Best Kia Optima Plug In Hybrid Auto Insurance Rates 2022

The price of car insurance for the Kia Optima Plug In Hybrid depends on a lot of factors. Among the things that can impact your Kia Optima Plug In Hybrid car insurance rates are your driving history and where you live. Of course, the purchase price of the Kia Optima Plug In Hybrid also affects car insurance rates, and that depends on trim level and options.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Written by D. Gilson, PhD
Professor & Published Author D. Gilson, PhD

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jun 17, 2022

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Things to Remember

  • The cost of insurance for a Kia Optima Plug In Hybrid depends on the trim level
  • Crash test ratings have an impact on Kia Optima Plug In Hybrid auto insurance rates
  • Safety features of the Kia Optima Plug In Hybrid can earn you a car insurance discount

Buying a new car is both fun and a lot of work. If the Kia Optima Plug In Hybrid is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Kia Optima Plug In Hybrid right here.

Take a look at what you can expect in terms of insurance rates for the Kia Optima Plug In Hybrid and compare it to other similar vehicles. Then find out how the Kia Optima Plug In Hybrid stacks up in terms of safety ratings and features, as well as what it costs to buy a Kia Optima Plug In Hybrid right here.

If you need insurance for a Kia Optima Plug In Hybrid right now, we can help. Enter your ZIP code for free Kia Optima Plug In Hybrid car insurance quotes from top companies.

Are vehicles like the Kia Optima Plug In Hybrid expensive to insure?

Take a look at how insurance rates for similar models to the Kia Optima Plug In Hybrid look. These insurance rates for other sedans like the Mercury Marauder, Lexus GS, and Infiniti G20 give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Kia Optima Plug In Hybrid

Vehicle Comprehensive Collision Liability Total
Lexus GS 300 $344 $656 $338 $1,474
Hyundai Azera $284 $582 $416 $1,440
Hyundai Accent $236 $524 $416 $1,334
Subaru Legacy $370 $506 $338 $1,350
Lexus ES 350 $362 $656 $316 $1,470
Honda Accord Hybrid $362 $718 $316 $1,532
Mercury Grand Marquis $188 $330 $460 $1,136
Volkswagen Passat $348 $626 $372 $1,504

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What impacts the cost of Kia Optima Plug In Hybrid insurance?

As with any car, your Kia Optima Plug In Hybrid car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Kia Optima Plug In Hybrid trim level you buy will also have an impact on the total price you will pay for Kia Optima Plug In Hybrid insurance coverage.

Ways to Save on Kia Optima Plug In Hybrid Insurance

Save more on your Kia Optima Plug In Hybrid car insurance rates. Take a look at the following five strategies that will get you the best Kia Optima Plug In Hybrid auto insurance rates possible.

  • Audit your Kia Optima Plug In Hybrid driving when you move to a new location or start a new job
  • Avoid the temptation to file a claim for minor incidents
  • Provide your Kia Optima Plug In Hybrid VIN when requesting Kia Optima Plug In Hybrid auto insurance quotes
  • Ask about a student away from home discount
  • Buy a dashcam for your Kia Optima Plug In Hybrid

Top Kia Optima Plug In Hybrid Insurance Companies

Several insurance companies offer competitive rates for the Kia Optima Plug In Hybrid based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Kia Optima Plug In Hybrid drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Kia Optima Plug In Hybrid Insurance Quotes Online

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