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Are Nissan Rogues Expensive to Insure? [Rates + Coverage Guide]

Nissan Rogue insurance costs $1,412 a year, or around $118 a month on average. A liability-only policy costs around $566 a year or $47 each month. Good drivers can save up to $582 a year on these costs by earning discounts.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 28, 2020

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Key takeaways:

  • Full coverage costs around $1,412 a year or $118 each month
  • A liability-only policy costs around $566 a year or $47 each month
  • Highest rates are for teenage drivers at around $5,161 a year or $430 each month
  • Good drivers can save as much as $582 a year by earning policy discounts
  • Nissan Rogue insurance costs around $107 less per year than the average vehicle

Nissan Rogue insurance rates are about $107 less than the average vehicle with full coverage costing around $1,412 a year or $118 a month. Drivers of an older Nissan Rogue may choose liability-only coverage which costs around $566 a year or $47 a month.

Good drivers can save up to $582 a year in policy discounts by staying safe and courteous while driving. Let’s look at Nissan Rogue insurance rates, crash test ratings, and more.

You can start comparing quotes for Nissan Rogue car insurance rates from some of the best car insurance companies by using our free online tool now.

Nissan Rogue Insurance Cost

The average Nissan Rogue auto insurance rates are $1,412 a year or $118 a month.

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Are Nissan Rogues Expensive to Insure?

The chart below details how Nissan Rogue insurance rates compare to other crossovers like the Buick Envision, Ford EcoSport, and Nissan Murano.

Vehicle Comprehensive Collision Liability Total
Nissan Rogue $280 $532 $420 $1,412
Buick Envision $320 $566 $398 $1,442
Ford EcoSport $280 $500 $372 $1,310
Nissan Murano $294 $512 $390 $1,354
Chevrolet Trax $280 $470 $372 $1,280
Cadillac XT4 $362 $656 $316 $1,470
Lexus NX 300 $376 $688 $372 $1,594

However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan Rogue Insurance?

The Nissan Rogue trim and model you choose can impact the total price you will pay for Nissan Rogue insurance coverage.

Age of the Vehicle

The average Nissan Rogue auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Nissan Rogue cost $1,412, while 2010 Nissan Rogue rates are $1,194, a difference of $218.

Model Year Comprehensive Collision Liability Total
2020 Nissan Rogue $280 $532 $420 $1,412
2019 Nissan Rogue $268 $512 $440 $1,400
2018 Nissan Rogue $256 $506 $450 $1,392
2017 Nissan Rogue $248 $494 $470 $1,392
2016 Nissan Rogue $240 $474 $486 $1,380
2015 Nissan Rogue $226 $458 $500 $1,364
2014 Nissan Rogue $218 $424 $510 $1,332
2013 Nissan Rogue $208 $400 $514 $1,302
2012 Nissan Rogue $200 $358 $520 $1,258
2011 Nissan Rogue $188 $330 $520 $1,218
2010 Nissan Rogue $180 $310 $524 $1,194

Driver Age

Driver age can have a significant effect on the cost of Nissan Rogue car insurance. For example, 30-year-old drivers pay approximately $62 more for their Nissan Rogue car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Nissan Rogue insurance rates. For example, drivers in Jacksonville may pay $847 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Nissan Rogue car insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Rogue car insurance with violations on their driving record.

Nissan Rogue Safety Ratings

Your Nissan Rogue auto insurance rates are tied to the Nissan Rogue’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Acceptable
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Nissan Rogue Crash Test Ratings

If the Nissan Rogue crash test ratings are good, you could have lower Nissan Rogue car insurance rates. See Nissan Rogue crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Nissan Rogue SUV FWD 4 stars 4 stars 5 stars 4 stars
2020 Nissan Rogue SUV AWD 4 stars 4 stars 5 stars 4 stars
2020 Nissan Rogue Sport SUV FWD N/R N/R N/R 4 stars
2020 Nissan Rogue Sport SUV AWD N/R N/R N/R 4 stars
2019 Nissan Rogue SUV FWD 4 stars 4 stars 5 stars 4 stars
2019 Nissan Rogue SUV AWD 4 stars 4 stars 5 stars 4 stars
2019 Nissan Rogue Sport SUV FWD 4 stars 4 stars 5 stars 4 stars
2019 Nissan Rogue Sport SUV AWD 4 stars 4 stars 5 stars 4 stars
2019 Nissan Rogue Hybrid SUV FWD N/R 4 stars N/R 4 stars
2019 Nissan Rogue Hybrid SUV AWD N/R 4 stars N/R 4 stars
2018 Nissan Rogue SUV FWD Later Release 4 stars 4 stars 5 stars 4 stars
2018 Nissan Rogue SUV FWD Early Release 4 stars 4 stars 5 stars 4 stars
2018 Nissan Rogue SUV AWD Later Release 4 stars 4 stars 5 stars 4 stars
2018 Nissan Rogue SUV AWD Early Release 4 stars 4 stars 5 stars 4 stars
2018 Nissan Rogue Sport SUV FWD 4 stars 4 stars 5 stars 4 stars
2018 Nissan Rogue Sport SUV AWD 4 stars 4 stars 5 stars 4 stars
2018 Nissan Rogue Hybrid SUV FWD N/R 4 stars N/R 4 stars
2018 Nissan Rogue Hybrid SUV AWD N/R 4 stars N/R 4 stars
2017 Nissan Rogue SUV FWD 4 stars 4 stars 5 stars 4 stars
2017 Nissan Rogue SUV AWD 4 stars 4 stars 5 stars 4 stars
2017 Nissan Rogue Sport SUV FWD N/R N/R N/R N/R
2017 Nissan Rogue Sport SUV AWD N/R N/R N/R N/R
2017 Nissan Rogue Hybrid SUV FWD N/R 4 stars N/R 4 stars
2017 Nissan Rogue Hybrid SUV AWD N/R 4 stars N/R 4 stars
2016 Nissan Rogue SUV FWD 4 stars 4 stars 5 stars 4 stars
2016 Nissan Rogue SUV AWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Nissan Rogue Safety Features

The safety features of the Nissan Rogue can impact your Nissan Rogue car insurance rates. The Nissan Rogue has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Nissan Rogue Insurance Loss Probability

Review the Nissan Rogue car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Nissan Rogue auto insurance costs; higher percentages mean higher Nissan Rogue auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -6%
Property Damage -9%
Comprehensive -23%
Personal Injury 16%
Medical Payment 8%
Bodily Injury -7%
Source: Insurance Institute for Highway Safety

Nissan Rogue Finance and Insurance Cost

If you are financing a Nissan Rogue, most lenders will require your carry higher Nissan Rogue coverage options including comprehensive coverage, so be sure to shop around and compare Nissan Rogue car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Nissan Rogue Insurance

There are many ways that you can save on Nissan Rogue car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Nissan Rogue car insurance rates low.

  • Compare Insurance Companies After Moving
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible
  • Compare Apples to Apples When Comparing Nissan Rogue Insurance Quotes and Policies
  • Be Picky About Who Drives Your Nissan Rogue
  • Get Nissan Rogue Auto Insurance Through Costco

Top Nissan Rogue Insurance Companies

Who is the best auto insurance company for Nissan Rogue insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Rogue auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Rogue offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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