Best Kia Spectra5 Auto Insurance Rates 2022

The price of car insurance for the Kia Spectra5 depends on a lot of factors. Among the things that can impact your Kia Spectra5 car insurance rates are your driving history and where you live. Of course, the purchase price of the Kia Spectra5 also affects car insurance rates, and that depends on trim level and options.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Written by D. Gilson, PhD
Professor & Published Author D. Gilson, PhD

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jun 17, 2022

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Things to Remember

  • Safety features of the Kia Spectra5 can earn you a car insurance discount
  • Crash test ratings have an impact on Kia Spectra5 auto insurance rates
  • The cost of insurance for a Kia Spectra5 depends on the trim level

Before you buy a Kia Spectra5, or even if you already own one, you’ll want to get the best Kia Spectra5 auto insurance rates. The cost of auto insurance for a Kia Spectra5 can vary from company to company and be based on personal factors like driving record, too.

The best way to get affordable Kia Spectra5 auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects Kia auto insurance for a Spectra5. You can also compare Kia Spectra5 auto insurance rates to the average cost of insurance for competitors like BMW 4 Series and Dodge Dart.

To compare Kia Spectra5 auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.

Are vehicles like the Kia Spectra5 expensive to insure?

Take a look at how insurance rates for similar models to the Kia Spectra5 look. These insurance rates for other hatchbacks like the BMW 4 Series, Toyota Prius c, and Dodge Dart give you a good idea of what to expect.

Insurance Rates for Vehicles Similar to the Kia Spectra5

Vehicle Comprehensive Collision Liability Total
Toyota Yaris $256 $478 $398 $1,290
FIAT 500L $256 $478 $450 $1,364
FIAT 500 $236 $466 $470 $1,352
Mazda 2 $206 $326 $452 $1,142
Porsche Panamera $520 $1,042 $398 $2,118
Mazda 3 $308 $562 $372 $1,400
Nissan Cube $228 $374 $452 $1,212
Ford C-Max Energi $284 $582 $416 $1,440

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What impacts the cost of Kia Spectra5 insurance?

As with any car, your Kia Spectra5 car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Kia Spectra5 trim level you buy will also have an impact on the total price you will pay for Kia Spectra5 insurance coverage.

Ways to Save on Kia Spectra5 Insurance

There are several ways you can save even more on your Kia Spectra5 car insurance rates. Take a look at the following five tips:

  • Consider Kia Spectra5 insurance costs before buying a Kia Spectra5
  • Buy winter tires for your Kia Spectra5
  • Consider using a tracking device on your Kia Spectra5
  • Add a more experienced driver to your Kia Spectra5 policy
  • Choose automatic payments or EFT for your Kia Spectra5 insurance policy

Top Kia Spectra5 Insurance Companies

What is the best auto insurance company for Kia Spectra5 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Kia Spectra5 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Kia Spectra5.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Kia Spectra5 Insurance Quotes Online

You can compare quotes for Kia Spectra5 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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