Best Kia Spectra Car Insurance Quotes (2023)
Auto insurance for the Kia Spectra will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The Kia Spectra has numerous safety features that can help reduce car insurance rates. To find the best deal on Kia Spectra auto insurance, it's best to compare multiple companies.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
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UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Crash test ratings have an impact on Kia Spectra auto insurance rates
- Safety features of the Kia Spectra can earn you a car insurance discount
- The cost of insurance for a Kia Spectra depends on the trim level
If you’re looking to buy a Kia Spectra, you will want to know the details first. We’ve put together information on insurance for the Kia Spectra to help you get an idea of costs. We’ve also gathered other cost information, including how much a Kia Spectra will run you.
Read on to learn all about the Kia Spectra including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new Kia Spectra with confidence.
To see fast, free Kia Spectra insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal Kia Spectra insurance rate from top companies right away.
Are vehicles like the Kia Spectra expensive to insure?
Take a look at how insurance rates for similar models to the Kia Spectra look. These insurance rates for other sedans like the Honda Accord Hybrid, Chevrolet Impala Limited, and Cadillac Fleetwood give you a good idea of what to expect.
Insurance Rates for Vehicles Similar to the Kia Spectra
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Kia Optima | $322 | $532 | $420 | $1,454 |
| MINI Hardtop 4 Door | $294 | $566 | $398 | $1,416 |
| Cadillac ATS | $294 | $566 | $398 | $1,416 |
| Lexus GS 300 | $344 | $656 | $338 | $1,474 |
| Audi S8 | $658 | $1,368 | $398 | $2,582 |
| Acura TLX | $332 | $686 | $398 | $1,574 |
| Kia Forte | $322 | $500 | $372 | $1,352 |
| Nissan Sentra | $266 | $594 | $372 | $1,390 |
Read more: Best Car Insurance Company For Acuras
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What impacts the cost of Kia Spectra insurance?
As with any car, your Kia Spectra car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Kia Spectra trim level you buy will also have an impact on the total price you will pay for Kia Spectra insurance coverage.
Ways to Save on Kia Spectra Insurance
If you want to reduce the cost of your Kia Spectra insurance rates, follow these tips below:
- Get a plan with only liability coverage if you’re driving an older Kia Spectra
- Remove young drivers from your Kia Spectra insurance when they move out or go to school
- Make sure you’re raising a safe driver
- Remove unnecessary insurance once your Kia Spectra is paid off
- Compare Kia Spectra quotes online
Top Kia Spectra Insurance Companies
What is the best company for affordable Kia Spectra insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Kia Spectra insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Kia Spectra.
Largest Auto Insurers by Market Share
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | GEICO | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
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Comparing Free Kia Spectra Insurance Quotes Online
Save money by comparing Kia Spectra insurance rates with free quotes online now.
Frequently Asked Questions
Are Kia Spectras expensive to insure?
The cost of insurance for Kia Spectras can vary based on personal factors such as driving habits, location, and mileage. However, the Kia Spectra’s safety features can help reduce insurance rates. To find the best deal on Kia Spectra auto insurance, it’s recommended to compare quotes from multiple insurance companies.
What factors impact the cost of Kia Spectra insurance?
The cost of Kia Spectra insurance can be influenced by personal factors like driving record, location, and driving habits. The specific trim level of the Kia Spectra that you choose will also affect the insurance coverage price.
How can I save on Kia Spectra insurance?
To potentially reduce the cost of Kia Spectra insurance rates, you can consider the following tips: maintain a good driving record, choose higher deductibles, take advantage of available discounts, and compare quotes from different insurance companies. It’s also worth exploring discounts offered by insurers for security systems and safety features found on the Kia Spectra.
Which insurance companies offer coverage for Kia Spectra?
Many insurance companies provide coverage for the Kia Spectra. Some of the top companies offering Kia Spectra auto insurance coverage, based on market share, include those that offer discounts for security systems and other safety features available on the Kia Spectra. It’s recommended to compare quotes from different insurers to find the most affordable coverage for your specific needs.
How can I compare Kia Spectra insurance quotes online?
You can compare Kia Spectra insurance quotes online by using a free online comparison tool. By entering your ZIP code, you can receive quotes from top car insurance companies, allowing you to compare coverage options and find the best rates.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.