Can I add or remove drivers from my National General car insurance policy?

If you want to add a driver to your National General car insurance policy and be sure of insurance coverage, it is important to complete the process correctly. Make the changes and update your policy information before allowing them to drive your vehicle.

If you add a teen driver, you may wish to compare National General Insurance rates with the best auto insurance for young adults.

If you remove a driver, the insurance coverage for that driver stops immediately, so be sure you do not let them drive your vehicle after they are removed from your insurance coverage.

Adding Drivers to a National General Car Insurance Policy for Occasional and Regular Use

Your insurance policy may permit occasional use by other drivers who are licensed to drive. However, please don’t count on coverage unless they are listed in your policy. Regular drivers must be named in your policy, and even occasional drivers must also be listed.

The rates you might pay for adding an occasional driver are usually less than having full policy coverage on a vehicle in that person’s name. It is helpful to find out if there are car insurance discounts on rates given for occasional users.

Read more:

• What is the difference between named driver and any driver car insurance?
• How to Add Another Driver to Your Car Insurance Policy

Adding Drivers to Your National General Car Insurance and Still Getting a Low-Mileage Discount

Knowing about the National General low-mileage car insurance discount is helpful information. Suppose your vehicle is driven less than 2,500 miles annually by all drivers listed on the policy.

In that case, you may qualify for up to 54% discount on the rates you pay for auto insurance from National General. Even if you use your vehicle up to 15,000 miles annually, by all drivers you add to your policy, there is a discount.

How National General Knows the Mileage You Drive

This special program uses the OnStar® system to track mileage, which has a monthly fee of $24.99. The program tracks the mileage of the vehicle. Still, it does not track any driving behavior of any of the drivers of the car, which is a standard process with other mileage-based insurance programs for other companies.

If you already have the OnStar® system, consider adding all occasional drivers to your policy and getting this discount if your total vehicle usage is low enough.

Temporary Removal and Additions of Drivers From Your National General Policy

You may benefit from some savings on rates if you adjust the authorized drivers according to the schedule of when they will drive your vehicle. For example, suppose your child goes away to school and will not be driving the family vehicle during certain months.

In that case, you should consider removing them from policy coverage when they are away from home as long as you are sure they will not be driving the vehicle.

Reviewing how much car insurance you need and including all the drivers using your vehicle is important. The easiest way to handle any driver changes is to make the policy adjustments online.

Case Studies: Adding and Removing Drivers from National General Car Insurance

Case Study 1: Sarah’s Smooth Transition

Sarah needed to add her partner as a driver on her National General car insurance policy. Since they lived in the same house and her partner occasionally drove her vehicle, she decided to make the necessary changes. Sarah logged into her online account, navigated to the policy details, and easily added her partner as a named driver.

Case Study 2: Mark’s Cost-Saving Decision

Mark realized that he no longer needed to have his teenage son listed as a driver on his National General car insurance policy. His son had moved away for college and no longer drove the family vehicle. Mark contacted National General’s customer service and requested to remove his son from the policy. The change was made promptly, and Mark saw a reduction in his insurance rates as a result.

Case Study 3: Laura’s Immediate Coverage Update

Laura’s sister had recently moved in with her and occasionally drove her car. Understanding the importance of proper coverage, Laura decided to add her sister as a driver on her National General car insurance policy. She called her agent, provided the necessary information, and her sister was added to the policy immediately.

Final Thoughts — Can you add or remove drivers from your National General car insurance policy?

If you register for an online account, adding or removing a driver from your National General car insurance policy is easy to do by yourself. Otherwise, you can simply call your agent or customer service, and they will help you do this.

The company has a good reputation in the National General Insurance review & complaints.

Read more: How often should I review and update my car insurance coverage?