Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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UPDATED: Jul 16, 2020

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Key takeaways:

  • Full coverage costs around $1,140 a year or $95 each month
  • A liability-only policy costs around $457 a year or $38 each month
  • Highest rates are for teenage drivers at around $4,167 a year or $347 each month
  • Good drivers can save as much as $470 a year by earning policy discounts
  • Honda CR-V insurance costs around $379 less per year than the average vehicle

Honda CR-V insurance rates are $379 cheaper than the average vehicle. You can pay as low as $38 per month for liability-only coverage and $95 per month for full coverage. Keep reading for more information on Honda CR-V insurance rates, safety ratings, and more.

You can start comparing quotes for Honda CR-V car insurance rates from some of the best car insurance companies by using our free online tool now.

Table of Contents

Honda CR-V Insurance Cost

The average Honda CR-V car insurance rates are $1,140 a year or $95 a month.

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Are Honda CR-Vs Expensive to Insure?

The chart below details how Honda CR-V insurance rates compare to other crossovers like the Chevrolet Equinox, Subaru Crosstrek, and Audi SQ5.

Vehicle Comprehensive Collision Liability Total
Honda CR-V $280 $408 $316 $1,140
Chevrolet Equinox $308 $532 $372 $1,370
Subaru Crosstrek $320 $512 $332 $1,300
Audi SQ5 $394 $774 $264 $1,542
Mazda CX-5 $322 $532 $372 $1,384
Ford EcoSport $280 $500 $372 $1,310
Hyundai Tucson $294 $470 $372 $1,294
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However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda CR-V Insurance?

The Honda CR-V trim and model you choose can impact the total price you will pay for Honda CR-V insurance coverage.

Age of the Vehicle

The average Honda CR-V car insurance rates are higher for newer models. For example, car insurance rates for a 2020 Honda CR-V are $1,140, while 2010 Honda CR-V rates are $946, a difference of $194.

Model Year Comprehensive Collision Liability Total
2020 Honda CR-V $280 $408 $316 $1,140
2019 Honda CR-V $268 $392 $332 $1,128
2018 Honda CR-V $256 $388 $338 $1,118
2017 Honda CR-V $248 $378 $354 $1,116
2016 Honda CR-V $240 $362 $364 $1,102
2015 Honda CR-V $226 $350 $376 $1,088
2014 Honda CR-V $218 $326 $384 $1,064
2013 Honda CR-V $208 $306 $388 $1,038
2012 Honda CR-V $200 $274 $390 $1,000
2011 Honda CR-V $188 $252 $390 $966
2010 Honda CR-V $180 $236 $394 $946
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Driver Age

Driver age can have a significant effect on Honda CR-V car insurance rates. For example, 20-year-old drivers pay $1,394 more for their Honda CR-V car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Honda CR-V insurance rates. For example, drivers in New York may pay $695 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Honda CR-V car insurance. Teens and drivers in their 20’s see the highest jump in their Honda CR-V auto insurance rates with violations on their driving record.

Honda CR-V Safety Ratings

Your Honda CR-V car insurance rates are tied to the safety ratings of the Honda CR-V. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Honda CR-V Crash Test Ratings

Poor Honda CR-V crash test ratings could mean higher Honda CR-V car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Honda CR-V HYBRID SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Honda CR-V Safety Features

Honda CR-V safety features can lower the cost of your insurance. The safety features for the 2020 Honda CR-V include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Honda CR-V Insurance Loss Probability

The lower percentage means lower Honda CR-V car insurance costs; higher percentages mean higher Honda CR-V car insurance costs. Compare the following Honda CR-V auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.

Insurance Coverage Category Loss Rate
Collision -32%
Property Damage -19%
Comprehensive -42%
Personal Injury -7%
Medical Payment -14%
Bodily Injury -23%
Source: Insurance Institute for Highway Safety
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Honda CR-V Finance and Insurance Cost

If you are financing a Honda CR-V, you will pay more if you purchase Honda CR-V car insurance at the dealership, so be sure to shop around and compare Honda CR-V car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Honda CR-V Insurance

There are several ways you can save even more on your Honda CR-V car insurance rates. Take a look at the following five tips:

  • Wait Six Years for Accidents to Disappear from Your Record
  • Ask for a Higher Deductible for Your Honda CR-V Insurance Policy
  • Understand that Insurance Companies Can’t Change Your Honda CR-V Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
  • Buy Your Honda CR-V with Cash, or Get a Shorter-Term Loan
  • Drive Your Honda CR-V Safely

Top Honda CR-V Insurance Companies

Who is the best company for Honda CR-V insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda CR-V insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda CR-V offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Honda CR-V Insurance Quotes Online

Start comparing Honda CR-V auto insurance quotes for free by using our FREE online comparison tool.