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How Much is Insurance for a GMC Sierra 3500HD?

GMC Sierra 3500HD insurance rates average at $136/mo, or $1,632/yr. A liability only policy costs $654/yr or $55/mo on average. This is $113 more per year than the average vehicle. Good drivers can save up to $673 a year on these prices by earning discounts.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Sep 10, 2020

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Key takeaways:

  • Full coverage costs around $1,632 a year or $136 each month
  • A liability-only policy costs around $654 a year or $55 each month
  • Highest rates are for teenage drivers at around $5,965 a year or $497 each month
  • Good drivers can save as much as $673 a year by earning policy discounts
  • GMC Sierra 3500HD insurance costs around $113 more per year than the average vehicle

GMC Sierra 3500HD insurance rates are about $113 more per year than the average vehicle with full coverage costing around $1,632 a year or $136 a month. Drivers of an older GMC Sierra 3500HD may opt for liability coverage only which costs about $654 a year or $55 a month.

The highest rates are for teens who will pay around $5,965 a year or $497 a month. Good drivers can save up to $673 in policy discounts by remaining safe while driving. Let’s compare car insurance and take a closer look at GMC Sierra 3500HD insurance requirements, rates, safety features, and more.

You can start comparing quotes for GMC Sierra 3500HD car insurance rates from some of the best car insurance companies by using our free online tool now.

GMC Sierra 3500HD Insurance Cost

The average GMC Sierra 3500HD auto insurance costs are $1,632 a year or $136 a month.

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Are GMC Sierra 3500HDs Expensive to Insure?

The chart below details how affordable GMC Sierra 3500HD insurance rates compare to other trucks like the Ford Ranger, Chevrolet Colorado, and Chevrolet Silverado.

Vehicle Comprehensive Collision Liability Total
GMC Sierra 3500HD $376 $656 $420 $1,632
Ford Ranger $254 $470 $372 $1,254
Chevrolet Colorado $254 $438 $372 $1,222
Chevrolet Silverado $322 $562 $420 $1,484
Toyota Tundra $320 $512 $440 $1,452
Chevrolet Silverado 2500HD $362 $688 $420 $1,650
GMC Sierra 2500HD $336 $656 $420 $1,592

However, there are a few things you can do to find the cheapest GMC insurance rates online.

What Impacts the Cost of GMC Sierra 3500HD Insurance?

Even though the average annual rate for the GMC Sierra 3500HD is $1,632, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your GMC Sierra 3500HD.

Age of the Vehicle

Older GMC Sierra 3500HD models generally cost less to insure. For example, auto insurance for a 2020 GMC Sierra 3500HD costs $1,632, while 2010 GMC Sierra 3500HD insurance costs are $1,328, a difference of $304.

Model Year Comprehensive Collision Liability Total
2020 GMC Sierra 3500HD $376 $656 $420 $1,632
2019 GMC Sierra 3500HD $358 $630 $440 $1,608
2018 GMC Sierra 3500HD $344 $626 $450 $1,600
2017 GMC Sierra 3500HD $332 $610 $470 $1,592
2016 GMC Sierra 3500HD $320 $586 $486 $1,572
2015 GMC Sierra 3500HD $304 $564 $500 $1,548
2014 GMC Sierra 3500HD $292 $524 $510 $1,506
2013 GMC Sierra 3500HD $280 $494 $514 $1,468
2012 GMC Sierra 3500HD $268 $442 $520 $1,410
2011 GMC Sierra 3500HD $250 $408 $520 $1,358
2010 GMC Sierra 3500HD $242 $382 $524 $1,328

Driver Age

Driver age can have a significant effect on GMC Sierra 3500HD car insurance rates. For example, 30-year-old drivers pay $72 more for GMC Sierra 3500HD car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on GMC Sierra 3500HD insurance rates. For example, drivers in Los Angeles may pay $1,404 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of GMC Sierra 3500HD car insurance. Teens and drivers in their 20’s see the highest jump in their GMC Sierra 3500HD auto insurance rates with violations on their driving record.

GMC Sierra 3500HD Safety Features

GMC Sierra 3500HD safety features can lower the cost of your insurance. The safety features for the 2020 GMC Sierra 3500HD include:

  • Forward Collision Alert
  • Lane Departure Warning
  • Following Distance Indicator
  • Rear Cross-Traffic Alert
  • Safety Alert Seat
  • Automatic Emergency Braking
  • Front and Rear Park Assist
  • Teen Driver

GMC Sierra 3500HD Finance and Insurance Cost

If you are financing a GMC Sierra 3500HD, you will pay more if you purchase GMC Sierra 3500HD auto insurance at the dealership, so be sure to shop around and compare GMC Sierra 3500HD auto insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on GMC Sierra 3500HD Insurance

There are several ways you can save even more on your GMC Sierra 3500HD car insurance rates. Take a look at the following five tips:

  • Re-Check GMC Sierra 3500HD Quotes Every 6 Months
  • Get GMC Sierra 3500HD Auto Insurance Through Costco
  • Start Searching for New GMC Sierra 3500HD Car Insurance a Month Before Your Renewal
  • Understand that Your Insurer Can Change Your GMC Sierra 3500HD Auto Insurance Rates Mid-Term for Other Reasons
  • Tell Your Insurer How You Use Your GMC Sierra 3500HD

Top GMC Sierra 3500HD Insurance Companies

Several insurance companies offer competitive rates for the GMC Sierra 3500HD based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with GMC Sierra 3500HD drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free GMC Sierra 3500HD Insurance Quotes Online

To start comparing GMC Sierra 3500HD car insurance quotes for free, use our online car insurance comparison tool.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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