What do I need to do to cancel my car insurance policy with Root Insurance?
If you're wondering how to cancel your car insurance policy with Root Insurance, don't worry. Canceling your Root Insurance car insurance policy is simple. We'll give you the lowdown on fees, timeframe, and what you need to do.
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Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...
Farmers CSR for 4 Years
UPDATED: May 17, 2023
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: May 17, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- You’ll need to notify Root Insurance in writing to cancel your policy
- Root Insurance does not charge cancellation fees
- The timeframe for cancellation may vary, but it usually takes effect immediately or within a few days after they receive your notification
Canceling car insurance policies can be quite a hassle, but the process doesn’t have to be complicated, especially with Root Insurance.
In this guide, we’ll give you the lowdown on how to cancel car insurance with Root and how long you can expect it to take. Then, if it turns out you’re not sure, we’ll discuss some alternative options.
The Requirements to Cancel a Root Insurance Policy
If you want to cancel your Root Insurance policy, you must contact and notify the company in writing. You can do this by email or calling their customer service line. During the cancellation process, you’ll be required to provide specific details, such as your policy number and effective date, as well as your reason for canceling.
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How to Cancel Your Root Car Insurance Without a Fee
Root Insurance is one of the best car insurance companies that sell online. A great thing about Root is that the company doesn’t charge cancellation fees. If you want to cancel your policy with Root Insurance, you can simply notify them in writing and wait for the cancellation to take effect.
Remember that you’ll be responsible for paying any outstanding balances due on your policy before you can cancel it.
The Typical Timeframe for Root Car Insurance Cancellation to Take Effect
The timeframe for canceling your Root Insurance policy to take effect can vary based on the type of policy you have and the insurance company you use. The cancellation can take effect immediately, but you could wait a few days before it takes effect, depending on when they receive your notification.
The Alternatives to Canceling Your Car Insurance Policy With Root Insurance
If you’re unsure whether you want to cancel your Root Insurance policy, there are a few alternatives to consider first. Understanding the types of car insurance coverage available will help you start.
For example, you might be able to reduce your coverage levels or adjust your deductibles to lower your monthly premiums. Also, one of the main factors that affect car insurance rates is driving habits.
So, you may be able to earn discounts for driving safely. For example, root Insurance offers a program called “Root Driving Score,” which rewards its policyholders for safe driving.
This program uses data from your smartphone to calculate your driving score, based on factors such as how fast you drive, how often you brake hard, and how many miles you drive.
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Final Thoughts on Canceling Your Root Car Insurance Policy
Canceling your car insurance policy with Root Insurance is an easy process with no additional fees. While the typical timeframe for the insurance policy cancelation to take effect could vary, it’s usually quick.
In addition, if you change your mind, Root Insurance offers many options and alternatives to help keep your insurance coverage affordable and tailored to your needs.
Either way, the best way to decide what you want to do is by communicating with Root, asking about your options, and notifying them in writing when you decide.
Frequently Asked Questions
What is required to cancel an insurance policy?
Usually, you need to notify your insurance company in writing to cancel a policy. In addition, you may have to provide specific details about the policy you want to cancel.
Does Root Insurance charge a cancellation fee?
No, Root Insurance doesn’t charge cancellation fees.
What is the typical timeframe for an insurance policy cancellation to take effect?
The time it takes to cancel an insurance policy can vary based on the insurance company and your policy type. Typically, it can take effect immediately or within a few days.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...
Farmers CSR for 4 Years
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.