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Compare Cheap Honda CR-Z Insurance Quotes

Average car insurance rates for a Honda CR-Z cost $1,332 a year, or around $111 a month. Teens pay the highest rates at up to $4,868 a year, while good drivers may only pay $783.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 18, 2020

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Key takeaways:

  • Full coverage costs around $1,332 a year or $111 each month
  • A liability-only policy costs around $534 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,868 a year or $406 each month
  • Good drivers can save as much as $549 a year by earning policy discounts
  • Honda CR-Z insurance costs around $187 less per year than the average vehicle

Honda CR-Z insurance rates are actually about $187 less per year than the average vehicle in the US. Full coverage auto insurance for the Honda CR-Z is about $1,332 a year or $111 a month, though good drivers are eligible for up to $549 a year in discounts. Let’s look at Honda CR-Z insurance rates, crash test ratings, and more.

You can start comparing quotes for Honda CR-Z car insurance rates from some of the best car insurance companies by using our free online tool now.

Honda CR-Z Insurance Cost

The average Honda CR-Z car insurance rates are $1,332 a year or $111 a month.

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Are Honda CR-Zs Expensive to Insure?

The chart below details how Honda CR-Z insurance rates compare to other hybrid/electrics like the Ford Fusion Energi, Ford C-Max Hybrid, and Chrysler Pacifica Hybrid.

Vehicle Comprehensive Collision Liability Total
Ford Fusion Energi $336 $626 $372 $1,492
Ford C-Max Hybrid $282 $566 $398 $1,404
Chrysler Pacifica Hybrid $370 $656 $338 $1,500
Buick LaCrosse $320 $566 $338 $1,360
Hyundai Sonata Hybrid $322 $626 $420 $1,548
Toyota Prius $306 $512 $332 $1,286

However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda CR-Z Insurance?

The Honda CR-Z trim and model you choose will affect the total price you will pay for Honda CR-Z insurance coverage.

Age of the Vehicle

Older Honda CR-Z models generally cost less to insure. For example, auto insurance rates for a 2016 Honda CR-Z are $1,332, while 2011 Honda CR-Z rates are $1,160, a difference of $172.

Model Year Comprehensive Collision Liability Total
2016 Honda CR-Z $298 $446 $430 $1,332
2015 Honda CR-Z $282 $430 $442 $1,312
2014 Honda CR-Z $270 $400 $452 $1,280
2013 Honda CR-Z $260 $376 $456 $1,250
2012 Honda CR-Z $248 $338 $460 $1,204
2011 Honda CR-Z $232 $310 $460 $1,160

Driver Age

Driver age can have a significant effect on Honda CR-Z car insurance rates. For example, 20-year-old drivers pay $1,629 more for their Honda CR-Z car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Honda CR-Z insurance rates. For example, drivers in Los Angeles may pay $1,146 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Honda CR-Z car insurance. Teens and drivers in their 20’s see the highest jump in their Honda CR-Z car insurance with violations on their driving record.

Honda CR-Z Safety Ratings

The Honda CR-Z’s safety ratings will affect your Honda CR-Z car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Honda CR-Z Crash Test Ratings

Good Honda CR-Z crash test ratings can lower your Honda CR-Z auto insurance rates. See Honda CR-Z crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2016 Honda CR-Z 3 HB FWD 4 stars 4 stars 3 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Honda CR-Z Safety Features

Having a variety of safety features on your Honda CR-Z can help lower your Honda CR-Z insurance costs. The Honda CR-Z’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Integrated Turn Signal Mirrors
  • Traction Control

Honda CR-Z Insurance Loss Probability

Insurance loss probability on the Honda CR-Z fluctuates between each type of coverage. The lower percentage means lower Honda CR-Z car insurance rates; higher percentages mean higher Honda CR-Z auto insurance rates.

Insurance Coverage Category Loss Rate
Collision 6%
Property Damage -13%
Comprehensive -17%
Personal Injury -2%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety

Honda CR-Z Finance and Insurance Cost

If you are financing a Honda CR-Z, you will pay more if you purchase Honda CR-Z auto insurance at the dealership, so be sure to shop around and compare Honda CR-Z auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Honda CR-Z Insurance

You have more options at your disposal to save money on your Honda CR-Z car insurance costs. For example, try these five tips:

  • Ask About Retiree Discounts
  • Use an Accurate Job Title When Requesting Honda CR-Z Auto Insurance
  • Understand that Insurance Companies Can’t Change Your Honda CR-Z Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
  • Get Cheaper Honda CR-Z Car Insurance Rates as a Full-Time Parent
  • Move to the Countryside

Top Honda CR-Z Insurance Companies

Who is the best auto insurance company for Honda CR-Z insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda CR-Z auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda CR-Z offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Honda CR-Z Insurance Quotes Online

You can start comparing quotes for Honda CR-Z car insurance rates from some of the best car insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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