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Hyundai Sonata Hybrid Insurance [Everything You Need to Know]

Average Hyundai Sonata Hybrid auto insurance rates cost $129 per month ($1,548 per year). Shop around to find cheap Hyundai Sonata Hybrid insurance rates. On average, Hyundai Sonata Hybrid comprehensive insurance coverage costs $377, collision coverage costs $550, and liability coverage costs $437.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 15, 2020

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Key takeaways:

  • Full coverage costs around $1,548 a year or $129 each month
  • A liability-only policy costs around $621 a year or $52 each month
  • Highest rates are for teenage drivers at around $5,658 a year or $472 each month
  • Good drivers can save as much as $638 a year by earning policy discounts
  • Hyundai Sonata Hybrid insurance costs around $29 more per year than the average vehicle

Hyundai Sonata Hybrid insurance rates are a little more per year than the average vehicle with full coverage costing about $1,548 a year or $129 a month. Let’s take a closer look at Hyundai Sonata Hybrid insurance rates, crash test ratings, and more.

You can start comparing quotes for Hyundai Sonata Hybrid car insurance rates from some of the best car insurance companies by using our free online tool now.

Hyundai Sonata Hybrid Insurance Cost

The average Hyundai Sonata Hybrid auto insurance rates are $1,548 a year or $129 a month.

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Are Hyundai Sonata Hybrids Expensive to Insure?

The chart below details how Hyundai Sonata Hybrid insurance rates compare to other hybrid/electrics like the Ford C-Max Hybrid, Honda Accord Hybrid, and Buick LaCrosse.

Vehicle Comprehensive Collision Liability Total
Hyundai Sonata Hybrid $322 $626 $420 $1,548
Ford C-Max Hybrid $282 $566 $398 $1,404
Honda Accord Hybrid $362 $718 $316 $1,532
Buick LaCrosse $320 $566 $338 $1,360
Lexus GS 450h $394 $774 $398 $1,724
Ford Fusion Hybrid $322 $656 $466 $1,644
Ford Fusion Energi $336 $626 $372 $1,492

However, there are a few things you can do to find the cheapest Hyundai insurance rates online.

What Impacts the Cost of Hyundai Sonata Hybrid Insurance?

The Hyundai Sonata Hybrid trim and model you choose will affect the total price you will pay for Hyundai Sonata Hybrid insurance coverage.

Age of the Vehicle

Older Hyundai Sonata Hybrid models generally cost less to insure. For example, car insurance rates for a 2020 Hyundai Sonata Hybrid are $1,548, while 2011 Hyundai Sonata Hybrid rates are $1,302, a difference of $246.

Model Year Comprehensive Collision Liability Total
2020 Hyundai Sonata Hybrid $322 $626 $420 $1,548
2019 Hyundai Sonata Hybrid $306 $600 $440 $1,526
2018 Hyundai Sonata Hybrid $294 $596 $450 $1,520
2017 Hyundai Sonata Hybrid $284 $582 $470 $1,516
2016 Hyundai Sonata Hybrid $274 $558 $486 $1,498
2015 Hyundai Sonata Hybrid $260 $538 $500 $1,478
2014 Hyundai Sonata Hybrid $250 $500 $510 $1,440
2013 Hyundai Sonata Hybrid $240 $470 $514 $1,404
2012 Hyundai Sonata Hybrid $230 $422 $520 $1,352
2011 Hyundai Sonata Hybrid $214 $388 $520 $1,302

Driver Age

Driver age can have a significant effect on the cost of Hyundai Sonata Hybrid car insurance. For example, 30-year-old drivers pay approximately $68 more for their Hyundai Sonata Hybrid car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Hyundai Sonata Hybrid insurance rates. For example, drivers in New York may pay $944 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Hyundai Sonata Hybrid car insurance. Teens and drivers in their 20’s see the highest jump in their Hyundai Sonata Hybrid car insurance with violations on their driving record.

Hyundai Sonata Hybrid Crash Test Ratings

Not only do good Hyundai Sonata Hybrid crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Hyundai Sonata Hybrid auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Hyundai Sonata Hybrid 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2018 Hyundai Sonata Hybrid 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2017 Hyundai Sonata Hybrid 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2016 Hyundai Sonata Hybrid 4 DR FWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Hyundai Sonata Hybrid Safety Features

Hyundai Sonata Hybrid safety features can lower the cost of your insurance. The safety features for the 2020 Hyundai Sonata Hybrid include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Hyundai Sonata Hybrid Insurance Loss Probability

The lower percentage means lower Hyundai Sonata Hybrid car insurance costs; higher percentages mean higher Hyundai Sonata Hybrid car insurance costs. Compare the following Hyundai Sonata Hybrid auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.

Insurance Coverage Category Loss Rate
Collision 42%
Property Damage 16%
Comprehensive 19%
Personal Injury 24%
Medical Payment 38%
Bodily Injury 21%
Source: Insurance Institute for Highway Safety

Hyundai Sonata Hybrid Finance and Insurance Cost

If you are financing a Hyundai Sonata Hybrid, you will pay more if you purchase Hyundai Sonata Hybrid auto insurance at the dealership, so be sure to shop around and compare Hyundai Sonata Hybrid auto insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Hyundai Sonata Hybrid Insurance

There are several ways you can save even more on your Hyundai Sonata Hybrid car insurance rates. Take a look at the following five tips:

  • Compare Hyundai Sonata Hybrid Quotes for Free Online
  • Ask for a New Hyundai Sonata Hybrid Auto Insurance Rate Based on Your Improved Credit Score
  • Understand that Insurance Companies Can’t Change Your Hyundai Sonata Hybrid Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
  • Take a Defensive Driving Course or Any Driver’s Education Course
  • Ask About Usage-Based Insurance for Your Hyundai Sonata Hybrid

Top Hyundai Sonata Hybrid Insurance Companies

Who is the top car insurance company for Hyundai Sonata Hybrid insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Hyundai Sonata Hybrid auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Hyundai Sonata Hybrid offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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