GEICO DriveEasy Review & Complaints

Is GEICO DriveEasy worth it? The GEICO discount app could bring huge discounts to safe drivers, while riskier drivers could see an increased car insurance rate depending on the state they live in.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jun 1, 2022

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The Highlights

  • GEICO DriveEasy provides adjusted car insurance rates based on individual driving patterns and the state you live in
  • The adjusted rate could mean huge savings for safe drivers or increased rates for riskier drivers
  • The DriveEasy program is intended to create better drivers and safer roads for everyone

You’re here to ask if GEICO DriveEasy is worth it. The new program is intended to make everyone a better driver and the roads safer. GEICO DriveEasy could bring you huge savings and offer you the same quality care GEICO offers.

Our GEICO insurance review proves they want to help you save money on your car insurance rates. The DriveEasy program is one of the many ways they can serve your needs.

However, while saving money is important, it’s especially crucial to find a policy that will be at the level of coverage you’re looking for. For this reason, comparison shopping can act as a vital step in the insurance purchasing process.

We offer a free comparison tool that will allow you to compare companies and find the right plan for your needs. Enter your ZIP code in our comparison tool above to get started.

Is GEICO DriveEasy worth it?

Your own driving patterns will determine if the GEICO DriveEasy program is worth it. The good thing is that your individual driving patterns can save you even more money if you are a safe driver and can score well in the DriveEasy program.

What are the odds you’ll score well given your current driving patterns? You’ll be able to see your score and the components right in the DriveEasy app, which must be logged in and running in the background.

Of course, this means your phone battery will drain much quicker with this app. However, you can improve your driving patterns for increased road safety and cheaper rates, which could be seen as a decent trade-off.

If a policyholder doesn’t drive enough, GEICO can choose to remove the user from the program.

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What is GEICO DriveEasy?

GEICO introduced a new program to reward safe drivers with huge savings by providing valuable information about individual driving patterns. Safe drivers save money. Riskier drivers may see higher car insurance rates, depending on the state they live in.

The DriveEasy app dashboard displays your good driving streak, score, and last trip details. Links to view your family report card, score details, and more also help you improve your driving.

DriveEasy looks for things like speeding, hard braking, handheld phone calls, and active phone use. Active phone use is any touching of your phone for any reason by any person in the vehicle. Your score is based on how frequently these actions occur during a trip.

Passive phone use refers to mounted phones displaying the screen, such as using a map, and otherwise not actively interacting with the phone. This is not included in the score.

To maintain a good score, you’ll need to manually adjust your trips when you’re a passenger. If someone else uses your phone while you drive, those trips will also need to be adjusted as passenger trips.

When using DriveEasy, you don’t need to open the app each time you drive. GEICO will track your driving from behind the scenes, and the company takes measures to protect your personal information.

The information DriveEasy gathers while you drive is encrypted and stored in one of their secure servers in the U.S. To further protect your identity, follow the steps recommended by the Federal Trade Commission.

Currently, GEICO DriveEasy is available in the following states:

  • Arizona
  • Colorado
  • Connecticut
  • Florida
  • Illinois
  • Indiana
  • Louisiana
  • Kentucky
  • Maryland
  • North Carolina
  • New Jersey
  • New Mexico
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Wisconsin

More drivers will be eligible for the GEICO DriveEasy program as it expands into more states.

How do I sign up for GEICO DriveEasy?

You must already have a GEICO car insurance policy to sign up for the GEICO DriveEasy program.

Download and install the GEICO mobile app and enable your settings to automatically detect your driving as long as you remain logged in. Others on your car insurance policy will also need their own mobile app access.

Check the app often to review your individualized score based on distraction-free driving, braking, and other driving behaviors tracked and logged in DriveEasy.

Better driving will raise the driver through the GEICO Drive Easy score range. High scores will factor into your car insurance rates to reward safe drivers.

How to cancel GEICO Drive Easy:

On iPhone or iPad?

  1. Open the Settings app and tap on your name.
  2. Tap on the “Subscriptions” tab.
  3. Tap on your Apple ID. View Apple ID then sign in and scroll down to the “Subscriptions” button.
  4. Tap on DriveEasy (subscription) you want to review.
  5. Tap on Cancel.

On Android?

  1. Open the Google Play Store. If you have multiple Google accounts, be sure you’re signed in to the right one.
  2. Click on the menu, then go to the “Subscriptions” tab.
  3. Choose the DriveEasy by GEICO subscription you wish to cancel and tap on the “Cancel Subscription” option.
  4. Finish up as directed.

Before you switch to GEICO DriveEasy, compare rates from local car insurance companies for free with our comparison tool below. Comparison shopping is a great way to get valuable coverage but will also allow you to find competitive rates. Enter your ZIP code to get started.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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