Best Kia Spectra5 Auto Insurance Rates 2021

The price of car insurance for the Kia Spectra5 depends on a lot of factors. Among the things that can impact your Kia Spectra5 car insurance rates are your driving history and where you live. Of course, the purchase price of the Kia Spectra5 also affects car insurance rates, and that depends on trim level and options.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Dec 1, 2021

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Things to Remember

  • The Kia Spectra5 has safety features that include Driver Air Bag and Child Safety Locks
  • Crash test ratings have an impact on Kia Spectra5 auto insurance rates
  • The cost of insurance for a Kia Spectra5 depends on the trim level

If you’re looking to buy a Kia Spectra5, you will want to know the details first. We’ve put together information on insurance for the Kia Spectra5 to help you get an idea of costs. We’ve also gathered other cost information, including how much a Kia Spectra5 will run you.

Read on to learn all about the Kia Spectra5 including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new Kia Spectra5 with confidence.

To see fast, free Kia Spectra5 insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal Kia Spectra5 insurance rate from top companies right away.

What impacts the cost of Kia Spectra5 insurance?

As with any car, your Kia Spectra5 car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Kia Spectra5 trim level you buy will also have an impact on the total price you will pay for Kia Spectra5 insurance coverage.

Kia Spectra5 Safety Features

The numerous safety features of the Kia Spectra5 help contribute to lower insurance rates. The Kia Spectra5 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Child Safety Locks

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Ways to Save on Kia Spectra5 Insurance

If you want to reduce the cost of your Kia Spectra5 insurance rates, follow these tips below:

  • Buy your Kia Spectra5 with cash, or get a shorter-term loan
  • Check for organization-based discounts, like alumni or employer discounts
  • Improve your credit score
  • Move to an area with a lower cost of living
  • Ask about a student away from home discount

Top Kia Spectra5 Insurance Companies

What is the best auto insurance company for Kia Spectra5 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Kia Spectra5 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Kia Spectra5.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free Kia Spectra5 Insurance Quotes Online

You can start comparing quotes for Kia Spectra5 insurance from some of the top car insurance companies by using our free online tool today.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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