Best Kia Optima Hybrid Auto Insurance Rates 2021
The price of car insurance for the Kia Optima Hybrid depends on a lot of factors. Among the things that can impact your Kia Optima Hybrid car insurance rates are your driving history and where you live. Of course, the purchase price of the Kia Optima Hybrid also affects car insurance rates, and that depends on trim level and options.
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Written by
D. Gilson, PhD
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Reviewed by
Leslie Kasperowicz
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UPDATED: Dec 1, 2021
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- Safety features of the Kia Optima Hybrid can earn you a car insurance discount
- Crash test ratings have an impact on Kia Optima Hybrid auto insurance rates
- The cost of insurance for a Kia Optima Hybrid depends on the trim level
If you’re looking to buy a Kia Optima Hybrid, you will want to know the details first. We’ve put together information on insurance for the Kia Optima Hybrid to help you get an idea of costs. We’ve also gathered other cost information, including how much a Kia Optima Hybrid will run you.
Read on to learn all about the Kia Optima Hybrid including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new Kia Optima Hybrid with confidence.
To see fast, free Kia Optima Hybrid insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal Kia Optima Hybrid insurance rate from top companies right away.
Table of Contents
What impacts the cost of Kia Optima Hybrid insurance?
The Kia Optima Hybrid trim and model you choose can impact the total price you will pay for Kia Optima Hybrid insurance coverage.
You can also expect your Kia Optima Hybrid rates to be affected by where you live, your driving history, and in most states your age and gender.
Kia Optima Hybrid Crash Test Ratings
The Kia Optima Hybrid crash test ratingswill have an affect on Kia Optima Hybrid car insurance rates. Take a look at crash test results for the Kia Optima Hybrid.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 Kia Optima Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Kia Optima Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Kia Optima Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Kia Optima Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Kia Optima Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
Kia Optima Hybrid Safety Features
The numerous safety features of the Kia Optima Hybrid help contribute to lower insurance rates. The Kia Optima Hybrid has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
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Ways to Save on Kia Optima Hybrid Insurance
If you want to reduce the cost of your Kia Optima Hybrid insurance rates, follow these tips below:
- Reduce your coverage on an older Kia Optima Hybrid
- Ask about welcome discounts
- Ask about usage-based insurance for your Kia Optima Hybrid
- Install an aftermarket anti-theft device for your Kia Optima Hybrid
- Bundle your Kia Optima Hybrid auto insurance with home insurance
Top Kia Optima Hybrid Insurance Companies
What is the best company for affordable Kia Optima Hybrid insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Kia Optima Hybrid insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Kia Optima Hybrid.
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | GEICO | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
Comparing Free Kia Optima Hybrid Insurance Quotes Online
You can start comparing quotes for Kia Optima Hybrid insurance from some of the top car insurance companies by using our free online tool today.