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How Much is Insurance on a Volvo XC60? [How to Find Low Rates Online]

Car insurance rates for a Volvo XC60 average $1,316 a year, or around $110 a month. Finding Volvo XC60 teenager insurance coverage can cost on average $4,810 a year, so shop around to find cheap rates.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 19, 2020

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Key takeaways:

  • Full coverage costs around $1,316 a year or $110 each month
  • A liability-only policy costs around $527 a year or $44 each month
  • Highest rates are for teenage drivers at around $4,810 a year or $401 each month
  • Good drivers can save as much as $543 a year by earning policy discounts
  • Volvo XC60 insurance costs around $203 less per year than the average vehicle

Volvo XC60 insurance rates cost around $203 less each year than the average vehicle with full coverage insurance costing around $1,316 a year or $110 a month.

The highest rates are for teens who will pay around $4,810 a year or $401 a month since they’re considered high-risk with little driving experience. Let’s take a look at Volvo XC60 insurance rates, safety ratings, and more.

You can start comparing quotes for Volvo XC60 car insurance rates from some of the best car insurance companies by using our free online tool now.

Volvo XC60 Insurance Cost

The average car insurance costs for a Volvo XC60 are $1,316 a year or $110 a month.

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Are Volvo XC60s Expensive to Insure?

The chart below details how Volvo XC60 insurance rates compare to other SUVs like the BMW X3, Buick Encore, and Jeep Wrangler.

Vehicle Comprehensive Collision Liability Total
Volvo XC60 $306 $536 $338 $1,316
BMW X3 $376 $656 $372 $1,562
Buick Encore $322 $562 $372 $1,414
Jeep Wrangler $280 $376 $420 $1,256
Chevrolet Tahoe $336 $532 $372 $1,398
Audi Q3 $344 $686 $398 $1,586
Mercedes-Benz GLC 300 $412 $810 $390 $1,770

However, there are a few things you can do to find the cheapest Volvo insurance rates online.

What Impacts the Cost of Volvo XC60 Insurance?

The Volvo XC60 trim and model you choose will affect the total price you will pay for Volvo XC60 insurance coverage.

Age of the Vehicle

Older Volvo XC60 models generally cost less to insure. For example, auto insurance rates for a 2018 Volvo XC60 are $1,316, while 2010 Volvo XC60 rates are $1,074, a difference of $242.

Model Year Comprehensive Collision Liability Total
2018 Volvo XC60 $306 $536 $338 $1,316
2017 Volvo XC60 $296 $524 $354 $1,310
2016 Volvo XC60 $286 $502 $364 $1,288
2015 Volvo XC60 $270 $484 $376 $1,266
2014 Volvo XC60 $260 $450 $384 $1,230
2013 Volvo XC60 $250 $424 $388 $1,198
2012 Volvo XC60 $240 $380 $390 $1,146
2011 Volvo XC60 $224 $350 $390 $1,100
2010 Volvo XC60 $216 $328 $394 $1,074

Driver Age

Driver age can have a significant impact on Volvo XC60 auto insurance rates. For example, 20-year-old drivers pay approximately $1,609 more each year for their Volvo XC60 auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Volvo XC60 insurance rates. For example, drivers in Houston may pay $970 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Volvo XC60 auto insurance. Teens and drivers in their 20’s see the highest jump in their Volvo XC60 auto insurance rates with violations on their driving record.

Volvo XC60 Safety Ratings

Your Volvo XC60 auto insurance rates are influenced by the Volvo XC60’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Volvo XC60 Crash Test Ratings

Not only do good Volvo XC60 crash test ratings mean you are better protected in a crash, but good Volvo XC60 crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Volvo XC60 T8 SUV AWD N/R N/R N/R N/R
2020 Volvo XC60 T8 Polestar Engineered SUV AWD N/R N/R N/R N/R
2020 Volvo XC60 T6 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC60 T5 SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC60 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Volvo XC60 T8 SUV AWD N/R N/R N/R N/R
2019 Volvo XC60 T6 SUV AWD N/R N/R N/R N/R
2019 Volvo XC60 T5 SUV FWD N/R N/R N/R N/R
2019 Volvo XC60 T5 SUV AWD N/R N/R N/R N/R
2018 Volvo XC60 T8 SUV AWD N/R N/R N/R N/R
2018 Volvo XC60 T6 SUV FWD N/R N/R N/R N/R
2018 Volvo XC60 T6 SUV AWD N/R N/R N/R N/R
2018 Volvo XC60 T5 SUV FWD N/R N/R N/R N/R
2018 Volvo XC60 T5 SUV AWD N/R N/R N/R N/R
2017 Volvo XC60 SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Volvo XC60 SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Volvo XC60 SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Volvo XC60 SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Volvo XC60 Safety Features

The Volvo XC60 safety features can help lower insurance costs. According to US News, the 2020 Volvo XC60 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning

Volvo XC60 Insurance Loss Probability

The lower percentage means lower Volvo XC60 car insurance costs; higher percentages mean higher Volvo XC60 car insurance costs. Compare the following Volvo XC60 auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.

Insurance Coverage Category Loss Rate
Collision -21%
Property Damage -26%
Comprehensive -30%
Personal Injury -40%
Medical Payment -47%
Bodily Injury -45%
Source: Insurance Institute for Highway Safety

Volvo XC60 Finance and Insurance Cost

If you are financing a Volvo XC60, you will pay more if you purchase Volvo XC60 auto insurance at the dealership, so be sure to shop around and compare Volvo XC60 auto insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Volvo XC60 Insurance

Save more on your Volvo XC60 car insurance rates. Take a look at the following five strategies that will get you the best Volvo XC60 auto insurance rates possible.

  • Buy a Dashcam for Your Volvo XC60
  • Don’t Always Pick the Cheapest Volvo XC60 Insurance Policy
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible
  • Buy An Older Volvo XC60
  • Use an Accurate Job Title When Requesting Volvo XC60 Auto Insurance

Top Volvo XC60 Insurance Companies

The best auto insurance companies for Volvo XC60 car insurance rates will offer competitive rates, discounts, and account for the Volvo XC60’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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