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Dodge Grand Caravan Insurance Rates: Are Dodge Grand Caravans Expensive to Insure?

The average Dodge Grand Caravan insurance rates are $106/mo for full coverage and will vary by driver and location. State Farm and GEICO are the most popular companies for Dodge Grand Caravan insurance coverage. Dodge Grand Caravans can be expensive to insure, but you can find the best rates by comparing Dodge Grand Caravan insurance quotes online with our free tool.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Aug 14, 2020

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Key takeaways:

  • Full coverage costs around $1,276 a year or $106 each month
  • A liability-only policy costs around $511 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,664 a year or $389 each month
  • Good drivers can save as much as $526 a year by earning policy discounts
  • Dodge Grand Caravan insurance costs around $243 less per year than the average vehicle

Dodge Grand Caravan insurance rates are about $243 a year less than the average vehicle, with full coverage around $1,276 a year or $106 a month. An older Dodge Grand Caravan may only need liability coverage, which is around $511 a year or $43 a month. Let’s dig into Dodge Grand Caravan auto insurance rates, safety ratings, and more.

You can start comparing quotes for Dodge Grand Caravan car insurance rates from some of the best car insurance companies by using our free online tool now.

Dodge Grand Caravan Insurance Cost

The average Dodge Grand Caravan auto insurance rates are $1,276 a year or $106 a month.

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Are Dodge Grand Caravans Expensive to Insure?

The chart below details how Dodge Grand Caravan insurance rates compare to other vans like the Chrysler Pacifica, Toyota Sienna, and Kia Sedona.

Vehicle Comprehensive Collision Liability Total
Dodge Grand Caravan $308 $438 $372 $1,276
Chrysler Pacifica $348 $532 $316 $1,332
Toyota Sienna $294 $532 $372 $1,356
Kia Sedona $282 $448 $338 $1,204
Honda Odyssey $280 $532 $372 $1,342

However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Grand Caravan Insurance?

The Dodge Grand Caravan trim and model you choose can impact the total price you will pay for Dodge Grand Caravan insurance coverage.

Age of the Vehicle

Older Dodge Grand Caravan models generally cost less to insure. For example, car insurance rates for a 2020 Dodge Grand Caravan are $1,276, while 2010 Dodge Grand Caravan rates are $1,074, a difference of $202.

Model Year Comprehensive Collision Liability Total
2020 Dodge Grand Caravan $308 $438 $372 $1,276
2019 Dodge Grand Caravan $294 $422 $390 $1,264
2018 Dodge Grand Caravan $282 $418 $398 $1,256
2017 Dodge Grand Caravan $272 $408 $416 $1,254
2016 Dodge Grand Caravan $262 $390 $430 $1,240
2015 Dodge Grand Caravan $248 $378 $442 $1,226
2014 Dodge Grand Caravan $238 $350 $452 $1,198
2013 Dodge Grand Caravan $230 $330 $456 $1,174
2012 Dodge Grand Caravan $220 $296 $460 $1,134
2011 Dodge Grand Caravan $206 $272 $460 $1,096
2010 Dodge Grand Caravan $198 $254 $464 $1,074

Driver Age

Driver age can have a significant effect on Dodge Grand Caravan car insurance rates. For example, 30-year-old drivers pay $56 more for Dodge Grand Caravan car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Dodge Grand Caravan insurance rates. For example, drivers in Jacksonville may pay $765 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Dodge Grand Caravan car insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Grand Caravan auto insurance rates with violations on their driving record.

Dodge Grand Caravan Safety Ratings

Your Dodge Grand Caravan auto insurance rates are tied to the Dodge Grand Caravan’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Poor
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Dodge Grand Caravan Crash Test Ratings

Good Dodge Grand Caravan crash test ratings mean the VW is safer, which could mean cheaper Dodge Grand Caravan car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Dodge Grand Caravan MV FWD 4 stars 4 stars 5 stars 4 stars
2019 Dodge Grand Caravan VAN FWD Later Release 4 stars 4 stars 5 stars 4 stars
2019 Dodge Grand Caravan VAN FWD Early Release 4 stars 4 stars 5 stars 4 stars
2018 Dodge Grand Caravan VAN FWD 4 stars 4 stars 5 stars 4 stars
2017 Dodge Grand Caravan VAN FWD 4 stars 4 stars 5 stars 4 stars
2016 Dodge Grand Caravan VAN FWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Dodge Grand Caravan Safety Features

Most drivers don’t realize that not only do Dodge Grand Caravan safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Dodge Grand Caravan auto insurance rates. The Dodge Grand Caravan’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Dodge Grand Caravan Insurance Loss Probability

The lower percentage means lower Dodge Grand Caravan auto insurance rates; higher percentages mean higher Dodge Grand Caravan car insurance rates. The Dodge Grand Caravan’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision -21%
Property Damage 4%
Comprehensive -19%
Personal Injury 8%
Medical Payment 8%
Bodily Injury 7%
Source: Insurance Institute for Highway Safety

Dodge Grand Caravan Finance and Insurance Cost

If you are financing a Dodge Grand Caravan, most lenders will require your carry higher Dodge Grand Caravan coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Grand Caravan car insurance rates from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Dodge Grand Caravan Insurance

There are several ways you can save even more on your Dodge Grand Caravan car insurance rates. Take a look at the following five tips:

  • Don’t Skimp On Dodge Grand Caravan Liability Coverage
  • Don’t Always Pick the Cheapest Dodge Grand Caravan Insurance Policy
  • Don’t Assume your Dodge Grand Caravan is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
  • Talk to Your Credit Card Company to Save on Rental Car Costs
  • Move to an Area with a Lower Cost of Living

Top Dodge Grand Caravan Insurance Companies

Several top car insurance companies offer competitive rates for the Dodge Grand Caravan rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Dodge Grand Caravan drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Dodge Grand Caravan Insurance Quotes Online

Save on your Dodge Grand Caravan car insurance rates by taking advantage of our FREE comparison tool.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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