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How Much is Insurance on a Mercedes-Benz C300?

Mercedes-Benz C300 Insurance costs are $138/mo or $1,652/yr. While good drivers can save up to $56.75/mo or $681/yr on Mercedes-Benz C300 insurance costs, teenagers pay the most for Mercedes-Benz C300 insurance costs at $503/mo.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 27, 2020

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Key takeaways:

  • Full coverage costs around $1,652 a year or $138 each month
  • A liability-only policy costs around $663 a year or $55 each month
  • Highest rates are for teenage drivers at around $6,038 a year or $503 each month
  • Good drivers can save as much as $681 a year by earning policy discounts
  • Mercedes-Benz C300 insurance costs around $133 more per year than the average vehicle

Mercedes-Benz C300 insurance rates are around $133 more per year than the average vehicle with full coverage costing around $1,652 a year or $138 a month. Good drivers can save up to $681 a year in policy discounts for remaining claim-free. Let’s look into Mercedes-Benz C300 insurance rates, safety features, and more.

You can start comparing quotes for Mercedes-Benz C300 car insurance rates from some of the best car insurance companies by using our free online tool now.

Mercedes-Benz C300 Insurance Cost

The average Mercedes-Benz C300 auto insurance costs are $1,652 a year or $138 a month.

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Are Mercedes-Benz C300s Expensive to Insure?

The chart below details how Mercedes-Benz C300 insurance rates compare to other luxury cars like the Lexus GS 300, Audi A7, and Jaguar XF.

Vehicle Comprehensive Collision Liability Total
Mercedes-Benz C300 $404 $718 $372 $1,652
Lexus GS 300 $344 $656 $338 $1,474
Audi A7 $406 $834 $398 $1,796
Jaguar XF $406 $804 $398 $1,766
Lexus GS 350 $370 $714 $338 $1,558
Audi A8 $464 $900 $390 $1,912
Volvo S60 $332 $656 $398 $1,544

However, there are a few things you can do to find the cheapest Mercedes-Benz insurance rates online.

What Impacts the Cost of Mercedes-Benz C300 Insurance?

Even though the average annual rate for the Mercedes-Benz C300 is $1,652, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Mercedes-Benz C300.

Age of the Vehicle

Older Mercedes-Benz C300 models generally cost less to insure. For example, car insurance for a 2020 Mercedes-Benz C300 costs $1,652, while 2010 Mercedes-Benz C300 insurance costs are $1,300, a difference of $352.

Model Year Comprehensive Collision Liability Total
2020 Mercedes-Benz C300 $404 $718 $372 $1,652
2019 Mercedes-Benz C300 $384 $690 $390 $1,622
2018 Mercedes-Benz C300 $370 $686 $398 $1,612
2017 Mercedes-Benz C300 $356 $668 $416 $1,598
2016 Mercedes-Benz C300 $344 $640 $430 $1,572
2015 Mercedes-Benz C300 $326 $618 $442 $1,544
2014 Mercedes-Benz C300 $312 $574 $452 $1,496
2013 Mercedes-Benz C300 $300 $540 $456 $1,454
2012 Mercedes-Benz C300 $288 $484 $460 $1,390
2011 Mercedes-Benz C300 $270 $446 $460 $1,334
2010 Mercedes-Benz C300 $260 $418 $464 $1,300

Driver Age

Driver age can have a significant impact on the cost of Mercedes-Benz C300 auto insurance. For example, 20-year-old drivers pay as much as $2,093 more each year for their Mercedes-Benz C300 auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Mercedes-Benz C300 insurance rates. For example, drivers in Phoenix may pay $909 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Mercedes-Benz C300 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mercedes-Benz C300 car insurance with violations on their driving record.

Mercedes-Benz C300 Safety Ratings

Your Mercedes-Benz C300 car insurance rates are tied to the safety ratings of the Mercedes-Benz C300. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Mercedes-Benz C300 Crash Test Ratings

Not only do good Mercedes-Benz C300 crash test ratings mean you are better protected in a crash, but good Mercedes-Benz C300 crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Mercedes-Benz C300 N/R 4 N/R 4
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Mercedes-Benz C300 Safety Features

Having a variety of safety features on your Mercedes-Benz C300 can help lower your insurance costs. According to AutoBlog, the 2020 Mercedes-Benz C300’s safety features include:

  • Active brake assist
  • Attention assist
  • Mercedes-Benz emergency call
  • Active distance assist

Mercedes-Benz C300 Finance and Insurance Cost

If you are financing a Mercedes-Benz C300, most lenders will require your carry higher Mercedes-Benz C300 coverage options including comprehensive coverage, so be sure to shop around and compare Mercedes-Benz C300 car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Mercedes-Benz C300 Insurance

You can save more money on your Mercedes-Benz C300 auto insurance rates by employing any of the following five strategies.

  • Ask About Discounts for People with Disabilities
  • Consider Using a Tracking Device on Your Mercedes-Benz C300
  • Add a More Experienced Driver to Your Mercedes-Benz C300 Policy
  • Move to the Countryside
  • Spy on Your Teen Driver

Top Mercedes-Benz C300 Insurance Companies

Several insurance companies offer competitive rates for the Mercedes-Benz C300 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Mercedes-Benz C300 drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Mercedes-Benz C300 Insurance Quotes Online

You can start comparing quotes for Mercedes-Benz C300 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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