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How Much are Buick Enclave Insurance Rates?

Average auto insurance rates for a Buick Enclave cost $1,472 a year, or around $123 a month. Mature drivers with good driving records may find rates as low as $865 a year.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 15, 2020

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Key takeaways:

  • Full coverage costs around $1,472 a year or $123 each month
  • A liability-only policy costs around $590 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,380 a year or $448 each month
  • Good drivers can save as much as $607 a year by earning policy discounts
  • Buick Enclave insurance costs around $47 less per year than the average vehicle

Buick Enclave insurance rates are about $47 less per year than the average vehicle with full coverage costing about $1,472 a year or $123 a month. Good drivers save up to $607 a year in policy discounts by practicing safe driving habits. Let’s take a closer look at Buick Enclave insurance rates, crash test ratings, and more.

You can start comparing quotes for Buick Enclave car insurance rates from some of the best car insurance companies by using our free online tool now.

Buick Enclave Insurance Cost

The average Buick Enclave auto insurance rates are $1,472 a year or $123 a month.

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Are Buick Enclaves Expensive to Insure?

The chart below details how Buick Enclave insurance rates compare to other SUVs like the Audi Q7, Dodge Journey, and Mercedes-Benz GLC 300.

Vehicle Comprehensive Collision Liability Total
Buick Enclave $348 $594 $372 $1,472
Audi Q7 $394 $714 $398 $1,664
Dodge Journey $322 $532 $372 $1,384
Mercedes-Benz GLC 300 $412 $810 $390 $1,770
Toyota Highlander $332 $512 $390 $1,392
Nissan Pathfinder $294 $452 $390 $1,294
Toyota Sequoia $332 $566 $398 $1,454

However, there are a few things you can do to find the cheapest Buick insurance rates online.

What Impacts the Cost of Buick Enclave Insurance?

You might have noticed that there is a multitude of factors that impact Buick Enclave car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Buick Enclave.

Age of the Vehicle

Older Buick Enclave models generally cost less to insure. For example, auto insurance for a 2020 Buick Enclave costs $1,472, while 2010 Buick Enclave insurance costs are $1,192, a difference of $280.

Model Year Comprehensive Collision Liability Total
2020 Buick Enclave $348 $594 $372 $1,472
2019 Buick Enclave $332 $570 $390 $1,450
2018 Buick Enclave $320 $566 $398 $1,442
2017 Buick Enclave $308 $552 $416 $1,434
2016 Buick Enclave $298 $530 $430 $1,416
2015 Buick Enclave $282 $512 $442 $1,394
2014 Buick Enclave $270 $474 $452 $1,354
2013 Buick Enclave $260 $446 $456 $1,320
2012 Buick Enclave $248 $400 $460 $1,266
2011 Buick Enclave $232 $368 $460 $1,218
2010 Buick Enclave $224 $346 $464 $1,192

Driver Age

Driver age can have a significant effect on the cost of Buick Enclave car insurance. For example, a 20-year-old driver could pay around $150 more each month for their Buick Enclave car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Buick Enclave insurance rates. For example, drivers in New York may pay $898 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on your Buick Enclave auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Buick Enclave car insurance with violations on their driving record.

Buick Enclave Safety Ratings

Your Buick Enclave auto insurance rates are tied to the Buick Enclave’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Buick Enclave Crash Test Ratings

The crash test ratings of the Buick Enclave can impact your Buick Enclave car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Buick Enclave SUV FWD 5 stars 4 stars 5 stars 4 stars
2020 Buick Enclave SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Buick Enclave SUV FWD 5 stars 4 stars 5 stars 4 stars
2019 Buick Enclave SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Buick Enclave SUV FWD 5 stars 4 stars 5 stars 4 stars
2018 Buick Enclave SUV AWD 5 stars 4 stars 5 stars 4 stars
2017 Buick Enclave SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Buick Enclave SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Buick Enclave SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Buick Enclave SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Buick Enclave Safety Features

The numerous safety features of the Buick Enclave help contribute to lower insurance rates. The 2020 Buick Enclave has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Buick Enclave Insurance Loss Probability

Insurance loss probability on the Buick Enclave fluctuates between each type of coverage. The lower percentage means lower Buick Enclave car insurance rates; higher percentages mean higher Buick Enclave auto insurance rates.

Insurance Coverage Category Loss Rate
Collision -15%
Property Damage 1%
Comprehensive -17%
Personal Injury -33%
Medical Payment -37%
Bodily Injury -19%
Source: Insurance Institute for Highway Safety

Buick Enclave Finance and Insurance Cost

When financing a Buick Enclave, most lenders will require your carry higher Buick Enclave coverage options including comprehensive coverage, so be sure to shop around and compare Buick Enclave car insurance rates from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Buick Enclave Insurance

There are several ways you can save even more on your Buick Enclave car insurance rates. Take a look at the following five tips:

  • Ask About Usage-Based Insurance for Your Buick Enclave
  • Choose a Buick Enclave with Cheaper Repair Costs
  • Ask About Farm and Ranch Vehicle Discounts
  • Make Sure You Use an Accredited Driver Safety Program
  • Compare Apples to Apples When Comparing Buick Enclave Insurance Quotes and Policies

Top Buick Enclave Insurance Companies

Who is the top auto insurance company for Buick Enclave insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Buick Enclave auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Buick Enclave offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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