Best Kia Spectra Auto Insurance Rates 2021

The price of car insurance for the Kia Spectra depends on a lot of factors. Among the things that can impact your Kia Spectra car insurance rates are your driving history and where you live. Of course, the purchase price of the Kia Spectra also affects car insurance rates, and that depends on trim level and options.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Nov 24, 2021

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Things to Remember

  • The Kia Spectra has safety features that include Driver Air Bag and Emergency Trunk Release
  • Crash test ratings have an impact on Kia Spectra auto insurance rates
  • The cost of insurance for a Kia Spectra depends on the trim level

If you’re looking to buy a Kia Spectra, you will want to know the details first. We’ve put together information on insurance for the Kia Spectra to help you get an idea of costs. We’ve also gathered other cost information, including how much a Kia Spectra will run you.

Read on to learn all about the Kia Spectra including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new Kia Spectra with confidence.

To see fast, free Kia Spectra insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal Kia Spectra insurance rate from top companies right away.

What impacts the cost of Kia Spectra insurance?

The Kia Spectra trim and model you choose can impact the total price you will pay for Kia Spectra insurance coverage.
You can also expect your Kia Spectra rates to be affected by where you live, your driving history, and in most states your age and gender.

Kia Spectra Safety Features

The numerous safety features of the Kia Spectra help contribute to lower insurance rates. The Kia Spectra has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag On/Off Switch
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Front Disc/Rear Drum Brakes
  • Child Safety Locks
  • Emergency Trunk Release

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Ways to Save on Kia Spectra Insurance

If you want to reduce the cost of your Kia Spectra insurance rates, follow these tips below:

  • Ask for a higher deductible for your Kia Spectra insurance policy
  • Start searching for new Kia Spectra car insurance a month before your renewal
  • Check the odometer on your Kia Spectra
  • Remove young drivers from your Kia Spectra insurance when they move out or go to school
  • Ask about farm and ranch vehicle discounts

Top Kia Spectra Insurance Companies

Several insurance companies offer competitive rates for the Kia Spectra based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Kia Spectra drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free Kia Spectra Insurance Quotes Online

You can compare quotes for Kia Spectra auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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