Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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UPDATED: Jul 15, 2020

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Key takeaways:

  • Full coverage costs around $1,510 a year or $126 each month
  • A liability-only policy costs around $605 a year or $50 each month
  • Highest rates are for teenage drivers at around $5,519 a year or $460 each month
  • Good drivers can save as much as $623 a year by earning policy discounts
  • Cadillac SRX insurance costs around $9 less per year than the average vehicle

Cadillac SRX insurance rates are just slightly less than the average vehicle with full coverage costing about $1,510 a year or $126 a month. Good drivers can save up to $623 a year in policy discounts. Let’s take a closer look at Cadillac SRX insurance rates, crash test ratings, and more.

You can start comparing quotes for Cadillac SRX car insurance rates from some of the best car insurance companies by using our free online tool now.

Table of Contents

Cadillac SRX Insurance Cost

The average Cadillac SRX car insurance rates are $1,510 a year or $126 a month.

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Are Cadillac SRXs Expensive to Insure?

The chart below details how Cadillac SRX insurance rates compare to other crossovers like the Audi SQ5, Lincoln MKC, and Ford EcoSport.

Vehicle Comprehensive Collision Liability Total
Audi SQ5 $394 $774 $264 $1,542
Lincoln MKC $306 $596 $398 $1,458
Ford EcoSport $280 $500 $372 $1,310
Lincoln MKX $294 $596 $398 $1,446
Honda CR-V $280 $408 $316 $1,140
Audi Q5 $362 $718 $372 $1,610
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However, there are a few things you can do to find the cheapest Cadillac insurance rates online.

What Impacts the Cost of Cadillac SRX Insurance?

The Cadillac SRX trim and model you choose can impact the total price you will pay for Cadillac SRX auto insurance coverage.

Age of the Vehicle

The average Cadillac SRX auto insurance rates are higher for newer models. For example, auto insurance rates for a 2016 Cadillac SRX cost $1,510, while 2010 Cadillac SRX rates are $1,256, a difference of $254.

Model Year Comprehensive Collision Liability Total
2016 Cadillac SRX $310 $612 $430 $1,510
2015 Cadillac SRX $292 $592 $442 $1,484
2014 Cadillac SRX $282 $548 $452 $1,440
2013 Cadillac SRX $270 $516 $456 $1,400
2012 Cadillac SRX $258 $464 $460 $1,340
2011 Cadillac SRX $242 $426 $460 $1,286
2010 Cadillac SRX $234 $400 $464 $1,256
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Driver Age

Driver age can have a significant effect on the cost of Cadillac SRX car insurance. For example, a 20-year-old driver could pay around $154 more each month for their Cadillac SRX car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Cadillac SRX insurance rates. For example, drivers in New York may pay $921 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Cadillac SRX auto insurance. Teens and drivers in their 20’s see the highest jump in their Cadillac SRX car insurance with violations on their driving record.

Cadillac SRX Safety Ratings

Your Cadillac SRX auto insurance rates are tied to the Cadillac SRX’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Cadillac SRX Crash Test Ratings

Good Cadillac SRX crash test ratings can lower your Cadillac SRX auto insurance rates. See Cadillac SRX crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2016 Cadillac SRX SUV FWD 5 stars 4 stars 5 stars 4 stars
2016 Cadillac SRX SUV AWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Cadillac SRX Safety Features

The Cadillac SRX safety features can help lower insurance costs. According to AutoBlog, the 2020 Cadillac SRX has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Cadillac SRX Insurance Loss Probability

Insurance loss probability on the Cadillac SRX fluctuates between each type of coverage. The lower percentage means lower Cadillac SRX car insurance rates; higher percentages mean higher Cadillac SRX auto insurance rates.

Insurance Coverage Category Loss Rate
Collision 3%
Property Damage 1%
Comprehensive -16%
Personal Injury -20%
Medical Payment -18%
Bodily Injury -9%
Source: Insurance Institute for Highway Safety
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Cadillac SRX Finance and Insurance Cost

If you are financing a Cadillac SRX, most lenders will require your carry higher Cadillac SRX coverages including comprehensive coverage, so be sure to compare Cadillac SRX car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Cadillac SRX Insurance

There are many ways that you can save on Cadillac SRX car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Cadillac SRX car insurance rates low.

  • Pay Your Bills On Time — Especially Cadillac SRX Payments and Insurance
  • Get a Plan with Only Liability Coverage If You’re Driving an Older Cadillac SRX
  • Ask About Loyalty Discounts
  • Consider Using a Tracking Device on Your Cadillac SRX
  • Make Sure You Use an Accredited Driver Safety Program

Top Cadillac SRX Insurance Companies

Several top car insurance companies offer competitive rates for the Cadillac SRX rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Cadillac SRX drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Cadillac SRX Insurance Quotes Online

You can start comparing quotes for Cadillac SRX insurance from some of the top car insurance companies by using our free online tool today.