Best Honda Element Car Insurance Quotes (2023)

Key takeaways:

• Full coverage costs around $1,124 a year or $94 each month
• A liability-only policy costs around $450 a year or $38 each month
• Highest rates are for teenage drivers at around $4,108 a year or $342 each month
• Good drivers can save as much as $463 a year by earning policy discounts
• Honda Element insurance costs around $395 less per year than the average vehicle

Honda Element insurance rates are quite a bit less than the average vehicle, coming in at around $1,124 a year or $94 a month for full coverage. An older car may only need liability coverage which is $450 a year or $38 a month. Good drivers can be eligible for up to $463 a year for remaining claim-free. Let’s look at Honda Element insurance rates, safety features, and compare car insurance.

You can start comparing quotes for Honda Element car insurance rates from some of the best Honda Element car insurance companies by using our free online tool now.

Honda Element Insurance Cost

The average Honda Element auto insurance rates are $1,124 a year or $94 a month. However, you must remember that there will be differences in Honda Element car insurance rates by state because of local regulations.

Are Honda Elements Expensive to Insure?

The chart below details how Honda Element insurance rates compare to other SUVs like the Mitsubishi Outlander, Toyota 4Runner, and Dodge Durango.

However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda Element Insurance?

The Honda Element trim and model you choose can impact the total price you will pay for Honda Element insurance coverage.

Age of the Vehicle

Older Honda Element models generally cost less to insure. For example, car insurance rates for a 2011 Honda Element are $1,124, while 2010 Honda Element rates are $1,104, a difference of $20.

Driver Age

Driver age can have a significant effect on Honda Element car insurance rates. For example, 30-year-old drivers pay $49 more for Honda Element car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Honda Element insurance rates. For example, drivers in Los Angeles may pay $967 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Honda Element car insurance. Teens and drivers in their 20’s see the highest jump in their Honda Element auto insurance rates with violations on their driving record.

Honda Element Safety Ratings

Your Honda Element auto insurance rates are tied to the Honda Element’s safety ratings. See the breakdown below:

Test Type	Rating
Small overlap front: driver-side	Not Tested
Small overlap front: passenger-side	Not Tested
Moderate overlap front	Good
Side	Good
Roof strength	Good
Head restraints and seats	Good
Source: Insurance Institute for Highway Safety

Honda Element Crash Test Ratings

Good Honda Element crash test ratings can lower your Honda Element auto insurance rates. See Honda Element crash test results below:

Honda Element Safety Features

Are Honda Elements expensive to fix? That, of course, depends on the individual situation, but the Element does have a slew of safety features to help you feel secure behind the wheel. Honda Element safety features can lower the cost of your insurance. The safety features for the 2020 Honda Element include:

• Driver Air Bag
• Passenger Air Bag
• Front Head Air Bag
• Rear Head Air Bag
• Front Side Air Bag
• 4-Wheel ABS
• 4-Wheel Disc Brakes
• Brake Assist
• Electronic Stability Control
• Daytime Running Lights
• Child Safety Locks
• Traction Control

Honda Element Finance and Insurance Cost

If you are financing a Honda Element, most lenders will require your carry higher Honda Element coverage options including comprehensive coverage, so be sure to shop around and compare affordable Honda Element car insurance quotes from the best companies using our FREE tool below.

Ways to Save on Honda Element Insurance

If you want to reduce the cost of your Honda Element insurance rates, follow these tips below:

• Don’t Assume your Honda Element is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
• Pay Your Honda Element Insurance Upfront
• Move to the Countryside
• Use a Service Like Turo to Rent Out Your Honda Element
• Save Money on Young Driver Honda Element Insurance By Mentioning Grades or GPA

Top Honda Element Insurance Companies

Several top car insurance companies offer competitive rates for the Honda Element rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Honda Element drivers organized by market share.

Compare Free Honda Element Insurance Quotes Online

Start comparing Honda Element auto insurance quotes for free by using our FREE online comparison tool.