pedestrian detection
  • Automatic emergency braking
  • Lane departure warning
  • Automatic high-beam headlights
  • Adaptive cruise control

Toyota Land Cruiser Insurance Loss Probability

The Toyota Land Cruiser’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Toyota Land Cruiser, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision -6%
Property Damage -12%
Comprehensive 71%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety

Toyota Land Cruiser Finance and Insurance Cost

If you are financing a Toyota Land Cruiser, you will pay more if you purchase Toyota Land Cruiser car insurance at the dealership, so be sure to shop around and compare Toyota Land Cruiser car insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Toyota Land Cruiser Insurance

There are many ways that you can save on Toyota Land Cruiser car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Toyota Land Cruiser car insurance rates low.

  • Ask About Retiree Discounts
  • Don’t Skimp On Toyota Land Cruiser Liability Coverage
  • Reduce Your Coverage on an Older Toyota Land Cruiser
  • Check Your Toyota Land Cruiser Policy Carefully to Ensure All Information is Correct
  • Bundle Your Toyota Land Cruiser Auto Insurance with Home Insurance

Top Toyota Land Cruiser Insurance Companies

Who is the top auto insurance company for Toyota Land Cruiser insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Land Cruiser auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota Land Cruiser offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Toyota Land Cruiser Insurance Quotes Online

Start comparing Toyota Land Cruiser car insurance quotes for free by using our convenient online comparison tool.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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