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Compare Cheap Honda HR-V Insurance Quotes

The average Honda HR-V insurance costs for full coverage are $113/mo while Honda HR-V insurance rates for teens may be as high as $413/mo and good drivers may only pay $66.42/mo. Use our quote comparison tool below to shop around for the best Honda HR-V insurance quotes near you.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 21, 2020

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Key takeaways:

  • Full coverage costs around $1,356 a year or $113 each month
  • A liability-only policy costs around $544 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,956 a year or $413 each month
  • Good drivers can save as much as $559 a year by earning policy discounts
  • Honda HR-V insurance costs around $163 less per year than the average vehicle

Honda HR-V insurance rates are around $163 less per year than the average vehicle with full coverage around $1,356 a year or $113 a month. Good drivers can get up to $559 a year in policy discounts for remaining claim-free. Let’s take a look at Honda HR-V insurance rates, crash test ratings, and more.

You can start comparing quotes for Honda HR-V car insurance rates from some of the best car insurance companies by using our free online tool now.

Honda HR-V Insurance Cost

The average Honda HR-V car insurance costs are $1,356 a year or $113 a month.

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Are Honda HR-Vs Expensive to Insure?

The chart below details how Honda HR-V insurance rates compare to other crossovers like the Lexus NX 300, Infiniti QX30, and MINI Clubman.

Vehicle Comprehensive Collision Liability Total
Honda HR-V $294 $532 $372 $1,356
Lexus NX 300 $376 $688 $372 $1,594
Infiniti QX30 $344 $686 $398 $1,586
MINI Clubman $320 $506 $398 $1,382
Buick Envision $320 $566 $398 $1,442
Nissan Rogue $268 $512 $440 $1,400
FIAT 500X $256 $506 $450 $1,392

However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda HR-V Insurance?

You might have noticed that there is a multitude of factors that impact Honda HR-V car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Honda HR-V.

Age of the Vehicle

Older Honda HR-V models generally cost less to insure. For example, car insurance for a 2020 Honda HR-V costs $1,356, while 2016 Honda HR-V insurance costs are $1,312, a difference of $44.

Model Year Comprehensive Collision Liability Total
2020 Honda HR-V $294 $532 $372 $1,356
2019 Honda HR-V $280 $512 $390 $1,340
2018 Honda HR-V $270 $506 $398 $1,332
2017 Honda HR-V $260 $494 $416 $1,328
2016 Honda HR-V $250 $474 $430 $1,312

Driver Age

Driver age can have a significant effect on Honda HR-V car insurance rates. For example, 20-year-old drivers pay $1,658 more for their Honda HR-V car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Honda HR-V insurance rates. For example, drivers in New York may pay $352 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Honda HR-V auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda HR-V car insurance with violations on their driving record.

Honda HR-V Safety Ratings

The Honda HR-V’s safety ratings will affect your Honda HR-V car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Honda HR-V Crash Test Ratings

Good Honda HR-V crash test ratings can lower your Honda HR-V auto insurance rates. See Honda HR-V crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Honda HR-V SUV FWD 5 stars 4 stars 5 stars 4 stars
2020 Honda HR-V SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Honda HR-V SUV FWD 5 stars 4 stars 5 stars 4 stars
2019 Honda HR-V SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Honda HR-V SUV FWD 5 stars 4 stars 5 stars 4 stars
2018 Honda HR-V SUV AWD 5 stars 4 stars 5 stars 4 stars
2017 Honda HR-V SUV FWD 5 stars 4 stars 5 stars 4 stars
2017 Honda HR-V SUV AWD 5 stars 4 stars 5 stars 4 stars
2016 Honda HR-V SUV FWD 5 stars 4 stars 5 stars 4 stars
2016 Honda HR-V SUV AWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Honda HR-V Safety Features

Good Honda HR-V safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Honda HR-V are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Honda HR-V Finance and Insurance Cost

If you are financing a Honda HR-V, you will pay more if you purchase Honda HR-V auto insurance at the dealership, so be sure to shop around and compare Honda HR-V auto insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Honda HR-V Insurance

You can save more money on your Honda HR-V auto insurance rates by employing any of the following five strategies.

  • Ask Your Insurance Company About Honda HR-V Discounts
  • Compare Honda HR-V Quotes for Free Online
  • Consider Renting a Car Instead of Buying a Second Honda HR-V
  • Buy a Dashcam for Your Honda HR-V
  • Don’t Assume your Honda HR-V is Cheaper to Insure than another vehicle. Compare. Compare. Compare.

Top Honda HR-V Insurance Companies

Who is the top car insurance company for Honda HR-V insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda HR-V auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda HR-V offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Honda HR-V Insurance Quotes Online

You can start comparing quotes for Honda HR-V auto insurance rates from some of the best auto insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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